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Kordant/tasks/kordant-unified-restructure/18-hometitle-router.md
2026-05-25 22:49:37 -04:00

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# 18. Backend Router — HomeTitle (Property Monitoring)
meta:
id: kordant-unified-restructure-18
feature: kordant-unified-restructure
priority: P1
depends_on: [kordant-unified-restructure-12, kordant-unified-restructure-13, kordant-unified-restructure-14]
tags: [backend, trpc, hometitle, property, api]
objective:
- Build the tRPC router for HomeTitle, the property fraud monitoring service. Port all logic from `services/hometitle/` and `packages/api/src/routes/hometitle.routes.ts` into a unified `hometitle` router and service layer.
deliverables:
- `web/src/server/api/routers/hometitle.ts` — HomeTitle router:
- `hometitle.getProperties``protectedProcedure` returning watched properties
- `hometitle.addProperty``protectedProcedure` adding property to watchlist
- `hometitle.removeProperty``protectedProcedure` removing property
- `hometitle.getSnapshots``protectedProcedure` returning property record snapshots
- `hometitle.getChanges``protectedProcedure` returning detected property changes
- `hometitle.runScan``protectedProcedure` triggering manual property scan
- `hometitle.getAlerts``protectedProcedure` returning property fraud alerts
- `web/src/server/services/hometitle.service.ts` — Core business logic:
- `addProperty(subscriptionId, address, parcelId?, ownerName?)` — geocode address, save record
- `removeProperty(userId, propertyId)` — delete and cascade
- `getSnapshots(propertyId)` — query snapshot history
- `getChanges(propertyId, filters?)` — query changes with severity filtering
- `runScan(userId)` — scan all watched properties:
- Fetch current county records
- Compare with last snapshot
- Detect changes: ownership transfer, lien filing, tax change, metadata change
- `generateAlert(change)` — create alert if change severity is warning/critical
- `web/src/server/services/hometitle/scanner.ts` — County record scanning:
- `fetchCountyRecords(parcelId, county, state)` — query county assessor/recorder APIs
- `parseDeedRecords(html)` — extract ownership, date, lien info from HTML/PDF
- `geocodeAddress(address)` — convert address to lat/lng using geocoding API
- `web/src/server/services/hometitle/change.detector.ts` — Change detection:
- `detectChanges(oldSnapshot, newData)` — compare fields and classify changes
- `severityForChange(changeType, magnitude)` — determine severity level
- `fuzzyMatchNames(name1, name2)` — Levenshtein distance for owner name comparison
steps:
1. Create `web/src/server/api/routers/hometitle.ts`.
2. Define Zod schemas:
- `addPropertySchema`: `address: z.string()`, `parcelId: z.string().optional()`, `ownerName: z.string().optional()`
- `changeFilterSchema`: `severity: z.enum(['info', 'warning', 'critical']).optional()`, `changeType: z.enum([...]).optional()`
3. Implement router procedures:
- Property CRUD with subscription scoping
- Snapshot and change queries
- Manual scan with tier limit enforcement
4. Create `web/src/server/services/hometitle.service.ts`:
- Port from `services/hometitle/src/`
- Implement property geocoding on add
- Implement scan orchestration
5. Create scanner module:
- `fetchCountyRecords`: placeholder for county API integration. Many counties lack APIs — document which counties are supported.
- `parseDeedRecords`: HTML parsing with Cheerio or similar
- `geocodeAddress`: use Google Maps, OpenStreetMap, or similar geocoding service
6. Create change detector:
- Compare snapshot fields: ownerName, address, deedDate, taxAmount, lienCount
- Use fuzzy string matching for owner names
- Classify changes into: ownership_transfer, lien_filing, tax_change, metadata_change
7. Implement alert pipeline:
- On significant change (warning/critical), create `Alert` and `NormalizedAlert`
- Trigger notification via task 14 service
8. Wire router into `web/src/server/api/root.ts`.
9. Write unit tests with mocked county data.
steps:
- Unit: `addProperty` geocodes address and creates record
- Unit: `detectChanges` identifies ownership transfer and lien filing
- Unit: `fuzzyMatchNames` handles minor spelling variations
- Unit: `severityForChange` returns correct severity per change type
- Integration: tRPC procedures enforce subscription scoping
acceptance_criteria:
- [ ] Properties can be added with address geocoding and optional parcel ID
- [ ] Properties are scoped to the user's subscription
- [ ] Snapshots capture property record state at a point in time
- [ ] Changes are detected by comparing new data to last snapshot
- [ ] Manual scan can be triggered and respects tier limits
- [ ] Alerts are generated for warning/critical changes
- [ ] Fuzzy matching handles minor variations in owner names
validation:
- Add a test property, verify geocoding and record creation
- Simulate a snapshot change, verify change detection identifies the difference
- Run manual scan and verify scan completion
- Run `cd web && pnpm test` for HomeTitle unit tests
notes:
- Reference legacy: `services/hometitle/src/`, `packages/api/src/routes/hometitle.routes.ts`
- County record APIs are highly fragmented. The scanner should be designed as a plugin system where each county has its own adapter.
- For unsupported counties, the scan should gracefully degrade and inform the user.
- Property data may be sensitive. Ensure all records are encrypted at rest if required by compliance.
- Consider integrating with a third-party property data provider (e.g., CoreLogic, ATTOM) for broader coverage.
- The change detector should be configurable: users can choose which change types they want alerts for.