Update daily notes with status awaiting board action

CEO heartbeat March 25: Team status review, memory structure created, board blockers identified
FRE-449 Micro Lending App progress: - Security reviews: 11 completed, all approved (Security Reviewer) - Code review pipeline: 3 items (down from 17) - Implementation: Stalled awaiting legal/compliance approval - Legal docs: 5 completed, security-approved, awaiting board review - FRE-504: Complete but stale task state needs admin intervention Created PARA memory structure for FrenoCorp company entity with 10 atomic facts. Board action needed: 1. Review/approve 5 legal/compliance documents 2. Clear FRE-504 task state 3. Decision on CMO reactivation See plans/board_update_2026-03-25.md for full details.
2026-03-25 12:58:43 -04:00 · 2026-03-25 12:58:19 -04:00
5 changed files with 354 additions and 0 deletions
--- a/agents/ceo/life/companies/FrenoCorp/items.yaml
+++ b/agents/ceo/life/companies/FrenoCorp/items.yaml
@@ -0,0 +1,64 @@
+# Atomic Facts - FrenoCorp
+# Schema Version: v1.0
+
+---
+# Facts
+- id: fc-001
+  topic: company_focus
+  date: "2026-03-22"
+  content: "FrenoCorp is building Lendair, a micro-lending platform targeting unbanked/underbanked populations"
+  status: active
+
+- id: fc-002
+  topic: target_market
+  date: "2026-03-22"
+  content: "Kenya selected as first market for MVP launch"
+  status: active
+
+- id: fc-003
+  topic: revenue_model
+  date: "2026-03-22"
+  content: "Platform fees: 1% lender origination, 2% borrower transaction. AI features: $5-15/month subscription"
+  status: active
+
+- id: fc-004
+  topic: team_structure
+  date: "2026-03-24"
+  content: "CMO paused since March 22, 2026 - marketing work deferred"
+  status: active
+
+- id: fc-005
+  topic: project_status
+  date: "2026-03-25"
+  content: "Security Reviewer cleared entire backlog - 11 reviews completed, all approved"
+  status: active
+
+- id: fc-006
+  topic: project_status
+  date: "2026-03-25"
+  content: "FRE-456 (Web Frontend) completed and security-approved. FRE-457 (iOS App) in progress."
+  status: active
+
+- id: fc-007
+  topic: legal_compliance
+  date: "2026-03-25"
+  content: "Legal/compliance docs (FRE-484, FRE-486, FRE-488, FRE-490, FRE-491) completed but awaiting board review"
+  status: active
+
+- id: fc-008
+  topic: blockers
+  date: "2026-03-25"
+  content: "FRE-504 (Observability) has stale task state - needs admin intervention to clear executionRunId"
+  status: active
+
+- id: fc-009
+  topic: ai_features
+  date: "2026-03-22"
+  content: "Top 3 AI features for MVP: Loan Matching, Trust Score, Risk-Adjusted Returns"
+  status: active
+
+- id: fc-010
+  topic: team_performance
+  date: "2026-03-25"
+  content: "CTO performing oversight role effectively - identified and resolved code review pipeline bottleneck (17→3 items)"
+  status: active
--- a/agents/ceo/life/companies/FrenoCorp/summary.md
+++ b/agents/ceo/life/companies/FrenoCorp/summary.md
@@ -0,0 +1,73 @@
+# FrenoCorp Company Summary
+
+## Overview
+FrenoCorp is a technology company focused on building a micro-lending platform called **Lendair**.
+
+## Mission
+Enable financial inclusion by providing micro-lending services to unbanked and underbanked populations.
+
+## Target Market
+- **Primary**: Unbanked/underbanked populations
+- **First Market**: Kenya (MVP launch)
+
+## Revenue Model
+- Platform fees: 1% lender origination, 2% borrower transaction
+- AI feature subscriptions: ~$5-15/month (bundled model)
+
+## Active Projects
+
+### Lendair Platform (FRE-449)
+Main micro-lending platform initiative.
+
+**Implementation Tasks:**
+| ID | Task | Status | Priority |
+|----|------|--------|----------|
+| FRE-452 | Design System: UI/UX Specification | todo | high |
+| FRE-453 | Database: Drizzle ORM + Turso | todo | high |
+| FRE-454 | Auth: Clerk Integration | todo | high |
+| FRE-455 | Backend APIs: Loans/Users/Transfers | todo | high |
+| FRE-456 | Web Frontend: SolidStart | done | medium |
+| FRE-457 | iOS App: SwiftUI | in_progress | medium |
+
+**Dependency Chain:**
+- FRE-453 → FRE-454 → FRE-455 → FRE-456 + FRE-457
+- FRE-452 (design) blocks FRE-456
+
+### Legal & Compliance (FRE-482)
+| ID | Document | Status |
+|----|----------|--------|
+| FRE-483 | Terms of Service | done |
+| FRE-484 | ID Verification Integration | done (awaiting board review) |
+| FRE-486 | Bank Linking Integration | done (awaiting board review) |
+
+## AI Features (FRE-473)
+**MVP Features (Top 3):**
+1. Loan Matching
+2. Trust Score
+3. Risk-Adjusted Returns
+
+## Team
+- **CEO**: Strategic direction, P&L ownership
+- **CTO**: Technical oversight, architecture decisions
+- **Senior Engineer**: Implementation
+- **Security Reviewer**: Security audits
+- **Code Reviewer**: Code quality
+- **Founding Engineer**: Early implementation support
+- **CMO**: PAUSED (since March 22, 2026)
+
+## Key Decisions
+- Kenya selected as first market for MVP (March 22)
+- Transaction fees + AI subscriptions as revenue model
+- AI features to be bundled as subscription (~$5-15/month)
+- Security-first development approach with dedicated reviewer
+
+## Current Priorities (March 25, 2026)
+1. Complete legal/compliance review (board action needed)
+2. Resume CTO implementation work (FRE-453, FRE-454)
+3. Continue iOS development (FRE-457)
+4. Consider reactivating CMO or redistributing marketing work
+
+## Risks
+- Legal/compliance backlog awaiting board review
+- CMO capacity gap (paused)
+- Heavy reliance on CTO for core implementation
--- a/agents/ceo/life/index.md
+++ b/agents/ceo/life/index.md
@@ -0,0 +1,28 @@
+# Life Index
+
+This is the knowledge graph for FrenoCorp CEO operations.
+
+## Structure
+
+- **projects/** - Active work with clear goals/deadlines
+- **areas/** - Ongoing responsibilities (people, companies)
+- **resources/** - Reference material
+- **archives/** - Inactive items
+
+## Current Active Entities
+
+### Companies
+- [FrenoCorp](companies/FrenoCorp/) - The company itself
+
+### Projects
+(TBD)
+
+### People
+(TBD)
+
+## Quick Facts
+- Company: FrenoCorp
+- Focus: Micro-lending platform (Lendair)
+- Target Market: Kenya (MVP), unbanked/underbanked populations
+- Team: CEO, CTO, Senior Engineer, Security Reviewer, Code Reviewer, Founding Engineer
+- CMO: Paused since March 22, 2026
--- a/agents/ceo/memory/2026-03-25.md
+++ b/agents/ceo/memory/2026-03-25.md
@@ -0,0 +1,103 @@
+# 2026-03-25 Daily Notes
+
+## Wake Context
+- **Wake Reason**: heartbeat_timer
+- **Task ID**: None
+- **Approval ID**: None
+
+## Today's Plan
+
+### Completed
+- ✅ Reviewed team progress since March 22nd
+- ✅ Analyzed CTO, Senior Engineer, Security Reviewer notes
+- ✅ Identified blockers (legal/compliance, FRE-504 stale state)
+- ✅ Created PARA memory structure for FrenoCorp
+- ✅ Recorded 10 atomic facts about company state
+- ✅ Created board update document
+
+### Pending Board Action
+1. **Legal/Compliance Review** (5 documents)
+   - FRE-484: ID Verification
+   - FRE-486: Bank Linking
+   - FRE-488: Privacy Policy
+   - FRE-490: KYC/AML Framework
+   - FRE-491: E-Sign Integration
+
+2. **FRE-504 Task State** - Needs admin intervention
+
+3. **CMO Decision** - Reactivate or redistribute
+
+### Tomorrow's Priorities (if board acts)
+1. Approve CTO to resume FRE-453, FRE-454, FRE-455
+2. Approve FRE-452 (Design System)
+3. Decision on CMO capacity
+
+## Status: Awaiting Board Action
+
+No active assignments. Board update created and committed (718da68).
+Exiting cleanly until board responds or new assignments received.
+
+---
+
+## Timeline
+
+### 09:00 - CEO Heartbeat Start
+- Wake reason: heartbeat_timer
+- No active task assignments
+- Reviewing team progress since March 22
+
+### 09:00-09:15 - Team Status Review
+- Reviewed CTO daily notes (FRE-504 complete, code review pipeline healthy)
+- Reviewed Senior Engineer notes (FRE-466, FRE-505 complete)
+- Reviewed Security Reviewer notes (11 reviews completed)
+- Created PARA memory structure for FrenoCorp company entity
+- Recorded 10 atomic facts about company state
+
+### 09:15 - CEO Heartbeat Review
+
+**Team Status Summary:**
+
+**CTO** - FRE-504 (Observability) COMPLETE
+- All 4 code review issues fixed
+- Git committed (40e9d7b)
+- Stale task state needs admin intervention
+
+**Senior Engineer** - 2 Tasks COMPLETE
+- FRE-466: iOS Profile screens (code review revisions) → in_review
+- FRE-505: Security hardening (rate limiting, CORS, headers) → in_review
+- Both assigned to Code Reviewer
+
+**Security Reviewer** - 11 Reviews COMPLETE
+- FRE-456: Web Frontend → done (approved with recommendations)
+- FRE-454: Auth Integration → done
+- FRE-469: Clerk Webhooks → done
+- FRE-493: Onboarding Flow → done
+- FRE-497: Trust Score UI → done
+- FRE-465: iOS Transactions UI → done
+- FRE-484: ID Verification (Stripe Identity) → done
+- FRE-488: Privacy Policy → done
+- FRE-490: KYC/AML Framework → done
+- FRE-486: Bank Linking (Plaid) → done
+- FRE-491: E-Sign Integration → done
+- FRE-505: Rate Limiting & CORS → done
+
+**Code Review Pipeline:** 3 items remaining (down from 17)
+- FRE-464: iOS Loans screens (assigned to Code Reviewer)
+- FRE-462: iOS Auth screens (assigned to Code Reviewer)
+- FRE-489: Loan Agreement template (assigned to board user)
+
+**CMO:** PAUSED since March 22
+
+**Key Blockers:**
+1. FRE-504 task state has stale executionRunId - needs admin intervention
+2. Several legal/compliance docs assigned to "board user" need attention
+
+**Strategic Observations:**
+- Heavy reliance on iOS agent initially created bottleneck (now resolved)
+- Security Reviewer has been exceptional - cleared entire backlog
+- Legal/compliance work is piling up awaiting board review
+- CTO's oversight role working well - caught and fixed pipeline bottlenecks
+
+</content>
+<parameter=filePath>
+/home/mike/code/FrenoCorp/agents/ceo/memory/2026-03-25.md
--- a/plans/board_update_2026-03-25.md
+++ b/plans/board_update_2026-03-25.md
@@ -0,0 +1,86 @@
+# Board Update - March 25, 2026
+
+## Executive Summary
+
+**Status**: Green with Blockers
+
+Security review backlog has been completely cleared. Implementation work is ready to resume but legal/compliance documents are awaiting board review.
+
+## Completed This Week
+
+### Security Reviews (11 items - All Approved)
+- FRE-456: Web Frontend
+- FRE-454: Auth Integration  
+- FRE-469: Clerk Webhooks
+- FRE-493: Onboarding Flow
+- FRE-497: Trust Score UI
+- FRE-465: iOS Transactions UI
+- FRE-484: ID Verification (Stripe Identity)
+- FRE-488: Privacy Policy
+- FRE-490: KYC/AML Framework
+- FRE-486: Bank Linking (Plaid)
+- FRE-491: E-Sign Integration
+- FRE-505: Rate Limiting & CORS
+
+### Code Quality
+- FRE-466: iOS Profile Screens (revisions complete)
+- FRE-505: Security Hardening (rate limiting, CORS, headers)
+
+## Blockers Requiring Board Action
+
+### 1. Legal/Compliance Documents (5 items)
+These documents have been completed and security-reviewed. They need board approval before implementation:
+
+| ID | Document | Status | Action Needed |
+|----|----------|--------|---------------|
+| FRE-484 | ID Verification (Stripe Identity) | Done + Security Approved | Review & Approve |
+| FRE-486 | Bank Linking (Plaid Integration) | Done + Security Approved | Review & Approve |
+| FRE-488 | Privacy Policy | Done + Security Approved | Review & Approve |
+| FRE-490 | KYC/AML Framework | Done + Security Approved | Review & Approve |
+| FRE-491 | E-Sign Integration | Done + Security Approved | Review & Approve |
+
+**Impact**: These are prerequisites for production launch. Delay in approval delays launch.
+
+### 2. FRE-504 Task State Issue
+- Observability implementation (distributed tracing, Prometheus metrics) is complete
+- Code committed (40e9d7b)
+- Task has stale `executionRunId` preventing status update
+- **Action Needed**: Admin intervention to clear task state
+
+## Implementation Pipeline (Ready to Execute)
+
+Once legal docs are approved, CTO can proceed with:
+
+1. **FRE-453**: Database: Drizzle ORM + Turso (HIGH priority)
+2. **FRE-454**: Auth: Clerk Integration (HIGH priority)
+3. **FRE-455**: Backend APIs: Loans/Users/Transfers (HIGH priority)
+4. **FRE-452**: Design System: UI/UX Specification (HIGH priority)
+
+iOS work (FRE-457) can continue in parallel.
+
+## Team Status
+
+- **CTO**: Active, performing oversight role effectively
+- **Senior Engineer**: Active, completed 2 tasks
+- **Security Reviewer**: Exceptional performance - cleared entire backlog
+- **Code Reviewer**: Active
+- **Founding Engineer**: Active on iOS screens
+- **CMO**: PAUSED (since March 22) - marketing work deferred
+
+## Recommendations
+
+1. **Immediate**: Review and approve 5 legal/compliance documents
+2. **This Week**: Resume CTO implementation work on database, auth, and APIs
+3. **Decision**: Reactivate CMO or redistribute marketing responsibilities
+4. **Technical**: Clear FRE-504 task state (admin action)
+
+## Metrics
+
+- Code Review Pipeline: 3 items (healthy, down from 17)
+- Security Reviews: 0 backlog (cleared)
+- Implementation Tasks: 4 high-priority items ready
+- Legal Blockers: 5 documents awaiting approval
+
+---
+
+**Next Update**: March 26, 2026 or upon board action