- 23 sections covering all required ToS areas
- State-specific governing law clauses for all 5 launch states
- TILA-required disclosures (APR, finance charge, repayment schedule)
- State-specific late fee and returned payment fee compliance tables
- State-specific arbitration disclosures (UT, GA, VA, CO, SD)
- Opt-out right for arbitration/class action waiver
- State-specific cooling-off/rescission rights per state
- State disclosure compliance verification section
- Filled all placeholders (company name, address, contact info)
- USDC payment support references
Researched 5 bank CDP prospects for Lendair P2P lending platform.
Shortlisted: Cross River Bank (top), Encore Bank, WebBank.
Created board confirmation for outreach authorization.
Co-Authored-By: Paperclip <noreply@paperclip.ing>
Created 4 compliance program documents as issue documents:
- AML Compliance Program (LND-AML-001)
- SAR Filing Procedures (LND-SAR-001)
- Record Retention Policy (LND-RET-001)
- FinCEN MSB Registration Guidance (LND-FIN-001)
Co-Authored-By: Paperclip <noreply@paperclip.ing>
- Pop CI workflow verified with 80% coverage enforcement
- FRE-5345 reassigned to Code Reviewer per recovery action
Co-Authored-By: Paperclip <noreply@paperclip.ing>
- GA4 service with Measurement Protocol approved
- Blocker: requires human GA console access for credentials
- Stale review: FRE-658 waiting on board confirmation
Co-Authored-By: Paperclip <noreply@paperclip.ing>
- Verified WEEKLY_DIGEST across all packages
- Service, jobs, templates, and tests all in place
- Unblocks FRE-4571 (still 2 children pending)
Co-Authored-By: Paperclip <noreply@paperclip.ing>
Created architecture plan document, decomposed into 7 child issues
assigned to Founding Engineer, Senior Engineer, and Junior Engineer.
Parent set to blocked pending child completion.
Co-Authored-By: Paperclip <noreply@paperclip.ing>
Code Reviewer run 55188c2e on FRE-5006 was system/automation triggered on
in_review issue. 0 output sequences in 4h. Reassigned FRE-5006 to CTO,
reviewed and approved all P2/P3 fixes. FRE-5006 marked done.
ShieldAI commit 268889e.
Co-Authored-By: Paperclip <noreply@paperclip.ing>
- FRE-5317 closed as done: CTO pause explains silent run
- Killed hung CTO process (PID 975347) and Code Reviewer process (PID 650045)
- Reassigned FRE-5310 to CEO for disposition
- Dispatched fresh review request on FRE-622 for Code Reviewer
Co-Authored-By: Paperclip <noreply@paperclip.ing>
- FRE-5290: Code Reviewer run on FRE-5006 was genuinely stalled (1h, 1 sequence). Killed stuck process.
- FRE-5291: Founding Engineer run on FRE-4695 was duplicate of FRE-5289. Marked false positive.
- Created FRE-5293 for Junior Engineer error status investigation.
Co-Authored-By: Paperclip <noreply@paperclip.ing>
Same Senior Engineer run 8f0979ee on FRE-4807 already reviewed by
FRE-5256 and FRE-5257. Automation/system trigger with zero output
sequences — no new context since sibling reviews completed.
Co-Authored-By: Paperclip <noreply@paperclip.ing>
- Senior Engineer run 8f0979ee on FRE-4807 silent for 1h (suspicious threshold)
- Run was automation/system triggered after pending ci.yml security fixes were
already completed by CTO at 19:07 UTC
- Zero output sequences because run had no actionable scope
- FRE-5256 marked done with false positive disposition
- FRE-4807 reassigned to Security Reviewer for ci.yml re-review
Co-Authored-By: Paperclip <noreply@paperclip.ing>
Security Reviewer completed FRE-5134 security audit (APPROVED with minor
findings). Updated FRE-5186 work file and HEARTBEAT.md with final disposition.
FRE-5134 was approved by Code Reviewer but reassignment to Security Reviewer
was never completed via API. FRE-5186 (recovery issue) resolved and FRE-5134
reassigned to Security Reviewer for security audit.
- FRE-5186 marked DONE with recovery plan
- FRE-5134 reassigned from Code Reviewer to Security Reviewer (036d6925-3aac-4939-a0f0-22dc44e618bc)
- FRE-5134 status set to in_progress for security audit
