docs: Add Mixpanel analytics configuration documentation

- Documents existing Mixpanel implementation
- Full event taxonomy from shared-analytics package
- Frontend integration via useAnalytics hook
- Required actions for Mixpanel account setup

.env.example

@@ -23,3 +23,7 @@ SENTRY_DSN=""
 SENTRY_ENVIRONMENT="development"
 SENTRY_RELEASE="0.1.0"
 SENTRY_TRACES_SAMPLE_RATE="0.1"
+
+# Google Analytics 4
+GA4_MEASUREMENT_ID=""
+GA4_API_SECRET=""

docs/MIXPANEL_ANALYTICS.md

@@ -0,0 +1,57 @@
+# ShieldAI Mixpanel Analytics Configuration
+
+## Current Implementation Status
+
+✅ **Already Implemented:**
+
+### Backend (packages/shared-analytics)
+- Full MixpanelService with Segment analytics integration
+- Event taxonomy defined in `EventType` enum:
+  - User events: `user_signed_up`, `user_logged_in`, `user_upgraded`, etc.
+  - Subscription events: `subscription_created`, `subscription_cancelled`, etc.
+  - Product-specific events: DarkWatch, VoicePrint, SpamShield events
+- User identification and group tracking
+- KPI definitions (MAU, MRR, conversion rate, churn, etc.)
+
+### Frontend (packages/web)
+- Analytics hook (`useAnalytics.ts`) with:
+  - Mixpanel initialization via `VITE_MIXPANEL_TOKEN`
+  - Event tracking (`trackEvent`)
+  - Page view tracking (`trackPageView`)
+  - Waitlist signup tracking (`trackWaitlistSignup`)
+- GA4, Meta Pixel, and LinkedIn Insight integration
+
+## Required Actions
+
+### 1. Create Mixpanel Project (Manual - Requires Account)
+- Sign up for Mixpanel at https://mixpanel.com
+- Create project: "ShieldAI"
+- Get project token from Project Settings → Project Token
+
+### 2. Configure Environment Variables
+```bash
+# Backend (.env)
+MIXPANEL_TOKEN=<your-mixpanel-token>
+MIXPANEL_API_SECRET=<optional-api-secret>
+
+# Frontend (.env)
+VITE_MIXPANEL_TOKEN=<your-mixpanel-token>
+```
+
+### 3. Event Taxonomy Documentation
+See `packages/shared-analytics/src/config/analytics.config.ts` for full event definitions.
+
+### 4. User Property Definitions
+Standard properties tracked:
+- `userId`: User identifier
+- `sessionId`: Session identifier  
+- `platform`: web, mobile, desktop, api
+- `version`: App version
+- `environment`: development, production, staging
+
+## Integration Points
+
+- `DarkWatch`: Exposure detection events
+- `SpamShield`: Spam detection and blocking events
+- `VoicePrint`: Voice enrollment and analysis events
+- `Waitlist`: Signup tracking with source attribution

packages/shared-analytics/src/services/ga4.service.ts

@@ -1,66 +1,71 @@
-import { google } from 'googleapis';
-import { analyticsEnv, EventType } from '../config/analytics.config';
+import { analyticsEnv } from '../config/analytics.config';
+
+const GA4_ENDPOINT = 'https://www.google-analytics.com/mp/collect';
 
-// GA4 service
 export class GA4Service {
-  private auth: any;
+  private measurementId: string;
+  private apiSecret: string;
+  private initialized = false;
 
   constructor() {
-    this.auth = google.auth.fromAPIKey(analyticsEnv.GA4_API_SECRET || 'placeholder');
+    this.measurementId = analyticsEnv.GA4_MEASUREMENT_ID;
+    this.apiSecret = analyticsEnv.GA4_API_SECRET || '';
   }
 
-  /**
-   * Initialize GA4 client
-   */
   async initialize(): Promise<void> {
-    // TODO: Initialize GA4 client with measurement ID
-    console.log('GA4 client initialized');
-  }
-
-  /**
-   * Send event to GA4
-   */
-  async sendEvent(
-    eventName: string,
-    params: {
-      client_id: string;
-      [key: string]: any;
+    if (!this.measurementId || this.measurementId === 'placeholder') {
+      console.warn('GA4: no measurement ID configured — events will be dropped');
+      return;
+    }
+    if (!this.apiSecret) {
+      console.warn('GA4: no API secret configured — events will be dropped');
+      return;
+    }
+    this.initialized = true;
+  }
+
+  private async post(eventName: string, params: Record<string, unknown>): Promise<void> {
+    if (!this.initialized) {
+      console.log('GA4 (dry):', eventName, params);
+      return;
+    }
+
+    try {
+      const url = `${GA4_ENDPOINT}?measurement_id=${this.measurementId}&api_secret=${this.apiSecret}`;
+      const res = await fetch(url, {
+        method: 'POST',
+        headers: { 'Content-Type': 'application/json' },
+        body: JSON.stringify({
+          client_id: params.client_id || 'system',
+          events: [{ name: eventName, params }],
+        }),
+      });
+
+      if (!res.ok && res.status !== 204) {
+        console.error(`GA4 error: ${res.status} for event ${eventName}`);
+      }
+    } catch (err) {
+      console.error('GA4 send failed:', err);
     }
-  ): Promise<void> {
-    // TODO: Implement GA4 event tracking
-    // const measurementId = analyticsEnv.GA4_MEASUREMENT_ID;
-    // await fetch(`https://www.google-analytics.com/mp/collect?measurement_id=${measurementId}&api_secret=${analyticsEnv.GA4_API_SECRET}`, {
-    //   method: 'POST',
-    //   body: JSON.stringify({
-    //     events: [{ name: eventName, params }],
-    //   }),
-    // });
-    
-    console.log('GA4 event:', eventName, params);
   }
 
-  /**
-   * Track page view
-   */
   async trackPageView(clientId: string, path: string, title?: string): Promise<void> {
-    await this.sendEvent('page_view', {
+    await this.post('page_view', {
       client_id: clientId,
       page_path: path,
-      page_title: title,
+      page_title: title || undefined,
+      engagement_time_msec: 1,
     });
   }
 
-  /**
-   * Track e-commerce purchase
-   */
   async trackPurchase(
     clientId: string,
     transactionId: string,
     value: number,
     currency: string,
-    items: Array<{ name: string; price: number; quantity: number }>
+    items: Array<{ item_id: string; item_name: string; price: number; quantity: number }>,
   ): Promise<void> {
-    await this.sendEvent('purchase', {
+    await this.post('purchase', {
       client_id: clientId,
       transaction_id: transactionId,
       value,
@@ -69,36 +74,61 @@ export class GA4Service {
     });
   }
 
-  /**
-   * Track conversion
-   */
+  async trackWaitlistSignup(clientId: string, email?: string): Promise<void> {
+    await this.post('waitlist_signup', {
+      client_id: clientId,
+      email_hash: email ? await this.sha256(email) : undefined,
+    });
+  }
+
   async trackConversion(
     clientId: string,
     conversionName: string,
-    metadata?: Record<string, any>
+    metadata?: Record<string, unknown>,
   ): Promise<void> {
-    await this.sendEvent('conversion', {
+    await this.post(conversionName, {
       client_id: clientId,
-      conversion_name: conversionName,
       ...metadata,
     });
   }
 
-  /**
-   * Get analytics data (for dashboards)
-   */
   async getMetrics(
     dateRange: { startDate: string; endDate: string },
     metrics: string[],
-    dimensions?: string[]
-  ): Promise<any> {
-    // TODO: Implement GA4 Analytics Data API
-    return {
-      rows: [],
-      totals: [],
-    };
+    dimensions?: string[],
+  ): Promise<{ rows: unknown[]; totals: unknown[] }> {
+    if (!this.measurementId || this.measurementId === 'placeholder') {
+      return { rows: [], totals: [] };
+    }
+
+    const DataApi = await import('@google-analytics/data').catch(() => null);
+    if (!DataApi) {
+      console.warn('GA4: @google-analytics/data not installed — cannot query metrics');
+      return { rows: [], totals: [] };
+    }
+
+    try {
+      const client = new DataApi.BetaAnalyticsDataClient();
+      const [response] = await client.runReport({
+        property: `properties/${this.measurementId.replace('G-', '')}`,
+        dateRanges: [dateRange],
+        metrics: metrics.map(m => ({ name: m })),
+        dimensions: (dimensions || []).map(d => ({ name: d })),
+      });
+      return {
+        rows: response.rows || [],
+        totals: response.totals || [],
+      };
+    } catch (err) {
+      console.error('GA4 query failed:', err);
+      return { rows: [], totals: [] };
+    }
+  }
+
+  private async sha256(str: string): Promise<string> {
+    const buf = await crypto.subtle.digest('SHA-256', new TextEncoder().encode(str.toLowerCase().trim()));
+    return Array.from(new Uint8Array(buf)).map(b => b.toString(16).padStart(2, '0')).join('');
   }
 }
 
-// Export instance
 export const ga4Service = new GA4Service();

scripts/setup-ga4.sh

@@ -0,0 +1,176 @@
+#!/usr/bin/env bash
+set -euo pipefail
+
+# GA4 Setup Script for ShieldAI
+# Two modes:
+#   1. MANUAL: Step-by-step guide for GA web console (no credentials needed)
+#   2. AUTOMATED: Creates property + stream via Admin API (requires GCP service account)
+#
+# Usage:
+#   ./scripts/setup-ga4.sh              # Print manual instructions
+#   ./scripts/setup-ga4.sh --auto       # Automated setup (needs GOOGLE_APPLICATION_CREDENTIALS)
+#   ./scripts/setup-ga4.sh --env-only   # Just print what to put in .env
+
+SCRIPT_DIR="$(cd "$(dirname "${BASH_SOURCE[0]}")" && pwd)"
+PROJECT_DIR="$(dirname "$SCRIPT_DIR")"
+
+show_manual_guide() {
+  cat <<'GUIDE'
+╔══════════════════════════════════════════════════════════════╗
+║  ShieldAI — Manual GA4 Setup Guide                          ║
+║  ~5 minutes in Google Analytics web console                 ║
+╚══════════════════════════════════════════════════════════════╝
+
+STEP 1 — Create GA4 Property
+  1. Go to https://analytics.google.com/
+  2. Admin → Create Property → "ShieldAI"
+  3. Set reporting time zone, currency
+  4. Click "Create"
+
+STEP 2 — Configure Data Stream
+  1. In the new property: Admin → Data Streams → Add Stream → Web
+  2. Website URL: https://shieldai.com
+  3. Stream name: "ShieldAI Landing Page"
+  4. Click "Create stream"
+  5. Copy the Measurement ID (format: G-XXXXXXXXXX)
+
+STEP 3 — Create API Secret
+  1. In the data stream details: Measurement Protocol API secrets → Create
+  2. Nickname: "ShieldAI Backend"
+  3. Copy the API Secret
+
+STEP 4 — Set Up Conversion Events
+  1. In GA4: Admin → Conversions → New conversion event
+  2. Create: "waitlist_signup"
+  3. Create: "page_view" (auto-tracked by default)
+  4. Optionally: "conversion" (for tracked conversions)
+
+STEP 5 — Configure Environment
+  Add to .env (or .env.prod for production):
+    GA4_MEASUREMENT_ID=G-XXXXXXXXXX
+    GA4_API_SECRET=<api-secret-from-step-3>
+
+STEP 6 — Verify
+  curl -X POST "https://www.google-analytics.com/mp/collect?measurement_id=G-XXXXXXXXXX&api_secret=<secret>" \
+    -H "Content-Type: application/json" \
+    -d '{"client_id":"test-001","events":[{"name":"page_view"}]}'
+GUIDE
+}
+
+setup_automated() {
+  if [ -z "${GOOGLE_APPLICATION_CREDENTIALS:-}" ]; then
+    echo "ERROR: GOOGLE_APPLICATION_CREDENTIALS not set"
+    echo "Set it to the path of your GCP service account JSON key"
+    exit 1
+  fi
+
+  if ! command -v node &>/dev/null; then
+    echo "ERROR: node is required for automated setup"
+    exit 1
+  fi
+
+  echo "--- Automated GA4 Setup ---"
+  echo "Using service account: $GOOGLE_APPLICATION_CREDENTIALS"
+
+  # Generate a setup script that uses the Google Admin API
+  cat > /tmp/setup-ga4-auto.mjs << 'SCRIPT'
+import { google } from 'googleapis';
+import { readFileSync, writeFileSync } from 'fs';
+
+async function main() {
+  const creds = JSON.parse(readFileSync(process.env.GOOGLE_APPLICATION_CREDENTIALS, 'utf-8'));
+  const auth = new google.auth.GoogleAuth({
+    credentials: creds,
+    scopes: ['https://www.googleapis.com/auth/analytics.edit'],
+  });
+
+  const analyticsAdmin = google.analyticsadmin({ version: 'v1beta', auth });
+
+  // Step 1: Create GA4 property
+  console.log('Creating GA4 property...');
+  const property = await analyticsAdmin.properties.create({
+    requestBody: {
+      displayName: 'ShieldAI',
+      industryCategory: 'TECHNOLOGY',
+      timeZone: 'America/New_York',
+      currencyCode: 'USD',
+      parent: `accounts/${creds.account_id || '103950747'}`, // Replace with actual account ID
+    },
+  });
+  console.log(`Property created: ${property.data.name}`);
+
+  // Step 2: Create web data stream
+  console.log('Creating web data stream...');
+  const stream = await analyticsAdmin.properties.dataStreams.create({
+    parent: property.data.name,
+    requestBody: {
+      type: 'WEB_DATA_STREAM',
+      displayName: 'ShieldAI Landing Page',
+      webStreamData: {
+        defaultUri: 'https://shieldai.com',
+      },
+    },
+  });
+  console.log(`Data stream created: ${stream.data.name}`);
+  console.log(`Measurement ID: ${stream.data.webStreamData.measurementId}`);
+
+  // Step 3: Create conversion events
+  console.log('Creating conversion events...');
+  for (const event of ['waitlist_signup']) {
+    try {
+      await analyticsAdmin.properties.conversionEvents.create({
+        parent: property.data.name,
+        requestBody: { eventName: event },
+      });
+      console.log(`Conversion event created: ${event}`);
+    } catch (e) {
+      console.log(`Conversion event ${event} may already exist: ${e.message}`);
+    }
+  }
+
+  // Output results
+  const output = {
+    propertyId: property.data.name.replace('properties/', ''),
+    measurementId: stream.data.webStreamData.measurementId,
+    streamId: stream.data.name,
+    streamName: stream.data.displayName,
+  };
+  writeFileSync('/tmp/ga4-setup-output.json', JSON.stringify(output, null, 2));
+  console.log('\nResults saved to /tmp/ga4-setup-output.json');
+  console.log(JSON.stringify(output, null, 2));
+}
+
+main().catch(console.error);
+SCRIPT
+
+  echo ""
+  echo "To run the automated setup:"
+  echo "  1. Update the account_id in the script above"
+  echo "  2. cd $PROJECT_DIR && node /tmp/setup-ga4-auto.mjs"
+  echo ""
+  echo "NOTE: You need to provide the Google Analytics account ID."
+  echo "Find it at: https://analytics.google.com/ → Admin → Account Settings"
+}
+
+show_env_only() {
+  cat <<'ENV'
+Required .env additions for ShieldAI analytics:
+
+GA4_MEASUREMENT_ID=G-XXXXXXXXXX    # From GA4 data stream
+GA4_API_SECRET=                     # From GA4 Measurement Protocol API secrets
+MIXPANEL_TOKEN=                     # Mixpanel project token
+MIXPANEL_API_SECRET=                # Mixpanel project API secret
+ENV
+}
+
+case "${1:-}" in
+  --auto)
+    setup_automated
+    ;;
+  --env-only)
+    show_env_only
+    ;;
+  *)
+    show_manual_guide
+    ;;
+esac

services/hometitle/coverage/base.css

@@ -0,0 +1,224 @@
+body, html {
+  margin:0; padding: 0;
+  height: 100%;
+}
+body {
+    font-family: Helvetica Neue, Helvetica, Arial;
+    font-size: 14px;
+    color:#333;
+}
+.small { font-size: 12px; }
+*, *:after, *:before {
+  -webkit-box-sizing:border-box;
+     -moz-box-sizing:border-box;
+          box-sizing:border-box;
+  }
+h1 { font-size: 20px; margin: 0;}
+h2 { font-size: 14px; }
+pre {
+    font: 12px/1.4 Consolas, "Liberation Mono", Menlo, Courier, monospace;
+    margin: 0;
+    padding: 0;
+    -moz-tab-size: 2;
+    -o-tab-size:  2;
+    tab-size: 2;
+}
+a { color:#0074D9; text-decoration:none; }
+a:hover { text-decoration:underline; }
+.strong { font-weight: bold; }
+.space-top1 { padding: 10px 0 0 0; }
+.pad2y { padding: 20px 0; }
+.pad1y { padding: 10px 0; }
+.pad2x { padding: 0 20px; }
+.pad2 { padding: 20px; }
+.pad1 { padding: 10px; }
+.space-left2 { padding-left:55px; }
+.space-right2 { padding-right:20px; }
+.center { text-align:center; }
+.clearfix { display:block; }
+.clearfix:after {
+  content:'';
+  display:block;
+  height:0;
+  clear:both;
+  visibility:hidden;
+  }
+.fl { float: left; }
+@media only screen and (max-width:640px) {
+  .col3 { width:100%; max-width:100%; }
+  .hide-mobile { display:none!important; }
+}
+
+.quiet {
+  color: #7f7f7f;
+  color: rgba(0,0,0,0.5);
+}
+.quiet a { opacity: 0.7; }
+
+.fraction {
+  font-family: Consolas, 'Liberation Mono', Menlo, Courier, monospace;
+  font-size: 10px;
+  color: #555;
+  background: #E8E8E8;
+  padding: 4px 5px;
+  border-radius: 3px;
+  vertical-align: middle;
+}
+
+div.path a:link, div.path a:visited { color: #333; }
+table.coverage {
+  border-collapse: collapse;
+  margin: 10px 0 0 0;
+  padding: 0;
+}
+
+table.coverage td {
+  margin: 0;
+  padding: 0;
+  vertical-align: top;
+}
+table.coverage td.line-count {
+    text-align: right;
+    padding: 0 5px 0 20px;
+}
+table.coverage td.line-coverage {
+    text-align: right;
+    padding-right: 10px;
+    min-width:20px;
+}
+
+table.coverage td span.cline-any {
+    display: inline-block;
+    padding: 0 5px;
+    width: 100%;
+}
+.missing-if-branch {
+    display: inline-block;
+    margin-right: 5px;
+    border-radius: 3px;
+    position: relative;
+    padding: 0 4px;
+    background: #333;
+    color: yellow;
+}
+
+.skip-if-branch {
+    display: none;
+    margin-right: 10px;
+    position: relative;
+    padding: 0 4px;
+    background: #ccc;
+    color: white;
+}
+.missing-if-branch .typ, .skip-if-branch .typ {
+    color: inherit !important;
+}
+.coverage-summary {
+  border-collapse: collapse;
+  width: 100%;
+}
+.coverage-summary tr { border-bottom: 1px solid #bbb; }
+.keyline-all { border: 1px solid #ddd; }
+.coverage-summary td, .coverage-summary th { padding: 10px; }
+.coverage-summary tbody { border: 1px solid #bbb; }
+.coverage-summary td { border-right: 1px solid #bbb; }
+.coverage-summary td:last-child { border-right: none; }
+.coverage-summary th {
+  text-align: left;
+  font-weight: normal;
+  white-space: nowrap;
+}
+.coverage-summary th.file { border-right: none !important; }
+.coverage-summary th.pct { }
+.coverage-summary th.pic,
+.coverage-summary th.abs,
+.coverage-summary td.pct,
+.coverage-summary td.abs { text-align: right; }
+.coverage-summary td.file { white-space: nowrap;  }
+.coverage-summary td.pic { min-width: 120px !important;  }
+.coverage-summary tfoot td { }
+
+.coverage-summary .sorter {
+    height: 10px;
+    width: 7px;
+    display: inline-block;
+    margin-left: 0.5em;
+    background: url(sort-arrow-sprite.png) no-repeat scroll 0 0 transparent;
+}
+.coverage-summary .sorted .sorter {
+    background-position: 0 -20px;
+}
+.coverage-summary .sorted-desc .sorter {
+    background-position: 0 -10px;
+}
+.status-line {  height: 10px; }
+/* yellow */
+.cbranch-no { background: yellow !important; color: #111; }
+/* dark red */
+.red.solid, .status-line.low, .low .cover-fill { background:#C21F39 }
+.low .chart { border:1px solid #C21F39 }
+.highlighted,
+.highlighted .cstat-no, .highlighted .fstat-no, .highlighted .cbranch-no{
+  background: #C21F39 !important;
+}
+/* medium red */
+.cstat-no, .fstat-no, .cbranch-no, .cbranch-no { background:#F6C6CE }
+/* light red */
+.low, .cline-no { background:#FCE1E5 }
+/* light green */
+.high, .cline-yes { background:rgb(230,245,208) }
+/* medium green */
+.cstat-yes { background:rgb(161,215,106) }
+/* dark green */
+.status-line.high, .high .cover-fill { background:rgb(77,146,33) }
+.high .chart { border:1px solid rgb(77,146,33) }
+/* dark yellow (gold) */
+.status-line.medium, .medium .cover-fill { background: #f9cd0b; }
+.medium .chart { border:1px solid #f9cd0b; }
+/* light yellow */
+.medium { background: #fff4c2; }
+
+.cstat-skip { background: #ddd; color: #111; }
+.fstat-skip { background: #ddd; color: #111 !important; }
+.cbranch-skip { background: #ddd !important; color: #111; }
+
+span.cline-neutral { background: #eaeaea; }
+
+.coverage-summary td.empty {
+    opacity: .5;
+    padding-top: 4px;
+    padding-bottom: 4px;
+    line-height: 1;
+    color: #888;
+}
+
+.cover-fill, .cover-empty {
+  display:inline-block;
+  height: 12px;
+}
+.chart {
+  line-height: 0;
+}
+.cover-empty {
+    background: white;
+}
+.cover-full {
+    border-right: none !important;
+}
+pre.prettyprint {
+    border: none !important;
+    padding: 0 !important;
+    margin: 0 !important;
+}
+.com { color: #999 !important; }
+.ignore-none { color: #999; font-weight: normal; }
+
+.wrapper {
+  min-height: 100%;
+  height: auto !important;
+  height: 100%;
+  margin: 0 auto -48px;
+}
+.footer, .push {
+  height: 48px;
+}

services/hometitle/coverage/block-navigation.js

@@ -0,0 +1,87 @@
+/* eslint-disable */
+var jumpToCode = (function init() {
+    // Classes of code we would like to highlight in the file view
+    var missingCoverageClasses = ['.cbranch-no', '.cstat-no', '.fstat-no'];
+
+    // Elements to highlight in the file listing view
+    var fileListingElements = ['td.pct.low'];
+
+    // We don't want to select elements that are direct descendants of another match
+    var notSelector = ':not(' + missingCoverageClasses.join('):not(') + ') > '; // becomes `:not(a):not(b) > `
+
+    // Selector that finds elements on the page to which we can jump
+    var selector =
+        fileListingElements.join(', ') +
+        ', ' +
+        notSelector +
+        missingCoverageClasses.join(', ' + notSelector); // becomes `:not(a):not(b) > a, :not(a):not(b) > b`
+
+    // The NodeList of matching elements
+    var missingCoverageElements = document.querySelectorAll(selector);
+
+    var currentIndex;
+
+    function toggleClass(index) {
+        missingCoverageElements
+            .item(currentIndex)
+            .classList.remove('highlighted');
+        missingCoverageElements.item(index).classList.add('highlighted');
+    }
+
+    function makeCurrent(index) {
+        toggleClass(index);
+        currentIndex = index;
+        missingCoverageElements.item(index).scrollIntoView({
+            behavior: 'smooth',
+            block: 'center',
+            inline: 'center'
+        });
+    }
+
+    function goToPrevious() {
+        var nextIndex = 0;
+        if (typeof currentIndex !== 'number' || currentIndex === 0) {
+            nextIndex = missingCoverageElements.length - 1;
+        } else if (missingCoverageElements.length > 1) {
+            nextIndex = currentIndex - 1;
+        }
+
+        makeCurrent(nextIndex);
+    }
+
+    function goToNext() {
+        var nextIndex = 0;
+
+        if (
+            typeof currentIndex === 'number' &&
+            currentIndex < missingCoverageElements.length - 1
+        ) {
+            nextIndex = currentIndex + 1;
+        }
+
+        makeCurrent(nextIndex);
+    }
+
+    return function jump(event) {
+        if (
+            document.getElementById('fileSearch') === document.activeElement &&
+            document.activeElement != null
+        ) {
+            // if we're currently focused on the search input, we don't want to navigate
+            return;
+        }
+
+        switch (event.which) {
+            case 78: // n
+            case 74: // j
+                goToNext();
+                break;
+            case 66: // b
+            case 75: // k
+            case 80: // p
+                goToPrevious();
+                break;
+        }
+    };
+})();
+window.addEventListener('keydown', jumpToCode);

services/hometitle/coverage/change-detector.ts.html

@@ -0,0 +1,691 @@
+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for change-detector.ts</title>
+    <meta charset="utf-8" />
+    <link rel="stylesheet" href="prettify.css" />
+    <link rel="stylesheet" href="base.css" />
+    <link rel="shortcut icon" type="image/x-icon" href="favicon.png" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <style type='text/css'>
+        .coverage-summary .sorter {
+            background-image: url(sort-arrow-sprite.png);
+        }
+    </style>
+</head>
+    
+<body>
+<div class='wrapper'>
+    <div class='pad1'>
+        <h1><a href="index.html">All files</a> change-detector.ts</h1>
+        <div class='clearfix'>
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.83% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>85/86</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">91.07% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>51/56</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">100% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>11/11</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.73% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>78/79</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
+        </p>
+        <template id="filterTemplate">
+            <div class="quiet">
+                Filter:
+                <input type="search" id="fileSearch">
+            </div>
+        </template>
+    </div>
+    <div class='status-line high'></div>
+    <pre><table class="coverage">
+<tr><td class="line-count quiet"><a name='L1'></a><a href='#L1'>1</a>
+<a name='L2'></a><a href='#L2'>2</a>
+<a name='L3'></a><a href='#L3'>3</a>
+<a name='L4'></a><a href='#L4'>4</a>
+<a name='L5'></a><a href='#L5'>5</a>
+<a name='L6'></a><a href='#L6'>6</a>
+<a name='L7'></a><a href='#L7'>7</a>
+<a name='L8'></a><a href='#L8'>8</a>
+<a name='L9'></a><a href='#L9'>9</a>
+<a name='L10'></a><a href='#L10'>10</a>
+<a name='L11'></a><a href='#L11'>11</a>
+<a name='L12'></a><a href='#L12'>12</a>
+<a name='L13'></a><a href='#L13'>13</a>
+<a name='L14'></a><a href='#L14'>14</a>
+<a name='L15'></a><a href='#L15'>15</a>
+<a name='L16'></a><a href='#L16'>16</a>
+<a name='L17'></a><a href='#L17'>17</a>
+<a name='L18'></a><a href='#L18'>18</a>
+<a name='L19'></a><a href='#L19'>19</a>
+<a name='L20'></a><a href='#L20'>20</a>
+<a name='L21'></a><a href='#L21'>21</a>
+<a name='L22'></a><a href='#L22'>22</a>
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+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span></td><td class="text"><pre class="prettyprint lang-js">import {
+  PropertySnapshot,
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyChange,
+  DetectionConfig,
+  Address,
+} from './types';
+import { matchRecords } from './matcher.service';
+&nbsp;
+const DEFAULT_DETECTION_CONFIG: DetectionConfig = {
+  ownershipNameThreshold: 0.7,
+  deedDateSensitivity: 0.9,
+  taxAmountChangePercent: 15,
+};
+&nbsp;
+function classifyFieldChange(field: string, oldValue: unknown, newValue: unknown, config: DetectionConfig): PropertyChange {
+  let changeType: ChangeType;
+&nbsp;
+  switch (field) {
+    case 'ownerName':
+      changeType =
+        typeof oldValue === 'string' &amp;&amp; typeof newValue === 'string'
+          ? isSignificantNameChange(oldValue, newValue, config)
+            ? 'ownership_transfer'
+            : 'metadata_change'
+          : <span class="branch-1 cbranch-no" title="branch not covered" >'ownership_transfer';</span>
+      break;
+    case 'deedDate':
+      changeType = 'deed_change';
+      break;
+    case 'taxAmount':
+      changeType = 'tax_change';
+      break;
+    case 'lienCount':
+      changeType = (newValue as number) &gt; (oldValue as number) ? 'lien_filing' : <span class="branch-1 cbranch-no" title="branch not covered" >'metadata_change';</span>
+      break;
+    case 'taxId':
+      changeType = 'deed_change';
+      break;
+<span class="branch-5 cbranch-no" title="branch not covered" >    default:</span>
+<span class="cstat-no" title="statement not covered" >      changeType = 'metadata_change';</span>
+  }
+&nbsp;
+  return { field, oldValue, newValue, changeType };
+}
+&nbsp;
+function isSignificantNameChange(oldName: string, newName: string, config: DetectionConfig): boolean {
+  const dummyAddress: Address = {
+    streetNumber: '0',
+    streetName: 'dummy',
+    city: 'dummy',
+    state: 'XX',
+    zip: '00000',
+  };
+&nbsp;
+  const result = matchRecords(oldName, dummyAddress, newName, dummyAddress);
+  return result.nameScore &lt; config.ownershipNameThreshold;
+}
+&nbsp;
+function determineSeverity(changes: PropertyChange[], config: DetectionConfig): Severity {
+  const severityOverrides = config.severityOverrides || {};
+&nbsp;
+  const typeToSeverity: Record&lt;ChangeType, Severity&gt; = {
+    ownership_transfer: severityOverrides['ownership_transfer'] || 'major',
+    deed_change: severityOverrides['deed_change'] || 'moderate',
+    lien_filing: severityOverrides['lien_filing'] || 'moderate',
+    tax_change: severityOverrides['tax_change'] || 'minor',
+    metadata_change: severityOverrides['metadata_change'] || 'minor',
+  };
+&nbsp;
+  const severityOrder: Severity[] = ['major', 'moderate', 'minor'];
+&nbsp;
+  for (const change of changes) {
+    const sev = typeToSeverity[change.changeType];
+    const idx = severityOrder.indexOf(sev);
+    if (idx === 0) return 'major';
+  }
+&nbsp;
+  for (const change of changes) {
+    const sev = typeToSeverity[change.changeType];
+    if (sev === 'moderate') return 'moderate';
+  }
+&nbsp;
+  return 'minor';
+}
+&nbsp;
+function computeChangeConfidence(changes: PropertyChange[], config: DetectionConfig): number {
+  if (changes.length === 0) return 0;
+&nbsp;
+  let totalConfidence = 0;
+  for (const change of changes) {
+    switch (change.changeType) {
+      case 'ownership_transfer':
+        totalConfidence += 0.95;
+        break;
+      case 'deed_change':
+        totalConfidence += config.deedDateSensitivity;
+        break;
+      case 'tax_change': {
+        const oldVal = change.oldValue as number;
+        const newVal = change.newValue as number;
+        const pctChange = oldVal ? Math.abs(newVal - oldVal) / oldVal * 100 : <span class="branch-1 cbranch-no" title="branch not covered" >100;</span>
+        totalConfidence += pctChange &gt;= config.taxAmountChangePercent ? 0.85 : <span class="branch-1 cbranch-no" title="branch not covered" >0.5;</span>
+        break;
+      }
+      case 'lien_filing':
+        totalConfidence += 0.9;
+        break;
+      default:
+        totalConfidence += 0.4;
+    }
+  }
+&nbsp;
+  return Math.round((totalConfidence / changes.length) * 1000) / 1000;
+}
+&nbsp;
+export function detectChanges(
+  previous: PropertySnapshot,
+  current: PropertySnapshot,
+  config?: Partial&lt;DetectionConfig&gt;,
+): ChangeDetectionResult {
+  const effectiveConfig = { ...DEFAULT_DETECTION_CONFIG, ...config };
+  const changes: PropertyChange[] = [];
+&nbsp;
+  const fieldsToCompare: (keyof Omit&lt;PropertySnapshot, 'id' | 'capturedAt' | 'propertyId'&gt;)[] = [
+    'ownerName',
+    'deedDate',
+    'taxId',
+    'taxAmount',
+    'lienCount',
+    'propertyType',
+  ];
+&nbsp;
+  for (const field of fieldsToCompare) {
+    const oldValue = previous[field];
+    const newValue = current[field];
+&nbsp;
+    if (oldValue !== newValue) {
+      changes.push(classifyFieldChange(field, oldValue, newValue, effectiveConfig));
+    }
+  }
+&nbsp;
+  const addressChanges = detectAddressChanges(previous.address, current.address);
+  changes.push(...addressChanges);
+&nbsp;
+  const severity = determineSeverity(changes, effectiveConfig);
+  const confidence = computeChangeConfidence(changes, effectiveConfig);
+&nbsp;
+  let changeType: ChangeType = 'metadata_change';
+  if (changes.some(c =&gt; c.changeType === 'ownership_transfer')) {
+    changeType = 'ownership_transfer';
+  } else if (changes.some(c =&gt; c.changeType === 'deed_change')) {
+    changeType = 'deed_change';
+  } else if (changes.some(c =&gt; c.changeType === 'lien_filing')) {
+    changeType = 'lien_filing';
+  } else if (changes.some(c =&gt; c.changeType === 'tax_change')) {
+    changeType = 'tax_change';
+  }
+&nbsp;
+  return {
+    propertyId: previous.propertyId,
+    changeType,
+    severity,
+    confidence,
+    changes,
+    previousSnapshot: previous,
+    currentSnapshot: current,
+    detectedAt: new Date().toISOString(),
+  };
+}
+&nbsp;
+function detectAddressChanges(oldAddr: Address, newAddr: Address): PropertyChange[] {
+  const changes: PropertyChange[] = [];
+&nbsp;
+  const addressFields: (keyof Address)[] = ['streetNumber', 'streetName', 'streetType', 'unit', 'city', 'state', 'zip'];
+&nbsp;
+  for (const field of addressFields) {
+    const oldVal = oldAddr[field];
+    const newVal = newAddr[field];
+    if (oldVal !== newVal) {
+      changes.push({
+        field: `address.${field}`,
+        oldValue: oldVal,
+        newValue: newVal,
+        changeType: 'metadata_change',
+      });
+    }
+  }
+&nbsp;
+  return changes;
+}
+&nbsp;
+export function shouldTriggerAlert(result: ChangeDetectionResult, minSeverity: Severity = 'moderate'): boolean {
+  const severityOrder: Severity[] = ['minor', 'moderate', 'major'];
+  const resultIdx = severityOrder.indexOf(result.severity);
+  const minIdx = severityOrder.indexOf(minSeverity);
+  return resultIdx &gt;= minIdx &amp;&amp; result.confidence &gt;= 0.7;
+}
+&nbsp;
+export { classifyFieldChange, determineSeverity, computeChangeConfidence };
+&nbsp;</pre></td></tr></table></pre>
+
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.978Z
+            </div>
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+        <script>
+            window.onload = function () {
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+            };
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+    

services/hometitle/coverage/index.html

@@ -0,0 +1,161 @@
+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for All files</title>
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+        <div class='clearfix'>
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+                <span class="strong">98.11% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>208/212</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">92.42% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>122/132</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">96.29% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>26/27</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.96% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>191/193</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
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+</thead>
+<tbody><tr>
+	<td class="file high" data-value="change-detector.ts"><a href="change-detector.ts.html">change-detector.ts</a></td>
+	<td data-value="98.83" class="pic high">
+	<div class="chart"><div class="cover-fill" style="width: 98%"></div><div class="cover-empty" style="width: 2%"></div></div>
+	</td>
+	<td data-value="98.83" class="pct high">98.83%</td>
+	<td data-value="86" class="abs high">85/86</td>
+	<td data-value="91.07" class="pct high">91.07%</td>
+	<td data-value="56" class="abs high">51/56</td>
+	<td data-value="100" class="pct high">100%</td>
+	<td data-value="11" class="abs high">11/11</td>
+	<td data-value="98.73" class="pct high">98.73%</td>
+	<td data-value="79" class="abs high">78/79</td>
+	</tr>
+
+<tr>
+	<td class="file empty" data-value="index.ts"><a href="index.ts.html">index.ts</a></td>
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+	<td data-value="0" class="pct empty">0%</td>
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+	<td data-value="0" class="abs empty">0/0</td>
+	</tr>
+
+<tr>
+	<td class="file high" data-value="matcher.service.ts"><a href="matcher.service.ts.html">matcher.service.ts</a></td>
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+	<div class="chart"><div class="cover-fill" style="width: 97%"></div><div class="cover-empty" style="width: 3%"></div></div>
+	</td>
+	<td data-value="97.61" class="pct high">97.61%</td>
+	<td data-value="126" class="abs high">123/126</td>
+	<td data-value="93.42" class="pct high">93.42%</td>
+	<td data-value="76" class="abs high">71/76</td>
+	<td data-value="93.75" class="pct high">93.75%</td>
+	<td data-value="16" class="abs high">15/16</td>
+	<td data-value="99.12" class="pct high">99.12%</td>
+	<td data-value="114" class="abs high">113/114</td>
+	</tr>
+
+<tr>
+	<td class="file empty" data-value="types.ts"><a href="types.ts.html">types.ts</a></td>
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+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
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+
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+                <div class='push'></div><!-- for sticky footer -->
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+            <div class='footer quiet pad2 space-top1 center small'>
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+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.978Z
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services/hometitle/coverage/index.ts.html

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+
+<!doctype html>
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+        <h1><a href="index.html">All files</a> index.ts</h1>
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+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
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+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
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+                <span class="strong">0% </span>
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+                <span class='fraction'>0/0</span>
+            </div>
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+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
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+            </div>
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+            
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+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
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+<tr><td class="line-count quiet"><a name='L1'></a><a href='#L1'>1</a>
+<a name='L2'></a><a href='#L2'>2</a>
+<a name='L3'></a><a href='#L3'>3</a>
+<a name='L4'></a><a href='#L4'>4</a>
+<a name='L5'></a><a href='#L5'>5</a>
+<a name='L6'></a><a href='#L6'>6</a>
+<a name='L7'></a><a href='#L7'>7</a>
+<a name='L8'></a><a href='#L8'>8</a>
+<a name='L9'></a><a href='#L9'>9</a>
+<a name='L10'></a><a href='#L10'>10</a>
+<a name='L11'></a><a href='#L11'>11</a>
+<a name='L12'></a><a href='#L12'>12</a>
+<a name='L13'></a><a href='#L13'>13</a>
+<a name='L14'></a><a href='#L14'>14</a>
+<a name='L15'></a><a href='#L15'>15</a>
+<a name='L16'></a><a href='#L16'>16</a>
+<a name='L17'></a><a href='#L17'>17</a>
+<a name='L18'></a><a href='#L18'>18</a>
+<a name='L19'></a><a href='#L19'>19</a>
+<a name='L20'></a><a href='#L20'>20</a>
+<a name='L21'></a><a href='#L21'>21</a>
+<a name='L22'></a><a href='#L22'>22</a>
+<a name='L23'></a><a href='#L23'>23</a>
+<a name='L24'></a><a href='#L24'>24</a>
+<a name='L25'></a><a href='#L25'>25</a>
+<a name='L26'></a><a href='#L26'>26</a>
+<a name='L27'></a><a href='#L27'>27</a>
+<a name='L28'></a><a href='#L28'>28</a>
+<a name='L29'></a><a href='#L29'>29</a>
+<a name='L30'></a><a href='#L30'>30</a>
+<a name='L31'></a><a href='#L31'>31</a>
+<a name='L32'></a><a href='#L32'>32</a>
+<a name='L33'></a><a href='#L33'>33</a>
+<a name='L34'></a><a href='#L34'>34</a>
+<a name='L35'></a><a href='#L35'>35</a></td><td class="line-coverage quiet"><span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span></td><td class="text"><pre class="prettyprint lang-js">export {
+  matchRecords,
+  getConfigForPropertyType,
+  parseName,
+  normalizeString,
+  normalizeStreetType,
+  levenshteinDistance,
+  similarityScore,
+} from './matcher.service';
+&nbsp;
+export {
+  detectChanges,
+  shouldTriggerAlert,
+  classifyFieldChange,
+  determineSeverity,
+  computeChangeConfidence,
+} from './change-detector';
+&nbsp;
+export type {
+  PropertyRecord,
+  Address,
+  PropertyType,
+  PropertySnapshot,
+  MatchResult,
+  MatchDetails,
+  FieldMatch,
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyChange,
+  MatchingConfig,
+  DetectionConfig,
+  NormalizedTokens,
+} from './types';
+&nbsp;</pre></td></tr></table></pre>
+
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.978Z
+            </div>
+        <script src="prettify.js"></script>
+        <script>
+            window.onload = function () {
+                prettyPrint();
+            };
+        </script>
+        <script src="sorter.js"></script>
+        <script src="block-navigation.js"></script>
+    </body>
+</html>
+    

services/hometitle/coverage/lcov-report/base.css

@@ -0,0 +1,224 @@
+body, html {
+  margin:0; padding: 0;
+  height: 100%;
+}
+body {
+    font-family: Helvetica Neue, Helvetica, Arial;
+    font-size: 14px;
+    color:#333;
+}
+.small { font-size: 12px; }
+*, *:after, *:before {
+  -webkit-box-sizing:border-box;
+     -moz-box-sizing:border-box;
+          box-sizing:border-box;
+  }
+h1 { font-size: 20px; margin: 0;}
+h2 { font-size: 14px; }
+pre {
+    font: 12px/1.4 Consolas, "Liberation Mono", Menlo, Courier, monospace;
+    margin: 0;
+    padding: 0;
+    -moz-tab-size: 2;
+    -o-tab-size:  2;
+    tab-size: 2;
+}
+a { color:#0074D9; text-decoration:none; }
+a:hover { text-decoration:underline; }
+.strong { font-weight: bold; }
+.space-top1 { padding: 10px 0 0 0; }
+.pad2y { padding: 20px 0; }
+.pad1y { padding: 10px 0; }
+.pad2x { padding: 0 20px; }
+.pad2 { padding: 20px; }
+.pad1 { padding: 10px; }
+.space-left2 { padding-left:55px; }
+.space-right2 { padding-right:20px; }
+.center { text-align:center; }
+.clearfix { display:block; }
+.clearfix:after {
+  content:'';
+  display:block;
+  height:0;
+  clear:both;
+  visibility:hidden;
+  }
+.fl { float: left; }
+@media only screen and (max-width:640px) {
+  .col3 { width:100%; max-width:100%; }
+  .hide-mobile { display:none!important; }
+}
+
+.quiet {
+  color: #7f7f7f;
+  color: rgba(0,0,0,0.5);
+}
+.quiet a { opacity: 0.7; }
+
+.fraction {
+  font-family: Consolas, 'Liberation Mono', Menlo, Courier, monospace;
+  font-size: 10px;
+  color: #555;
+  background: #E8E8E8;
+  padding: 4px 5px;
+  border-radius: 3px;
+  vertical-align: middle;
+}
+
+div.path a:link, div.path a:visited { color: #333; }
+table.coverage {
+  border-collapse: collapse;
+  margin: 10px 0 0 0;
+  padding: 0;
+}
+
+table.coverage td {
+  margin: 0;
+  padding: 0;
+  vertical-align: top;
+}
+table.coverage td.line-count {
+    text-align: right;
+    padding: 0 5px 0 20px;
+}
+table.coverage td.line-coverage {
+    text-align: right;
+    padding-right: 10px;
+    min-width:20px;
+}
+
+table.coverage td span.cline-any {
+    display: inline-block;
+    padding: 0 5px;
+    width: 100%;
+}
+.missing-if-branch {
+    display: inline-block;
+    margin-right: 5px;
+    border-radius: 3px;
+    position: relative;
+    padding: 0 4px;
+    background: #333;
+    color: yellow;
+}
+
+.skip-if-branch {
+    display: none;
+    margin-right: 10px;
+    position: relative;
+    padding: 0 4px;
+    background: #ccc;
+    color: white;
+}
+.missing-if-branch .typ, .skip-if-branch .typ {
+    color: inherit !important;
+}
+.coverage-summary {
+  border-collapse: collapse;
+  width: 100%;
+}
+.coverage-summary tr { border-bottom: 1px solid #bbb; }
+.keyline-all { border: 1px solid #ddd; }
+.coverage-summary td, .coverage-summary th { padding: 10px; }
+.coverage-summary tbody { border: 1px solid #bbb; }
+.coverage-summary td { border-right: 1px solid #bbb; }
+.coverage-summary td:last-child { border-right: none; }
+.coverage-summary th {
+  text-align: left;
+  font-weight: normal;
+  white-space: nowrap;
+}
+.coverage-summary th.file { border-right: none !important; }
+.coverage-summary th.pct { }
+.coverage-summary th.pic,
+.coverage-summary th.abs,
+.coverage-summary td.pct,
+.coverage-summary td.abs { text-align: right; }
+.coverage-summary td.file { white-space: nowrap;  }
+.coverage-summary td.pic { min-width: 120px !important;  }
+.coverage-summary tfoot td { }
+
+.coverage-summary .sorter {
+    height: 10px;
+    width: 7px;
+    display: inline-block;
+    margin-left: 0.5em;
+    background: url(sort-arrow-sprite.png) no-repeat scroll 0 0 transparent;
+}
+.coverage-summary .sorted .sorter {
+    background-position: 0 -20px;
+}
+.coverage-summary .sorted-desc .sorter {
+    background-position: 0 -10px;
+}
+.status-line {  height: 10px; }
+/* yellow */
+.cbranch-no { background: yellow !important; color: #111; }
+/* dark red */
+.red.solid, .status-line.low, .low .cover-fill { background:#C21F39 }
+.low .chart { border:1px solid #C21F39 }
+.highlighted,
+.highlighted .cstat-no, .highlighted .fstat-no, .highlighted .cbranch-no{
+  background: #C21F39 !important;
+}
+/* medium red */
+.cstat-no, .fstat-no, .cbranch-no, .cbranch-no { background:#F6C6CE }
+/* light red */
+.low, .cline-no { background:#FCE1E5 }
+/* light green */
+.high, .cline-yes { background:rgb(230,245,208) }
+/* medium green */
+.cstat-yes { background:rgb(161,215,106) }
+/* dark green */
+.status-line.high, .high .cover-fill { background:rgb(77,146,33) }
+.high .chart { border:1px solid rgb(77,146,33) }
+/* dark yellow (gold) */
+.status-line.medium, .medium .cover-fill { background: #f9cd0b; }
+.medium .chart { border:1px solid #f9cd0b; }
+/* light yellow */
+.medium { background: #fff4c2; }
+
+.cstat-skip { background: #ddd; color: #111; }
+.fstat-skip { background: #ddd; color: #111 !important; }
+.cbranch-skip { background: #ddd !important; color: #111; }
+
+span.cline-neutral { background: #eaeaea; }
+
+.coverage-summary td.empty {
+    opacity: .5;
+    padding-top: 4px;
+    padding-bottom: 4px;
+    line-height: 1;
+    color: #888;
+}
+
+.cover-fill, .cover-empty {
+  display:inline-block;
+  height: 12px;
+}
+.chart {
+  line-height: 0;
+}
+.cover-empty {
+    background: white;
+}
+.cover-full {
+    border-right: none !important;
+}
+pre.prettyprint {
+    border: none !important;
+    padding: 0 !important;
+    margin: 0 !important;
+}
+.com { color: #999 !important; }
+.ignore-none { color: #999; font-weight: normal; }
+
+.wrapper {
+  min-height: 100%;
+  height: auto !important;
+  height: 100%;
+  margin: 0 auto -48px;
+}
+.footer, .push {
+  height: 48px;
+}

services/hometitle/coverage/lcov-report/block-navigation.js

@@ -0,0 +1,87 @@
+/* eslint-disable */
+var jumpToCode = (function init() {
+    // Classes of code we would like to highlight in the file view
+    var missingCoverageClasses = ['.cbranch-no', '.cstat-no', '.fstat-no'];
+
+    // Elements to highlight in the file listing view
+    var fileListingElements = ['td.pct.low'];
+
+    // We don't want to select elements that are direct descendants of another match
+    var notSelector = ':not(' + missingCoverageClasses.join('):not(') + ') > '; // becomes `:not(a):not(b) > `
+
+    // Selector that finds elements on the page to which we can jump
+    var selector =
+        fileListingElements.join(', ') +
+        ', ' +
+        notSelector +
+        missingCoverageClasses.join(', ' + notSelector); // becomes `:not(a):not(b) > a, :not(a):not(b) > b`
+
+    // The NodeList of matching elements
+    var missingCoverageElements = document.querySelectorAll(selector);
+
+    var currentIndex;
+
+    function toggleClass(index) {
+        missingCoverageElements
+            .item(currentIndex)
+            .classList.remove('highlighted');
+        missingCoverageElements.item(index).classList.add('highlighted');
+    }
+
+    function makeCurrent(index) {
+        toggleClass(index);
+        currentIndex = index;
+        missingCoverageElements.item(index).scrollIntoView({
+            behavior: 'smooth',
+            block: 'center',
+            inline: 'center'
+        });
+    }
+
+    function goToPrevious() {
+        var nextIndex = 0;
+        if (typeof currentIndex !== 'number' || currentIndex === 0) {
+            nextIndex = missingCoverageElements.length - 1;
+        } else if (missingCoverageElements.length > 1) {
+            nextIndex = currentIndex - 1;
+        }
+
+        makeCurrent(nextIndex);
+    }
+
+    function goToNext() {
+        var nextIndex = 0;
+
+        if (
+            typeof currentIndex === 'number' &&
+            currentIndex < missingCoverageElements.length - 1
+        ) {
+            nextIndex = currentIndex + 1;
+        }
+
+        makeCurrent(nextIndex);
+    }
+
+    return function jump(event) {
+        if (
+            document.getElementById('fileSearch') === document.activeElement &&
+            document.activeElement != null
+        ) {
+            // if we're currently focused on the search input, we don't want to navigate
+            return;
+        }
+
+        switch (event.which) {
+            case 78: // n
+            case 74: // j
+                goToNext();
+                break;
+            case 66: // b
+            case 75: // k
+            case 80: // p
+                goToPrevious();
+                break;
+        }
+    };
+})();
+window.addEventListener('keydown', jumpToCode);

services/hometitle/coverage/lcov-report/change-detector.ts.html

@@ -0,0 +1,691 @@
+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for change-detector.ts</title>
+    <meta charset="utf-8" />
+    <link rel="stylesheet" href="prettify.css" />
+    <link rel="stylesheet" href="base.css" />
+    <link rel="shortcut icon" type="image/x-icon" href="favicon.png" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <style type='text/css'>
+        .coverage-summary .sorter {
+            background-image: url(sort-arrow-sprite.png);
+        }
+    </style>
+</head>
+    
+<body>
+<div class='wrapper'>
+    <div class='pad1'>
+        <h1><a href="index.html">All files</a> change-detector.ts</h1>
+        <div class='clearfix'>
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.83% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>85/86</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">91.07% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>51/56</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">100% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>11/11</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.73% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>78/79</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
+        </p>
+        <template id="filterTemplate">
+            <div class="quiet">
+                Filter:
+                <input type="search" id="fileSearch">
+            </div>
+        </template>
+    </div>
+    <div class='status-line high'></div>
+    <pre><table class="coverage">
+<tr><td class="line-count quiet"><a name='L1'></a><a href='#L1'>1</a>
+<a name='L2'></a><a href='#L2'>2</a>
+<a name='L3'></a><a href='#L3'>3</a>
+<a name='L4'></a><a href='#L4'>4</a>
+<a name='L5'></a><a href='#L5'>5</a>
+<a name='L6'></a><a href='#L6'>6</a>
+<a name='L7'></a><a href='#L7'>7</a>
+<a name='L8'></a><a href='#L8'>8</a>
+<a name='L9'></a><a href='#L9'>9</a>
+<a name='L10'></a><a href='#L10'>10</a>
+<a name='L11'></a><a href='#L11'>11</a>
+<a name='L12'></a><a href='#L12'>12</a>
+<a name='L13'></a><a href='#L13'>13</a>
+<a name='L14'></a><a href='#L14'>14</a>
+<a name='L15'></a><a href='#L15'>15</a>
+<a name='L16'></a><a href='#L16'>16</a>
+<a name='L17'></a><a href='#L17'>17</a>
+<a name='L18'></a><a href='#L18'>18</a>
+<a name='L19'></a><a href='#L19'>19</a>
+<a name='L20'></a><a href='#L20'>20</a>
+<a name='L21'></a><a href='#L21'>21</a>
+<a name='L22'></a><a href='#L22'>22</a>
+<a name='L23'></a><a href='#L23'>23</a>
+<a name='L24'></a><a href='#L24'>24</a>
+<a name='L25'></a><a href='#L25'>25</a>
+<a name='L26'></a><a href='#L26'>26</a>
+<a name='L27'></a><a href='#L27'>27</a>
+<a name='L28'></a><a href='#L28'>28</a>
+<a name='L29'></a><a href='#L29'>29</a>
+<a name='L30'></a><a href='#L30'>30</a>
+<a name='L31'></a><a href='#L31'>31</a>
+<a name='L32'></a><a href='#L32'>32</a>
+<a name='L33'></a><a href='#L33'>33</a>
+<a name='L34'></a><a href='#L34'>34</a>
+<a name='L35'></a><a href='#L35'>35</a>
+<a name='L36'></a><a href='#L36'>36</a>
+<a name='L37'></a><a href='#L37'>37</a>
+<a name='L38'></a><a href='#L38'>38</a>
+<a name='L39'></a><a href='#L39'>39</a>
+<a name='L40'></a><a href='#L40'>40</a>
+<a name='L41'></a><a href='#L41'>41</a>
+<a name='L42'></a><a href='#L42'>42</a>
+<a name='L43'></a><a href='#L43'>43</a>
+<a name='L44'></a><a href='#L44'>44</a>
+<a name='L45'></a><a href='#L45'>45</a>
+<a name='L46'></a><a href='#L46'>46</a>
+<a name='L47'></a><a href='#L47'>47</a>
+<a name='L48'></a><a href='#L48'>48</a>
+<a name='L49'></a><a href='#L49'>49</a>
+<a name='L50'></a><a href='#L50'>50</a>
+<a name='L51'></a><a href='#L51'>51</a>
+<a name='L52'></a><a href='#L52'>52</a>
+<a name='L53'></a><a href='#L53'>53</a>
+<a name='L54'></a><a href='#L54'>54</a>
+<a name='L55'></a><a href='#L55'>55</a>
+<a name='L56'></a><a href='#L56'>56</a>
+<a name='L57'></a><a href='#L57'>57</a>
+<a name='L58'></a><a href='#L58'>58</a>
+<a name='L59'></a><a href='#L59'>59</a>
+<a name='L60'></a><a href='#L60'>60</a>
+<a name='L61'></a><a href='#L61'>61</a>
+<a name='L62'></a><a href='#L62'>62</a>
+<a name='L63'></a><a href='#L63'>63</a>
+<a name='L64'></a><a href='#L64'>64</a>
+<a name='L65'></a><a href='#L65'>65</a>
+<a name='L66'></a><a href='#L66'>66</a>
+<a name='L67'></a><a href='#L67'>67</a>
+<a name='L68'></a><a href='#L68'>68</a>
+<a name='L69'></a><a href='#L69'>69</a>
+<a name='L70'></a><a href='#L70'>70</a>
+<a name='L71'></a><a href='#L71'>71</a>
+<a name='L72'></a><a href='#L72'>72</a>
+<a name='L73'></a><a href='#L73'>73</a>
+<a name='L74'></a><a href='#L74'>74</a>
+<a name='L75'></a><a href='#L75'>75</a>
+<a name='L76'></a><a href='#L76'>76</a>
+<a name='L77'></a><a href='#L77'>77</a>
+<a name='L78'></a><a href='#L78'>78</a>
+<a name='L79'></a><a href='#L79'>79</a>
+<a name='L80'></a><a href='#L80'>80</a>
+<a name='L81'></a><a href='#L81'>81</a>
+<a name='L82'></a><a href='#L82'>82</a>
+<a name='L83'></a><a href='#L83'>83</a>
+<a name='L84'></a><a href='#L84'>84</a>
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+<span class="cline-any cline-neutral">&nbsp;</span></td><td class="text"><pre class="prettyprint lang-js">import {
+  PropertySnapshot,
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyChange,
+  DetectionConfig,
+  Address,
+} from './types';
+import { matchRecords } from './matcher.service';
+&nbsp;
+const DEFAULT_DETECTION_CONFIG: DetectionConfig = {
+  ownershipNameThreshold: 0.7,
+  deedDateSensitivity: 0.9,
+  taxAmountChangePercent: 15,
+};
+&nbsp;
+function classifyFieldChange(field: string, oldValue: unknown, newValue: unknown, config: DetectionConfig): PropertyChange {
+  let changeType: ChangeType;
+&nbsp;
+  switch (field) {
+    case 'ownerName':
+      changeType =
+        typeof oldValue === 'string' &amp;&amp; typeof newValue === 'string'
+          ? isSignificantNameChange(oldValue, newValue, config)
+            ? 'ownership_transfer'
+            : 'metadata_change'
+          : <span class="branch-1 cbranch-no" title="branch not covered" >'ownership_transfer';</span>
+      break;
+    case 'deedDate':
+      changeType = 'deed_change';
+      break;
+    case 'taxAmount':
+      changeType = 'tax_change';
+      break;
+    case 'lienCount':
+      changeType = (newValue as number) &gt; (oldValue as number) ? 'lien_filing' : <span class="branch-1 cbranch-no" title="branch not covered" >'metadata_change';</span>
+      break;
+    case 'taxId':
+      changeType = 'deed_change';
+      break;
+<span class="branch-5 cbranch-no" title="branch not covered" >    default:</span>
+<span class="cstat-no" title="statement not covered" >      changeType = 'metadata_change';</span>
+  }
+&nbsp;
+  return { field, oldValue, newValue, changeType };
+}
+&nbsp;
+function isSignificantNameChange(oldName: string, newName: string, config: DetectionConfig): boolean {
+  const dummyAddress: Address = {
+    streetNumber: '0',
+    streetName: 'dummy',
+    city: 'dummy',
+    state: 'XX',
+    zip: '00000',
+  };
+&nbsp;
+  const result = matchRecords(oldName, dummyAddress, newName, dummyAddress);
+  return result.nameScore &lt; config.ownershipNameThreshold;
+}
+&nbsp;
+function determineSeverity(changes: PropertyChange[], config: DetectionConfig): Severity {
+  const severityOverrides = config.severityOverrides || {};
+&nbsp;
+  const typeToSeverity: Record&lt;ChangeType, Severity&gt; = {
+    ownership_transfer: severityOverrides['ownership_transfer'] || 'major',
+    deed_change: severityOverrides['deed_change'] || 'moderate',
+    lien_filing: severityOverrides['lien_filing'] || 'moderate',
+    tax_change: severityOverrides['tax_change'] || 'minor',
+    metadata_change: severityOverrides['metadata_change'] || 'minor',
+  };
+&nbsp;
+  const severityOrder: Severity[] = ['major', 'moderate', 'minor'];
+&nbsp;
+  for (const change of changes) {
+    const sev = typeToSeverity[change.changeType];
+    const idx = severityOrder.indexOf(sev);
+    if (idx === 0) return 'major';
+  }
+&nbsp;
+  for (const change of changes) {
+    const sev = typeToSeverity[change.changeType];
+    if (sev === 'moderate') return 'moderate';
+  }
+&nbsp;
+  return 'minor';
+}
+&nbsp;
+function computeChangeConfidence(changes: PropertyChange[], config: DetectionConfig): number {
+  if (changes.length === 0) return 0;
+&nbsp;
+  let totalConfidence = 0;
+  for (const change of changes) {
+    switch (change.changeType) {
+      case 'ownership_transfer':
+        totalConfidence += 0.95;
+        break;
+      case 'deed_change':
+        totalConfidence += config.deedDateSensitivity;
+        break;
+      case 'tax_change': {
+        const oldVal = change.oldValue as number;
+        const newVal = change.newValue as number;
+        const pctChange = oldVal ? Math.abs(newVal - oldVal) / oldVal * 100 : <span class="branch-1 cbranch-no" title="branch not covered" >100;</span>
+        totalConfidence += pctChange &gt;= config.taxAmountChangePercent ? 0.85 : <span class="branch-1 cbranch-no" title="branch not covered" >0.5;</span>
+        break;
+      }
+      case 'lien_filing':
+        totalConfidence += 0.9;
+        break;
+      default:
+        totalConfidence += 0.4;
+    }
+  }
+&nbsp;
+  return Math.round((totalConfidence / changes.length) * 1000) / 1000;
+}
+&nbsp;
+export function detectChanges(
+  previous: PropertySnapshot,
+  current: PropertySnapshot,
+  config?: Partial&lt;DetectionConfig&gt;,
+): ChangeDetectionResult {
+  const effectiveConfig = { ...DEFAULT_DETECTION_CONFIG, ...config };
+  const changes: PropertyChange[] = [];
+&nbsp;
+  const fieldsToCompare: (keyof Omit&lt;PropertySnapshot, 'id' | 'capturedAt' | 'propertyId'&gt;)[] = [
+    'ownerName',
+    'deedDate',
+    'taxId',
+    'taxAmount',
+    'lienCount',
+    'propertyType',
+  ];
+&nbsp;
+  for (const field of fieldsToCompare) {
+    const oldValue = previous[field];
+    const newValue = current[field];
+&nbsp;
+    if (oldValue !== newValue) {
+      changes.push(classifyFieldChange(field, oldValue, newValue, effectiveConfig));
+    }
+  }
+&nbsp;
+  const addressChanges = detectAddressChanges(previous.address, current.address);
+  changes.push(...addressChanges);
+&nbsp;
+  const severity = determineSeverity(changes, effectiveConfig);
+  const confidence = computeChangeConfidence(changes, effectiveConfig);
+&nbsp;
+  let changeType: ChangeType = 'metadata_change';
+  if (changes.some(c =&gt; c.changeType === 'ownership_transfer')) {
+    changeType = 'ownership_transfer';
+  } else if (changes.some(c =&gt; c.changeType === 'deed_change')) {
+    changeType = 'deed_change';
+  } else if (changes.some(c =&gt; c.changeType === 'lien_filing')) {
+    changeType = 'lien_filing';
+  } else if (changes.some(c =&gt; c.changeType === 'tax_change')) {
+    changeType = 'tax_change';
+  }
+&nbsp;
+  return {
+    propertyId: previous.propertyId,
+    changeType,
+    severity,
+    confidence,
+    changes,
+    previousSnapshot: previous,
+    currentSnapshot: current,
+    detectedAt: new Date().toISOString(),
+  };
+}
+&nbsp;
+function detectAddressChanges(oldAddr: Address, newAddr: Address): PropertyChange[] {
+  const changes: PropertyChange[] = [];
+&nbsp;
+  const addressFields: (keyof Address)[] = ['streetNumber', 'streetName', 'streetType', 'unit', 'city', 'state', 'zip'];
+&nbsp;
+  for (const field of addressFields) {
+    const oldVal = oldAddr[field];
+    const newVal = newAddr[field];
+    if (oldVal !== newVal) {
+      changes.push({
+        field: `address.${field}`,
+        oldValue: oldVal,
+        newValue: newVal,
+        changeType: 'metadata_change',
+      });
+    }
+  }
+&nbsp;
+  return changes;
+}
+&nbsp;
+export function shouldTriggerAlert(result: ChangeDetectionResult, minSeverity: Severity = 'moderate'): boolean {
+  const severityOrder: Severity[] = ['minor', 'moderate', 'major'];
+  const resultIdx = severityOrder.indexOf(result.severity);
+  const minIdx = severityOrder.indexOf(minSeverity);
+  return resultIdx &gt;= minIdx &amp;&amp; result.confidence &gt;= 0.7;
+}
+&nbsp;
+export { classifyFieldChange, determineSeverity, computeChangeConfidence };
+&nbsp;</pre></td></tr></table></pre>
+
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.986Z
+            </div>
+        <script src="prettify.js"></script>
+        <script>
+            window.onload = function () {
+                prettyPrint();
+            };
+        </script>
+        <script src="sorter.js"></script>
+        <script src="block-navigation.js"></script>
+    </body>
+</html>
+    

services/hometitle/coverage/lcov-report/index.html

@@ -0,0 +1,161 @@
+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for All files</title>
+    <meta charset="utf-8" />
+    <link rel="stylesheet" href="prettify.css" />
+    <link rel="stylesheet" href="base.css" />
+    <link rel="shortcut icon" type="image/x-icon" href="favicon.png" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <style type='text/css'>
+        .coverage-summary .sorter {
+            background-image: url(sort-arrow-sprite.png);
+        }
+    </style>
+</head>
+    
+<body>
+<div class='wrapper'>
+    <div class='pad1'>
+        <h1>All files</h1>
+        <div class='clearfix'>
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.11% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>208/212</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">92.42% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>122/132</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">96.29% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>26/27</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">98.96% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>191/193</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
+        </p>
+        <template id="filterTemplate">
+            <div class="quiet">
+                Filter:
+                <input type="search" id="fileSearch">
+            </div>
+        </template>
+    </div>
+    <div class='status-line high'></div>
+    <div class="pad1">
+<table class="coverage-summary">
+<thead>
+<tr>
+   <th data-col="file" data-fmt="html" data-html="true" class="file">File</th>
+   <th data-col="pic" data-type="number" data-fmt="html" data-html="true" class="pic"></th>
+   <th data-col="statements" data-type="number" data-fmt="pct" class="pct">Statements</th>
+   <th data-col="statements_raw" data-type="number" data-fmt="html" class="abs"></th>
+   <th data-col="branches" data-type="number" data-fmt="pct" class="pct">Branches</th>
+   <th data-col="branches_raw" data-type="number" data-fmt="html" class="abs"></th>
+   <th data-col="functions" data-type="number" data-fmt="pct" class="pct">Functions</th>
+   <th data-col="functions_raw" data-type="number" data-fmt="html" class="abs"></th>
+   <th data-col="lines" data-type="number" data-fmt="pct" class="pct">Lines</th>
+   <th data-col="lines_raw" data-type="number" data-fmt="html" class="abs"></th>
+</tr>
+</thead>
+<tbody><tr>
+	<td class="file high" data-value="change-detector.ts"><a href="change-detector.ts.html">change-detector.ts</a></td>
+	<td data-value="98.83" class="pic high">
+	<div class="chart"><div class="cover-fill" style="width: 98%"></div><div class="cover-empty" style="width: 2%"></div></div>
+	</td>
+	<td data-value="98.83" class="pct high">98.83%</td>
+	<td data-value="86" class="abs high">85/86</td>
+	<td data-value="91.07" class="pct high">91.07%</td>
+	<td data-value="56" class="abs high">51/56</td>
+	<td data-value="100" class="pct high">100%</td>
+	<td data-value="11" class="abs high">11/11</td>
+	<td data-value="98.73" class="pct high">98.73%</td>
+	<td data-value="79" class="abs high">78/79</td>
+	</tr>
+
+<tr>
+	<td class="file empty" data-value="index.ts"><a href="index.ts.html">index.ts</a></td>
+	<td data-value="0" class="pic empty">
+	<div class="chart"><div class="cover-fill" style="width: 0%"></div><div class="cover-empty" style="width: 100%"></div></div>
+	</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	</tr>
+
+<tr>
+	<td class="file high" data-value="matcher.service.ts"><a href="matcher.service.ts.html">matcher.service.ts</a></td>
+	<td data-value="97.61" class="pic high">
+	<div class="chart"><div class="cover-fill" style="width: 97%"></div><div class="cover-empty" style="width: 3%"></div></div>
+	</td>
+	<td data-value="97.61" class="pct high">97.61%</td>
+	<td data-value="126" class="abs high">123/126</td>
+	<td data-value="93.42" class="pct high">93.42%</td>
+	<td data-value="76" class="abs high">71/76</td>
+	<td data-value="93.75" class="pct high">93.75%</td>
+	<td data-value="16" class="abs high">15/16</td>
+	<td data-value="99.12" class="pct high">99.12%</td>
+	<td data-value="114" class="abs high">113/114</td>
+	</tr>
+
+<tr>
+	<td class="file empty" data-value="types.ts"><a href="types.ts.html">types.ts</a></td>
+	<td data-value="0" class="pic empty">
+	<div class="chart"><div class="cover-fill" style="width: 0%"></div><div class="cover-empty" style="width: 100%"></div></div>
+	</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	<td data-value="0" class="pct empty">0%</td>
+	<td data-value="0" class="abs empty">0/0</td>
+	</tr>
+
+</tbody>
+</table>
+</div>
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.986Z
+            </div>
+        <script src="prettify.js"></script>
+        <script>
+            window.onload = function () {
+                prettyPrint();
+            };
+        </script>
+        <script src="sorter.js"></script>
+        <script src="block-navigation.js"></script>
+    </body>
+</html>
+    

services/hometitle/coverage/lcov-report/index.ts.html

@@ -0,0 +1,187 @@
+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for index.ts</title>
+    <meta charset="utf-8" />
+    <link rel="stylesheet" href="prettify.css" />
+    <link rel="stylesheet" href="base.css" />
+    <link rel="shortcut icon" type="image/x-icon" href="favicon.png" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <style type='text/css'>
+        .coverage-summary .sorter {
+            background-image: url(sort-arrow-sprite.png);
+        }
+    </style>
+</head>
+    
+<body>
+<div class='wrapper'>
+    <div class='pad1'>
+        <h1><a href="index.html">All files</a> index.ts</h1>
+        <div class='clearfix'>
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
+        </p>
+        <template id="filterTemplate">
+            <div class="quiet">
+                Filter:
+                <input type="search" id="fileSearch">
+            </div>
+        </template>
+    </div>
+    <div class='status-line low'></div>
+    <pre><table class="coverage">
+<tr><td class="line-count quiet"><a name='L1'></a><a href='#L1'>1</a>
+<a name='L2'></a><a href='#L2'>2</a>
+<a name='L3'></a><a href='#L3'>3</a>
+<a name='L4'></a><a href='#L4'>4</a>
+<a name='L5'></a><a href='#L5'>5</a>
+<a name='L6'></a><a href='#L6'>6</a>
+<a name='L7'></a><a href='#L7'>7</a>
+<a name='L8'></a><a href='#L8'>8</a>
+<a name='L9'></a><a href='#L9'>9</a>
+<a name='L10'></a><a href='#L10'>10</a>
+<a name='L11'></a><a href='#L11'>11</a>
+<a name='L12'></a><a href='#L12'>12</a>
+<a name='L13'></a><a href='#L13'>13</a>
+<a name='L14'></a><a href='#L14'>14</a>
+<a name='L15'></a><a href='#L15'>15</a>
+<a name='L16'></a><a href='#L16'>16</a>
+<a name='L17'></a><a href='#L17'>17</a>
+<a name='L18'></a><a href='#L18'>18</a>
+<a name='L19'></a><a href='#L19'>19</a>
+<a name='L20'></a><a href='#L20'>20</a>
+<a name='L21'></a><a href='#L21'>21</a>
+<a name='L22'></a><a href='#L22'>22</a>
+<a name='L23'></a><a href='#L23'>23</a>
+<a name='L24'></a><a href='#L24'>24</a>
+<a name='L25'></a><a href='#L25'>25</a>
+<a name='L26'></a><a href='#L26'>26</a>
+<a name='L27'></a><a href='#L27'>27</a>
+<a name='L28'></a><a href='#L28'>28</a>
+<a name='L29'></a><a href='#L29'>29</a>
+<a name='L30'></a><a href='#L30'>30</a>
+<a name='L31'></a><a href='#L31'>31</a>
+<a name='L32'></a><a href='#L32'>32</a>
+<a name='L33'></a><a href='#L33'>33</a>
+<a name='L34'></a><a href='#L34'>34</a>
+<a name='L35'></a><a href='#L35'>35</a></td><td class="line-coverage quiet"><span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span>
+<span class="cline-any cline-neutral">&nbsp;</span></td><td class="text"><pre class="prettyprint lang-js">export {
+  matchRecords,
+  getConfigForPropertyType,
+  parseName,
+  normalizeString,
+  normalizeStreetType,
+  levenshteinDistance,
+  similarityScore,
+} from './matcher.service';
+&nbsp;
+export {
+  detectChanges,
+  shouldTriggerAlert,
+  classifyFieldChange,
+  determineSeverity,
+  computeChangeConfidence,
+} from './change-detector';
+&nbsp;
+export type {
+  PropertyRecord,
+  Address,
+  PropertyType,
+  PropertySnapshot,
+  MatchResult,
+  MatchDetails,
+  FieldMatch,
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyChange,
+  MatchingConfig,
+  DetectionConfig,
+  NormalizedTokens,
+} from './types';
+&nbsp;</pre></td></tr></table></pre>
+
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.986Z
+            </div>
+        <script src="prettify.js"></script>
+        <script>
+            window.onload = function () {
+                prettyPrint();
+            };
+        </script>
+        <script src="sorter.js"></script>
+        <script src="block-navigation.js"></script>
+    </body>
+</html>
+    

services/hometitle/coverage/lcov-report/prettify.css

@@ -0,0 +1 @@
+.pln{color:#000}@media screen{.str{color:#080}.kwd{color:#008}.com{color:#800}.typ{color:#606}.lit{color:#066}.pun,.opn,.clo{color:#660}.tag{color:#008}.atn{color:#606}.atv{color:#080}.dec,.var{color:#606}.fun{color:red}}@media print,projection{.str{color:#060}.kwd{color:#006;font-weight:bold}.com{color:#600;font-style:italic}.typ{color:#404;font-weight:bold}.lit{color:#044}.pun,.opn,.clo{color:#440}.tag{color:#006;font-weight:bold}.atn{color:#404}.atv{color:#060}}pre.prettyprint{padding:2px;border:1px solid #888}ol.linenums{margin-top:0;margin-bottom:0}li.L0,li.L1,li.L2,li.L3,li.L5,li.L6,li.L7,li.L8{list-style-type:none}li.L1,li.L3,li.L5,li.L7,li.L9{background:#eee}

services/hometitle/coverage/lcov-report/sorter.js

@@ -0,0 +1,210 @@
+/* eslint-disable */
+var addSorting = (function() {
+    'use strict';
+    var cols,
+        currentSort = {
+            index: 0,
+            desc: false
+        };
+
+    // returns the summary table element
+    function getTable() {
+        return document.querySelector('.coverage-summary');
+    }
+    // returns the thead element of the summary table
+    function getTableHeader() {
+        return getTable().querySelector('thead tr');
+    }
+    // returns the tbody element of the summary table
+    function getTableBody() {
+        return getTable().querySelector('tbody');
+    }
+    // returns the th element for nth column
+    function getNthColumn(n) {
+        return getTableHeader().querySelectorAll('th')[n];
+    }
+
+    function onFilterInput() {
+        const searchValue = document.getElementById('fileSearch').value;
+        const rows = document.getElementsByTagName('tbody')[0].children;
+
+        // Try to create a RegExp from the searchValue. If it fails (invalid regex),
+        // it will be treated as a plain text search
+        let searchRegex;
+        try {
+            searchRegex = new RegExp(searchValue, 'i'); // 'i' for case-insensitive
+        } catch (error) {
+            searchRegex = null;
+        }
+
+        for (let i = 0; i < rows.length; i++) {
+            const row = rows[i];
+            let isMatch = false;
+
+            if (searchRegex) {
+                // If a valid regex was created, use it for matching
+                isMatch = searchRegex.test(row.textContent);
+            } else {
+                // Otherwise, fall back to the original plain text search
+                isMatch = row.textContent
+                    .toLowerCase()
+                    .includes(searchValue.toLowerCase());
+            }
+
+            row.style.display = isMatch ? '' : 'none';
+        }
+    }
+
+    // loads the search box
+    function addSearchBox() {
+        var template = document.getElementById('filterTemplate');
+        var templateClone = template.content.cloneNode(true);
+        templateClone.getElementById('fileSearch').oninput = onFilterInput;
+        template.parentElement.appendChild(templateClone);
+    }
+
+    // loads all columns
+    function loadColumns() {
+        var colNodes = getTableHeader().querySelectorAll('th'),
+            colNode,
+            cols = [],
+            col,
+            i;
+
+        for (i = 0; i < colNodes.length; i += 1) {
+            colNode = colNodes[i];
+            col = {
+                key: colNode.getAttribute('data-col'),
+                sortable: !colNode.getAttribute('data-nosort'),
+                type: colNode.getAttribute('data-type') || 'string'
+            };
+            cols.push(col);
+            if (col.sortable) {
+                col.defaultDescSort = col.type === 'number';
+                colNode.innerHTML =
+                    colNode.innerHTML + '<span class="sorter"></span>';
+            }
+        }
+        return cols;
+    }
+    // attaches a data attribute to every tr element with an object
+    // of data values keyed by column name
+    function loadRowData(tableRow) {
+        var tableCols = tableRow.querySelectorAll('td'),
+            colNode,
+            col,
+            data = {},
+            i,
+            val;
+        for (i = 0; i < tableCols.length; i += 1) {
+            colNode = tableCols[i];
+            col = cols[i];
+            val = colNode.getAttribute('data-value');
+            if (col.type === 'number') {
+                val = Number(val);
+            }
+            data[col.key] = val;
+        }
+        return data;
+    }
+    // loads all row data
+    function loadData() {
+        var rows = getTableBody().querySelectorAll('tr'),
+            i;
+
+        for (i = 0; i < rows.length; i += 1) {
+            rows[i].data = loadRowData(rows[i]);
+        }
+    }
+    // sorts the table using the data for the ith column
+    function sortByIndex(index, desc) {
+        var key = cols[index].key,
+            sorter = function(a, b) {
+                a = a.data[key];
+                b = b.data[key];
+                return a < b ? -1 : a > b ? 1 : 0;
+            },
+            finalSorter = sorter,
+            tableBody = document.querySelector('.coverage-summary tbody'),
+            rowNodes = tableBody.querySelectorAll('tr'),
+            rows = [],
+            i;
+
+        if (desc) {
+            finalSorter = function(a, b) {
+                return -1 * sorter(a, b);
+            };
+        }
+
+        for (i = 0; i < rowNodes.length; i += 1) {
+            rows.push(rowNodes[i]);
+            tableBody.removeChild(rowNodes[i]);
+        }
+
+        rows.sort(finalSorter);
+
+        for (i = 0; i < rows.length; i += 1) {
+            tableBody.appendChild(rows[i]);
+        }
+    }
+    // removes sort indicators for current column being sorted
+    function removeSortIndicators() {
+        var col = getNthColumn(currentSort.index),
+            cls = col.className;
+
+        cls = cls.replace(/ sorted$/, '').replace(/ sorted-desc$/, '');
+        col.className = cls;
+    }
+    // adds sort indicators for current column being sorted
+    function addSortIndicators() {
+        getNthColumn(currentSort.index).className += currentSort.desc
+            ? ' sorted-desc'
+            : ' sorted';
+    }
+    // adds event listeners for all sorter widgets
+    function enableUI() {
+        var i,
+            el,
+            ithSorter = function ithSorter(i) {
+                var col = cols[i];
+
+                return function() {
+                    var desc = col.defaultDescSort;
+
+                    if (currentSort.index === i) {
+                        desc = !currentSort.desc;
+                    }
+                    sortByIndex(i, desc);
+                    removeSortIndicators();
+                    currentSort.index = i;
+                    currentSort.desc = desc;
+                    addSortIndicators();
+                };
+            };
+        for (i = 0; i < cols.length; i += 1) {
+            if (cols[i].sortable) {
+                // add the click event handler on the th so users
+                // dont have to click on those tiny arrows
+                el = getNthColumn(i).querySelector('.sorter').parentElement;
+                if (el.addEventListener) {
+                    el.addEventListener('click', ithSorter(i));
+                } else {
+                    el.attachEvent('onclick', ithSorter(i));
+                }
+            }
+        }
+    }
+    // adds sorting functionality to the UI
+    return function() {
+        if (!getTable()) {
+            return;
+        }
+        cols = loadColumns();
+        loadData();
+        addSearchBox();
+        addSortIndicators();
+        enableUI();
+    };
+})();
+
+window.addEventListener('load', addSorting);

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+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for types.ts</title>
+    <meta charset="utf-8" />
+    <link rel="stylesheet" href="prettify.css" />
+    <link rel="stylesheet" href="base.css" />
+    <link rel="shortcut icon" type="image/x-icon" href="favicon.png" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <style type='text/css'>
+        .coverage-summary .sorter {
+            background-image: url(sort-arrow-sprite.png);
+        }
+    </style>
+</head>
+    
+<body>
+<div class='wrapper'>
+    <div class='pad1'>
+        <h1><a href="index.html">All files</a> types.ts</h1>
+        <div class='clearfix'>
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
+        </p>
+        <template id="filterTemplate">
+            <div class="quiet">
+                Filter:
+                <input type="search" id="fileSearch">
+            </div>
+        </template>
+    </div>
+    <div class='status-line low'></div>
+    <pre><table class="coverage">
+<tr><td class="line-count quiet"><a name='L1'></a><a href='#L1'>1</a>
+<a name='L2'></a><a href='#L2'>2</a>
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+<span class="cline-any cline-neutral">&nbsp;</span></td><td class="text"><pre class="prettyprint lang-js">export interface PropertyRecord {
+  id: string;
+  ownerName: string;
+  address: Address;
+  deedDate?: string;
+  taxId?: string;
+  propertyType: PropertyType;
+  metadata?: Record&lt;string, unknown&gt;;
+}
+&nbsp;
+export interface Address {
+  streetNumber: string;
+  streetName: string;
+  streetType?: string;
+  unit?: string;
+  city: string;
+  state: string;
+  zip: string;
+  latitude?: number;
+  longitude?: number;
+}
+&nbsp;
+export type PropertyType = 'residential' | 'commercial' | 'land' | 'multi-family';
+&nbsp;
+export interface PropertySnapshot {
+  id: string;
+  propertyId: string;
+  capturedAt: string;
+  ownerName: string;
+  address: Address;
+  deedDate?: string;
+  taxId?: string;
+  propertyType: PropertyType;
+  taxAmount?: number;
+  lienCount?: number;
+}
+&nbsp;
+export interface MatchResult {
+  nameScore: number;
+  addressScore: number;
+  overallConfidence: number;
+  isMatch: boolean;
+  details: MatchDetails;
+}
+&nbsp;
+export interface MatchDetails {
+  nameNormalized: string[];
+  addressNormalized: string[];
+  levenshteinDistance: number;
+  geocodingDistance?: number;
+  fields: {
+    firstName: FieldMatch;
+    lastName: FieldMatch;
+    middleName: FieldMatch;
+    streetNumber: FieldMatch;
+    streetName: FieldMatch;
+    streetType: FieldMatch;
+    unit: FieldMatch;
+    city: FieldMatch;
+    state: FieldMatch;
+    zip: FieldMatch;
+  };
+}
+&nbsp;
+export interface FieldMatch {
+  valueA: string;
+  valueB: string;
+  normalizedA: string;
+  normalizedB: string;
+  score: number;
+}
+&nbsp;
+export interface ChangeDetectionResult {
+  propertyId: string;
+  changeType: ChangeType;
+  severity: Severity;
+  confidence: number;
+  changes: PropertyChange[];
+  previousSnapshot: PropertySnapshot;
+  currentSnapshot: PropertySnapshot;
+  detectedAt: string;
+}
+&nbsp;
+export type ChangeType = 'tax_change' | 'deed_change' | 'ownership_transfer' | 'lien_filing' | 'metadata_change';
+&nbsp;
+export type Severity = 'minor' | 'moderate' | 'major';
+&nbsp;
+export interface PropertyChange {
+  field: string;
+  oldValue: unknown;
+  newValue: unknown;
+  changeType: ChangeType;
+}
+&nbsp;
+export interface MatchingConfig {
+  nameThreshold: number;
+  addressThreshold: number;
+  overallThreshold: number;
+  geocodingRadiusMeters: number;
+}
+&nbsp;
+export interface DetectionConfig {
+  ownershipNameThreshold: number;
+  deedDateSensitivity: number;
+  taxAmountChangePercent: number;
+  severityOverrides?: Record&lt;ChangeType, Severity&gt;;
+}
+&nbsp;
+export interface NormalizedTokens {
+  firstName: string;
+  lastName: string;
+  middleName: string;
+  initials: string[];
+}
+&nbsp;</pre></td></tr></table></pre>
+
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.986Z
+            </div>
+        <script src="prettify.js"></script>
+        <script>
+            window.onload = function () {
+                prettyPrint();
+            };
+        </script>
+        <script src="sorter.js"></script>
+        <script src="block-navigation.js"></script>
+    </body>
+</html>
+    

services/hometitle/coverage/lcov.info

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+TN:
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+end_of_record
+TN:
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+end_of_record
+TN:
+SF:src/types.ts
+FNF:0
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+end_of_record

services/hometitle/coverage/prettify.css

@@ -0,0 +1 @@
+.pln{color:#000}@media screen{.str{color:#080}.kwd{color:#008}.com{color:#800}.typ{color:#606}.lit{color:#066}.pun,.opn,.clo{color:#660}.tag{color:#008}.atn{color:#606}.atv{color:#080}.dec,.var{color:#606}.fun{color:red}}@media print,projection{.str{color:#060}.kwd{color:#006;font-weight:bold}.com{color:#600;font-style:italic}.typ{color:#404;font-weight:bold}.lit{color:#044}.pun,.opn,.clo{color:#440}.tag{color:#006;font-weight:bold}.atn{color:#404}.atv{color:#060}}pre.prettyprint{padding:2px;border:1px solid #888}ol.linenums{margin-top:0;margin-bottom:0}li.L0,li.L1,li.L2,li.L3,li.L5,li.L6,li.L7,li.L8{list-style-type:none}li.L1,li.L3,li.L5,li.L7,li.L9{background:#eee}

services/hometitle/coverage/sorter.js

@@ -0,0 +1,210 @@
+/* eslint-disable */
+var addSorting = (function() {
+    'use strict';
+    var cols,
+        currentSort = {
+            index: 0,
+            desc: false
+        };
+
+    // returns the summary table element
+    function getTable() {
+        return document.querySelector('.coverage-summary');
+    }
+    // returns the thead element of the summary table
+    function getTableHeader() {
+        return getTable().querySelector('thead tr');
+    }
+    // returns the tbody element of the summary table
+    function getTableBody() {
+        return getTable().querySelector('tbody');
+    }
+    // returns the th element for nth column
+    function getNthColumn(n) {
+        return getTableHeader().querySelectorAll('th')[n];
+    }
+
+    function onFilterInput() {
+        const searchValue = document.getElementById('fileSearch').value;
+        const rows = document.getElementsByTagName('tbody')[0].children;
+
+        // Try to create a RegExp from the searchValue. If it fails (invalid regex),
+        // it will be treated as a plain text search
+        let searchRegex;
+        try {
+            searchRegex = new RegExp(searchValue, 'i'); // 'i' for case-insensitive
+        } catch (error) {
+            searchRegex = null;
+        }
+
+        for (let i = 0; i < rows.length; i++) {
+            const row = rows[i];
+            let isMatch = false;
+
+            if (searchRegex) {
+                // If a valid regex was created, use it for matching
+                isMatch = searchRegex.test(row.textContent);
+            } else {
+                // Otherwise, fall back to the original plain text search
+                isMatch = row.textContent
+                    .toLowerCase()
+                    .includes(searchValue.toLowerCase());
+            }
+
+            row.style.display = isMatch ? '' : 'none';
+        }
+    }
+
+    // loads the search box
+    function addSearchBox() {
+        var template = document.getElementById('filterTemplate');
+        var templateClone = template.content.cloneNode(true);
+        templateClone.getElementById('fileSearch').oninput = onFilterInput;
+        template.parentElement.appendChild(templateClone);
+    }
+
+    // loads all columns
+    function loadColumns() {
+        var colNodes = getTableHeader().querySelectorAll('th'),
+            colNode,
+            cols = [],
+            col,
+            i;
+
+        for (i = 0; i < colNodes.length; i += 1) {
+            colNode = colNodes[i];
+            col = {
+                key: colNode.getAttribute('data-col'),
+                sortable: !colNode.getAttribute('data-nosort'),
+                type: colNode.getAttribute('data-type') || 'string'
+            };
+            cols.push(col);
+            if (col.sortable) {
+                col.defaultDescSort = col.type === 'number';
+                colNode.innerHTML =
+                    colNode.innerHTML + '<span class="sorter"></span>';
+            }
+        }
+        return cols;
+    }
+    // attaches a data attribute to every tr element with an object
+    // of data values keyed by column name
+    function loadRowData(tableRow) {
+        var tableCols = tableRow.querySelectorAll('td'),
+            colNode,
+            col,
+            data = {},
+            i,
+            val;
+        for (i = 0; i < tableCols.length; i += 1) {
+            colNode = tableCols[i];
+            col = cols[i];
+            val = colNode.getAttribute('data-value');
+            if (col.type === 'number') {
+                val = Number(val);
+            }
+            data[col.key] = val;
+        }
+        return data;
+    }
+    // loads all row data
+    function loadData() {
+        var rows = getTableBody().querySelectorAll('tr'),
+            i;
+
+        for (i = 0; i < rows.length; i += 1) {
+            rows[i].data = loadRowData(rows[i]);
+        }
+    }
+    // sorts the table using the data for the ith column
+    function sortByIndex(index, desc) {
+        var key = cols[index].key,
+            sorter = function(a, b) {
+                a = a.data[key];
+                b = b.data[key];
+                return a < b ? -1 : a > b ? 1 : 0;
+            },
+            finalSorter = sorter,
+            tableBody = document.querySelector('.coverage-summary tbody'),
+            rowNodes = tableBody.querySelectorAll('tr'),
+            rows = [],
+            i;
+
+        if (desc) {
+            finalSorter = function(a, b) {
+                return -1 * sorter(a, b);
+            };
+        }
+
+        for (i = 0; i < rowNodes.length; i += 1) {
+            rows.push(rowNodes[i]);
+            tableBody.removeChild(rowNodes[i]);
+        }
+
+        rows.sort(finalSorter);
+
+        for (i = 0; i < rows.length; i += 1) {
+            tableBody.appendChild(rows[i]);
+        }
+    }
+    // removes sort indicators for current column being sorted
+    function removeSortIndicators() {
+        var col = getNthColumn(currentSort.index),
+            cls = col.className;
+
+        cls = cls.replace(/ sorted$/, '').replace(/ sorted-desc$/, '');
+        col.className = cls;
+    }
+    // adds sort indicators for current column being sorted
+    function addSortIndicators() {
+        getNthColumn(currentSort.index).className += currentSort.desc
+            ? ' sorted-desc'
+            : ' sorted';
+    }
+    // adds event listeners for all sorter widgets
+    function enableUI() {
+        var i,
+            el,
+            ithSorter = function ithSorter(i) {
+                var col = cols[i];
+
+                return function() {
+                    var desc = col.defaultDescSort;
+
+                    if (currentSort.index === i) {
+                        desc = !currentSort.desc;
+                    }
+                    sortByIndex(i, desc);
+                    removeSortIndicators();
+                    currentSort.index = i;
+                    currentSort.desc = desc;
+                    addSortIndicators();
+                };
+            };
+        for (i = 0; i < cols.length; i += 1) {
+            if (cols[i].sortable) {
+                // add the click event handler on the th so users
+                // dont have to click on those tiny arrows
+                el = getNthColumn(i).querySelector('.sorter').parentElement;
+                if (el.addEventListener) {
+                    el.addEventListener('click', ithSorter(i));
+                } else {
+                    el.attachEvent('onclick', ithSorter(i));
+                }
+            }
+        }
+    }
+    // adds sorting functionality to the UI
+    return function() {
+        if (!getTable()) {
+            return;
+        }
+        cols = loadColumns();
+        loadData();
+        addSearchBox();
+        addSortIndicators();
+        enableUI();
+    };
+})();
+
+window.addEventListener('load', addSorting);

services/hometitle/coverage/types.ts.html

@@ -0,0 +1,427 @@
+
+<!doctype html>
+<html lang="en">
+
+<head>
+    <title>Code coverage report for types.ts</title>
+    <meta charset="utf-8" />
+    <link rel="stylesheet" href="prettify.css" />
+    <link rel="stylesheet" href="base.css" />
+    <link rel="shortcut icon" type="image/x-icon" href="favicon.png" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <style type='text/css'>
+        .coverage-summary .sorter {
+            background-image: url(sort-arrow-sprite.png);
+        }
+    </style>
+</head>
+    
+<body>
+<div class='wrapper'>
+    <div class='pad1'>
+        <h1><a href="index.html">All files</a> types.ts</h1>
+        <div class='clearfix'>
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Statements</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Branches</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Functions</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+            <div class='fl pad1y space-right2'>
+                <span class="strong">0% </span>
+                <span class="quiet">Lines</span>
+                <span class='fraction'>0/0</span>
+            </div>
+        
+            
+        </div>
+        <p class="quiet">
+            Press <em>n</em> or <em>j</em> to go to the next uncovered block, <em>b</em>, <em>p</em> or <em>k</em> for the previous block.
+        </p>
+        <template id="filterTemplate">
+            <div class="quiet">
+                Filter:
+                <input type="search" id="fileSearch">
+            </div>
+        </template>
+    </div>
+    <div class='status-line low'></div>
+    <pre><table class="coverage">
+<tr><td class="line-count quiet"><a name='L1'></a><a href='#L1'>1</a>
+<a name='L2'></a><a href='#L2'>2</a>
+<a name='L3'></a><a href='#L3'>3</a>
+<a name='L4'></a><a href='#L4'>4</a>
+<a name='L5'></a><a href='#L5'>5</a>
+<a name='L6'></a><a href='#L6'>6</a>
+<a name='L7'></a><a href='#L7'>7</a>
+<a name='L8'></a><a href='#L8'>8</a>
+<a name='L9'></a><a href='#L9'>9</a>
+<a name='L10'></a><a href='#L10'>10</a>
+<a name='L11'></a><a href='#L11'>11</a>
+<a name='L12'></a><a href='#L12'>12</a>
+<a name='L13'></a><a href='#L13'>13</a>
+<a name='L14'></a><a href='#L14'>14</a>
+<a name='L15'></a><a href='#L15'>15</a>
+<a name='L16'></a><a href='#L16'>16</a>
+<a name='L17'></a><a href='#L17'>17</a>
+<a name='L18'></a><a href='#L18'>18</a>
+<a name='L19'></a><a href='#L19'>19</a>
+<a name='L20'></a><a href='#L20'>20</a>
+<a name='L21'></a><a href='#L21'>21</a>
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+<span class="cline-any cline-neutral">&nbsp;</span></td><td class="text"><pre class="prettyprint lang-js">export interface PropertyRecord {
+  id: string;
+  ownerName: string;
+  address: Address;
+  deedDate?: string;
+  taxId?: string;
+  propertyType: PropertyType;
+  metadata?: Record&lt;string, unknown&gt;;
+}
+&nbsp;
+export interface Address {
+  streetNumber: string;
+  streetName: string;
+  streetType?: string;
+  unit?: string;
+  city: string;
+  state: string;
+  zip: string;
+  latitude?: number;
+  longitude?: number;
+}
+&nbsp;
+export type PropertyType = 'residential' | 'commercial' | 'land' | 'multi-family';
+&nbsp;
+export interface PropertySnapshot {
+  id: string;
+  propertyId: string;
+  capturedAt: string;
+  ownerName: string;
+  address: Address;
+  deedDate?: string;
+  taxId?: string;
+  propertyType: PropertyType;
+  taxAmount?: number;
+  lienCount?: number;
+}
+&nbsp;
+export interface MatchResult {
+  nameScore: number;
+  addressScore: number;
+  overallConfidence: number;
+  isMatch: boolean;
+  details: MatchDetails;
+}
+&nbsp;
+export interface MatchDetails {
+  nameNormalized: string[];
+  addressNormalized: string[];
+  levenshteinDistance: number;
+  geocodingDistance?: number;
+  fields: {
+    firstName: FieldMatch;
+    lastName: FieldMatch;
+    middleName: FieldMatch;
+    streetNumber: FieldMatch;
+    streetName: FieldMatch;
+    streetType: FieldMatch;
+    unit: FieldMatch;
+    city: FieldMatch;
+    state: FieldMatch;
+    zip: FieldMatch;
+  };
+}
+&nbsp;
+export interface FieldMatch {
+  valueA: string;
+  valueB: string;
+  normalizedA: string;
+  normalizedB: string;
+  score: number;
+}
+&nbsp;
+export interface ChangeDetectionResult {
+  propertyId: string;
+  changeType: ChangeType;
+  severity: Severity;
+  confidence: number;
+  changes: PropertyChange[];
+  previousSnapshot: PropertySnapshot;
+  currentSnapshot: PropertySnapshot;
+  detectedAt: string;
+}
+&nbsp;
+export type ChangeType = 'tax_change' | 'deed_change' | 'ownership_transfer' | 'lien_filing' | 'metadata_change';
+&nbsp;
+export type Severity = 'minor' | 'moderate' | 'major';
+&nbsp;
+export interface PropertyChange {
+  field: string;
+  oldValue: unknown;
+  newValue: unknown;
+  changeType: ChangeType;
+}
+&nbsp;
+export interface MatchingConfig {
+  nameThreshold: number;
+  addressThreshold: number;
+  overallThreshold: number;
+  geocodingRadiusMeters: number;
+}
+&nbsp;
+export interface DetectionConfig {
+  ownershipNameThreshold: number;
+  deedDateSensitivity: number;
+  taxAmountChangePercent: number;
+  severityOverrides?: Record&lt;ChangeType, Severity&gt;;
+}
+&nbsp;
+export interface NormalizedTokens {
+  firstName: string;
+  lastName: string;
+  middleName: string;
+  initials: string[];
+}
+&nbsp;</pre></td></tr></table></pre>
+
+                <div class='push'></div><!-- for sticky footer -->
+            </div><!-- /wrapper -->
+            <div class='footer quiet pad2 space-top1 center small'>
+                Code coverage generated by
+                <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
+                at 2026-05-14T13:08:44.978Z
+            </div>
+        <script src="prettify.js"></script>
+        <script>
+            window.onload = function () {
+                prettyPrint();
+            };
+        </script>
+        <script src="sorter.js"></script>
+        <script src="block-navigation.js"></script>
+    </body>
+</html>
+    

services/hometitle/package.json

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+{
+  "name": "@shieldai/hometitle",
+  "version": "0.1.0",
+  "main": "./dist/index.js",
+  "types": "./dist/index.js",
+  "scripts": {
+    "build": "tsc",
+    "test": "vitest run",
+    "test:coverage": "vitest run --coverage",
+    "lint": "eslint src/"
+  },
+  "dependencies": {
+    "@shieldai/types": "workspace:*"
+  },
+  "devDependencies": {
+    "vitest": "^4.1.5",
+    "@vitest/coverage-v8": "^4.1.5"
+  },
+  "exports": {
+    ".": "./src/index.ts"
+  }
+}

services/hometitle/src/alert.pipeline.ts

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+import { prisma, AlertSeverity, AlertChannel } from '@shieldai/db';
+import {
+  NotificationService,
+  loadNotificationConfig,
+} from '@shieldai/shared-notifications';
+import {
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyAlert,
+  AlertSeverityLevel,
+  NotificationChannel,
+  AlertPipelineConfig,
+} from './types';
+
+const DEFAULT_CONFIG: AlertPipelineConfig = {
+  dedupWindowMs: 24 * 60 * 60 * 1000,
+  minSeverity: 'warning',
+  premiumTierChannels: ['email', 'push', 'sms'],
+  defaultChannels: ['email'],
+};
+
+const SEVERITY_MAP: Record<Severity, AlertSeverityLevel> = {
+  critical: 'critical',
+  warning: 'warning',
+  info: 'info',
+};
+
+const CHANGE_TYPE_LABELS: Record<ChangeType, string> = {
+  ownership_transfer: 'Ownership Transfer',
+  deed_change: 'Deed Change',
+  lien_filing: 'Lien Filing',
+  tax_change: 'Tax Assessment Change',
+  metadata_change: 'Property Metadata Change',
+};
+
+export class HomeTitleAlertPipeline {
+  private notificationService: NotificationService;
+  private config: AlertPipelineConfig;
+  private pendingDedup = new Map<string, number>();
+
+  constructor(config?: Partial<AlertPipelineConfig>) {
+    this.config = { ...DEFAULT_CONFIG, ...config };
+    this.notificationService = NotificationService.getInstance();
+  }
+
+  async processChangeDetection(
+    result: ChangeDetectionResult,
+    subscriptionId: string,
+    userId: string,
+  ): Promise<PropertyAlert | null> {
+    const severity = this.mapSeverity(result.severity);
+    const shouldAlert = this.shouldAlert(result, severity);
+
+    if (!shouldAlert) {
+      return null;
+    }
+
+    const dedupKey = this.buildDedupKey(userId, result.propertyId, result.changeType);
+
+    const isDuplicate = await this.checkDedup(dedupKey);
+    if (isDuplicate) {
+      return null;
+    }
+
+    const subscription = await prisma.subscription.findUnique({
+      where: { id: subscriptionId },
+      select: { tier: true },
+    });
+
+    if (!subscription) {
+      return null;
+    }
+
+    const channels = this.getChannelsForTier(subscription.tier);
+    const title = this.buildTitle(result);
+    const message = this.buildMessage(result);
+
+    const alert = await prisma.alert.create({
+      data: {
+        subscriptionId,
+        userId,
+        type: 'system_warning',
+        title,
+        message,
+        severity: severity as AlertSeverity,
+        channel: channels as AlertChannel[],
+      },
+    });
+
+    await this.recordDedup(dedupKey);
+
+    const propertyAlert: PropertyAlert = {
+      id: alert.id,
+      propertyId: result.propertyId,
+      subscriptionId,
+      userId,
+      changeType: result.changeType,
+      severity,
+      title,
+      message,
+      changeDetectionResult: result,
+      channel: channels,
+      dedupKey,
+      createdAt: alert.createdAt.toISOString(),
+    };
+
+    await this.createNormalizedAlert(result, userId, subscriptionId, alert.id, severity);
+
+    if (subscription.tier === 'premium') {
+      await this.dispatchNotification(propertyAlert, userId);
+    }
+
+    return propertyAlert;
+  }
+
+  async processBatch(
+    results: ChangeDetectionResult[],
+    subscriptionId: string,
+    userId: string,
+  ): Promise<PropertyAlert[]> {
+    const alerts: PropertyAlert[] = [];
+
+    for (const result of results) {
+      const alert = await this.processChangeDetection(result, subscriptionId, userId);
+      if (alert) {
+        alerts.push(alert);
+      }
+    }
+
+    if (alerts.length > 1) {
+      await this.createCorrelationGroup(alerts, userId);
+    }
+
+    return alerts;
+  }
+
+  private shouldAlert(result: ChangeDetectionResult, severity: AlertSeverityLevel): boolean {
+    const severityOrder: Severity[] = ['info', 'warning', 'critical'];
+    const minSeverityOrder: Severity[] = ['info', 'warning', 'critical'];
+    const resultIdx = severityOrder.indexOf(result.severity);
+    const minIdx = minSeverityOrder.indexOf(this.config.minSeverity);
+
+    return resultIdx >= minIdx && result.confidence >= 0.7;
+  }
+
+  private mapSeverity(severity: Severity): AlertSeverityLevel {
+    return SEVERITY_MAP[severity] || 'info';
+  }
+
+  private buildDedupKey(userId: string, propertyId: string, changeType: ChangeType): string {
+    return `hometitle:${userId}:${propertyId}:${changeType}`;
+  }
+
+  private async checkDedup(dedupKey: string): Promise<boolean> {
+    const parts = dedupKey.split(':');
+    const userId = parts[1] ?? '';
+    const propertyId = parts[2] ?? '';
+
+    const recentAlert = await prisma.alert.findFirst({
+      where: {
+        userId: userId,
+        title: {
+          contains: propertyId,
+        },
+        createdAt: {
+          gte: new Date(Date.now() - this.config.dedupWindowMs),
+        },
+      },
+      orderBy: { createdAt: 'desc' },
+    });
+
+    if (recentAlert) {
+      return true;
+    }
+
+    const inMemoryExpiry = this.pendingDedup.get(dedupKey);
+    if (inMemoryExpiry && Date.now() < inMemoryExpiry) {
+      return true;
+    }
+
+    return false;
+  }
+
+  private async recordDedup(dedupKey: string): Promise<void> {
+    this.pendingDedup.set(
+      dedupKey,
+      Date.now() + this.config.dedupWindowMs,
+    );
+  }
+
+  private getChannelsForTier(tier: string): NotificationChannel[] {
+    if (tier === 'premium') {
+      return [...this.config.premiumTierChannels];
+    }
+    return [...this.config.defaultChannels];
+  }
+
+  private buildTitle(result: ChangeDetectionResult): string {
+    const label = CHANGE_TYPE_LABELS[result.changeType] || 'Property Change';
+    const severityUpper = result.severity.toUpperCase();
+    return `[${severityUpper}] ${label} detected`;
+  }
+
+  private buildMessage(result: ChangeDetectionResult): string {
+    const changes = result.changes
+      .map(c => `- ${c.field}: ${String(c.oldValue)} → ${String(c.newValue)}`)
+      .join('\n');
+
+    return `Change detected on property ${result.propertyId}.\n\nChanges:\n${changes}\n\nConfidence: ${(result.confidence * 100).toFixed(1)}%`;
+  }
+
+  private async createNormalizedAlert(
+    result: ChangeDetectionResult,
+    userId: string,
+    subscriptionId: string,
+    sourceAlertId: string,
+    severity: AlertSeverityLevel,
+  ): Promise<void> {
+    const normalizedSeverity = this.mapToNormalizedSeverity(severity);
+
+    await prisma.normalizedAlert.create({
+      data: {
+        source: 'DARKWATCH' as any,
+        category: this.mapToAlertCategory(result.changeType) as any,
+        severity: normalizedSeverity as any,
+        userId,
+        title: this.buildTitle(result),
+        description: this.buildMessage(result),
+        entities: JSON.stringify({
+          propertyId: result.propertyId,
+          changeType: result.changeType,
+          subscriptionId,
+        }),
+        sourceAlertId,
+        payload: JSON.stringify({
+          confidence: result.confidence,
+          changes: result.changes,
+          detectedAt: result.detectedAt,
+        }),
+        createdAt: new Date(result.detectedAt),
+      },
+    });
+  }
+
+  private async createCorrelationGroup(
+    alerts: PropertyAlert[],
+    userId: string,
+  ): Promise<void> {
+    const entities = JSON.stringify({
+      propertyIds: [...new Set(alerts.map(a => a.propertyId))],
+      changeTypes: [...new Set(alerts.map(a => a.changeType))],
+    });
+
+    const highestSeverity = alerts.reduce((max, alert) => {
+      const order: AlertSeverityLevel[] = ['info', 'warning', 'critical'];
+      return order.indexOf(alert.severity) > order.indexOf(max) ? alert.severity : max;
+    }, 'info' as AlertSeverityLevel);
+
+    const group = await prisma.correlationGroup.create({
+      data: {
+        userId,
+        entities,
+        highestSeverity: this.mapToNormalizedSeverity(highestSeverity) as any,
+        status: 'ACTIVE',
+        alertCount: alerts.length,
+        summary: `${alerts.length} property change alert${alerts.length > 1 ? 's' : ''} correlated`,
+      },
+    });
+
+    await prisma.normalizedAlert.updateMany({
+      where: {
+        sourceAlertId: { in: alerts.map(a => a.id) },
+      },
+      data: {
+        groupId: group.id,
+      },
+    });
+  }
+
+  private async dispatchNotification(
+    alert: PropertyAlert,
+    userId: string,
+  ): Promise<void> {
+    try {
+      const user = await prisma.user.findUnique({
+        where: { id: userId },
+        select: { email: true, name: true, phone: true },
+      });
+
+      if (!user?.email) {
+        return;
+      }
+
+      const htmlMessage = `<p>${alert.message.replace(/\n/g, '<br>')}</p>
+<p><strong>Property:</strong> ${alert.propertyId}</p>
+<p><strong>Change Type:</strong> ${CHANGE_TYPE_LABELS[alert.changeType]}</p>
+<p><strong>Severity:</strong> ${alert.severity.toUpperCase()}</p>`;
+
+      for (const channel of alert.channel) {
+        switch (channel) {
+          case 'email':
+            await this.notificationService.send({
+              channel: 'email',
+              to: user.email,
+              subject: alert.title,
+              htmlBody: htmlMessage,
+              textBody: alert.message,
+            });
+            break;
+          case 'push':
+            await this.notificationService.send({
+              channel: 'push',
+              userId,
+              title: alert.title,
+              body: alert.message.slice(0, 200),
+            });
+            break;
+          case 'sms':
+            await this.notificationService.send({
+              channel: 'sms',
+              to: user.phone ?? '',
+              body: `[ShieldAI] ${alert.title}: ${alert.message.slice(0, 140)}`,
+            });
+            break;
+        }
+      }
+    } catch (error) {
+      console.error('[HomeTitleAlertPipeline] Notification dispatch error:', error);
+    }
+  }
+
+  private mapToNormalizedSeverity(severity: AlertSeverityLevel): string {
+    const map: Record<AlertSeverityLevel, string> = {
+      info: 'INFO',
+      warning: 'WARNING',
+      critical: 'CRITICAL',
+    };
+    return map[severity] || 'INFO';
+  }
+
+  private mapToAlertCategory(changeType: ChangeType): string {
+    const map: Record<ChangeType, string> = {
+      ownership_transfer: 'HOME_TITLE',
+      deed_change: 'HOME_TITLE',
+      lien_filing: 'HOME_TITLE',
+      tax_change: 'HOME_TITLE',
+      metadata_change: 'HOME_TITLE',
+    };
+    return map[changeType] || 'HOME_TITLE';
+  }
+
+  cleanupExpiredDedups(): number {
+    const now = Date.now();
+    let cleaned = 0;
+    for (const [key, expiry] of this.pendingDedup) {
+      if (now >= expiry) {
+        this.pendingDedup.delete(key);
+        cleaned++;
+      }
+    }
+    return cleaned;
+  }
+}
+
+export const homeTitleAlertPipeline = new HomeTitleAlertPipeline();

services/hometitle/src/change-detector.ts

@@ -0,0 +1,202 @@
+import {
+  PropertySnapshot,
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyChange,
+  DetectionConfig,
+  Address,
+} from './types';
+import { matchRecords } from './matcher.service';
+
+const DEFAULT_DETECTION_CONFIG: DetectionConfig = {
+  ownershipNameThreshold: 0.7,
+  deedDateSensitivity: 0.9,
+  taxAmountChangePercent: 15,
+};
+
+function classifyFieldChange(field: string, oldValue: unknown, newValue: unknown, config: DetectionConfig): PropertyChange {
+  let changeType: ChangeType;
+
+  switch (field) {
+    case 'ownerName':
+      changeType =
+        typeof oldValue === 'string' && typeof newValue === 'string'
+          ? isSignificantNameChange(oldValue, newValue, config)
+            ? 'ownership_transfer'
+            : 'metadata_change'
+          : 'ownership_transfer';
+      break;
+    case 'deedDate':
+      changeType = 'deed_change';
+      break;
+    case 'taxAmount':
+      changeType = 'tax_change';
+      break;
+    case 'lienCount':
+      changeType = (newValue as number) > (oldValue as number) ? 'lien_filing' : 'metadata_change';
+      break;
+    case 'taxId':
+      changeType = 'deed_change';
+      break;
+    default:
+      changeType = 'metadata_change';
+  }
+
+  return { field, oldValue, newValue, changeType };
+}
+
+function isSignificantNameChange(oldName: string, newName: string, config: DetectionConfig): boolean {
+  const dummyAddress: Address = {
+    streetNumber: '0',
+    streetName: 'dummy',
+    city: 'dummy',
+    state: 'XX',
+    zip: '00000',
+  };
+
+  const result = matchRecords(oldName, dummyAddress, newName, dummyAddress);
+  return result.nameScore < config.ownershipNameThreshold;
+}
+
+function determineSeverity(changes: PropertyChange[], config: DetectionConfig): Severity {
+  const severityOverrides = config.severityOverrides || {};
+
+  const typeToSeverity: Record<ChangeType, Severity> = {
+    ownership_transfer: (severityOverrides as Record<string, Severity>)['ownership_transfer'] || 'critical',
+    deed_change: (severityOverrides as Record<string, Severity>)['deed_change'] || 'warning',
+    lien_filing: (severityOverrides as Record<string, Severity>)['lien_filing'] || 'warning',
+    tax_change: (severityOverrides as Record<string, Severity>)['tax_change'] || 'info',
+    metadata_change: (severityOverrides as Record<string, Severity>)['metadata_change'] || 'info',
+  };
+
+  const severityOrder: Severity[] = ['critical', 'warning', 'info'];
+
+  for (const change of changes) {
+    const sev = typeToSeverity[change.changeType];
+    const idx = severityOrder.indexOf(sev);
+    if (idx === 0) return 'critical';
+  }
+
+  for (const change of changes) {
+    const sev = typeToSeverity[change.changeType];
+    if (sev === 'warning') return 'warning';
+  }
+
+  return 'info';
+}
+
+function computeChangeConfidence(changes: PropertyChange[], config: DetectionConfig): number {
+  if (changes.length === 0) return 0;
+
+  let totalConfidence = 0;
+  for (const change of changes) {
+    switch (change.changeType) {
+      case 'ownership_transfer':
+        totalConfidence += 0.95;
+        break;
+      case 'deed_change':
+        totalConfidence += config.deedDateSensitivity;
+        break;
+      case 'tax_change': {
+        const oldVal = change.oldValue as number;
+        const newVal = change.newValue as number;
+        const pctChange = oldVal ? Math.abs(newVal - oldVal) / oldVal * 100 : 100;
+        totalConfidence += pctChange >= config.taxAmountChangePercent ? 0.85 : 0.5;
+        break;
+      }
+      case 'lien_filing':
+        totalConfidence += 0.9;
+        break;
+      default:
+        totalConfidence += 0.4;
+    }
+  }
+
+  return Math.round((totalConfidence / changes.length) * 1000) / 1000;
+}
+
+export function detectChanges(
+  previous: PropertySnapshot,
+  current: PropertySnapshot,
+  config?: Partial<DetectionConfig>,
+): ChangeDetectionResult {
+  const effectiveConfig = { ...DEFAULT_DETECTION_CONFIG, ...config };
+  const changes: PropertyChange[] = [];
+
+  const fieldsToCompare: (keyof Omit<PropertySnapshot, 'id' | 'capturedAt' | 'propertyId'>)[] = [
+    'ownerName',
+    'deedDate',
+    'taxId',
+    'taxAmount',
+    'lienCount',
+    'propertyType',
+  ];
+
+  for (const field of fieldsToCompare) {
+    const oldValue = previous[field];
+    const newValue = current[field];
+
+    if (oldValue !== newValue) {
+      changes.push(classifyFieldChange(field, oldValue, newValue, effectiveConfig));
+    }
+  }
+
+  const addressChanges = detectAddressChanges(previous.address, current.address);
+  changes.push(...addressChanges);
+
+  const severity = determineSeverity(changes, effectiveConfig);
+  const confidence = computeChangeConfidence(changes, effectiveConfig);
+
+  let changeType: ChangeType = 'metadata_change';
+  if (changes.some(c => c.changeType === 'ownership_transfer')) {
+    changeType = 'ownership_transfer';
+  } else if (changes.some(c => c.changeType === 'deed_change')) {
+    changeType = 'deed_change';
+  } else if (changes.some(c => c.changeType === 'lien_filing')) {
+    changeType = 'lien_filing';
+  } else if (changes.some(c => c.changeType === 'tax_change')) {
+    changeType = 'tax_change';
+  }
+
+  return {
+    propertyId: previous.propertyId,
+    changeType,
+    severity,
+    confidence,
+    changes,
+    previousSnapshot: previous,
+    currentSnapshot: current,
+    detectedAt: new Date().toISOString(),
+  };
+}
+
+function detectAddressChanges(oldAddr: Address, newAddr: Address): PropertyChange[] {
+  const changes: PropertyChange[] = [];
+
+  const addressFields: (keyof Address)[] = ['streetNumber', 'streetName', 'streetType', 'unit', 'city', 'state', 'zip'];
+
+  for (const field of addressFields) {
+    const oldVal = oldAddr[field];
+    const newVal = newAddr[field];
+    if (oldVal !== newVal) {
+      changes.push({
+        field: `address.${field}`,
+        oldValue: oldVal,
+        newValue: newVal,
+        changeType: 'metadata_change',
+      });
+    }
+  }
+
+  return changes;
+}
+
+export function shouldTriggerAlert(result: ChangeDetectionResult, minSeverity: Severity = 'warning'): boolean {
+  const severityOrder: Severity[] = ['info', 'warning', 'critical'];
+  const resultIdx = severityOrder.indexOf(result.severity);
+  const minIdx = severityOrder.indexOf(minSeverity);
+  return resultIdx >= minIdx && result.confidence >= 0.7;
+}
+
+export { classifyFieldChange, determineSeverity, computeChangeConfidence };

services/hometitle/src/index.ts

@@ -0,0 +1,43 @@
+export {
+  matchRecords,
+  getConfigForPropertyType,
+  parseName,
+  normalizeString,
+  normalizeStreetType,
+  levenshteinDistance,
+  similarityScore,
+} from './matcher.service';
+
+export {
+  detectChanges,
+  shouldTriggerAlert,
+  classifyFieldChange,
+  determineSeverity,
+  computeChangeConfidence,
+} from './change-detector';
+
+export type {
+  PropertyRecord,
+  Address,
+  PropertyType,
+  PropertySnapshot,
+  MatchResult,
+  MatchDetails,
+  FieldMatch,
+  ChangeDetectionResult,
+  ChangeType,
+  Severity,
+  PropertyChange,
+  MatchingConfig,
+  DetectionConfig,
+  NormalizedTokens,
+  AlertSeverityLevel,
+  PropertyAlert,
+  NotificationChannel,
+  AlertPipelineConfig,
+  SchedulerConfig,
+  ScheduledScanResult,
+} from './types';
+
+export { HomeTitleAlertPipeline, homeTitleAlertPipeline } from './alert.pipeline';
+export { HomeTitleSchedulerService, homeTitleScheduler } from './scheduler.service';

services/hometitle/src/matcher.service.ts

@@ -0,0 +1,309 @@
+import {
+  Address,
+  MatchResult,
+  MatchDetails,
+  FieldMatch,
+  MatchingConfig,
+  NormalizedTokens,
+  PropertyType,
+} from './types';
+
+const DEFAULT_CONFIG: MatchingConfig = {
+  nameThreshold: 0.85,
+  addressThreshold: 0.9,
+  overallThreshold: 0.85,
+  geocodingRadiusMeters: 100,
+};
+
+const COMMON_PREFIXES = new Set([
+  'mr', 'mrs', 'ms', 'miss', 'dr', 'prof', 'jr', 'sr', 'junior', 'senior',
+  'ii', 'iii', 'iv', 'rev', 'st', 'hon', 'esq',
+]);
+
+const COMMON_SUFFIXES = new Set([
+  'jr', 'sr', 'junior', 'senior', 'ii', 'iii', 'iv', 'v', 'esq',
+  'phd', 'md', 'llm', 'cpa',
+]);
+
+const STREET_TYPE_MAP: Record<string, string> = {
+  'st': 'street', 'street': 'street',
+  'ave': 'avenue', 'avenue': 'avenue',
+  'blvd': 'boulevard', 'boulevard': 'boulevard',
+  'dr': 'drive', 'drive': 'drive',
+  'ln': 'lane', 'lane': 'lane',
+  'ct': 'court', 'court': 'court',
+  'pl': 'place', 'place': 'place',
+  'rd': 'road', 'road': 'road',
+  'way': 'way',
+  'trl': 'trail', 'trail': 'trail',
+  'hwy': 'highway', 'highway': 'highway',
+  'pkwy': 'parkway', 'parkway': 'parkway',
+  'cir': 'circle', 'circle': 'circle',
+  'sq': 'square', 'square': 'square',
+  'ter': 'terrace', 'terrace': 'terrace',
+};
+
+const PROPERTY_TYPE_CONFIGS: Record<PropertyType, Partial<MatchingConfig>> = {
+  'residential': { nameThreshold: 0.85, addressThreshold: 0.9 },
+  'commercial': { nameThreshold: 0.8, addressThreshold: 0.9 },
+  'land': { nameThreshold: 0.8, addressThreshold: 0.85 },
+  'multi-family': { nameThreshold: 0.8, addressThreshold: 0.9 },
+};
+
+function levenshteinDistance(a: string, b: string): number {
+  const matrix: number[][] = Array.from({ length: b.length + 1 }, (_, i) =>
+    Array.from({ length: a.length + 1 }, (_, j) => (i === 0 ? j : j === 0 ? i : 0))
+  );
+
+  for (let i = 1; i <= b.length; i++) {
+    for (let j = 1; j <= a.length; j++) {
+      const cost = a[j - 1] === b[i - 1] ? 0 : 1;
+      matrix[i][j] = Math.min(
+        matrix[i - 1][j] + 1,
+        matrix[i][j - 1] + 1,
+        matrix[i - 1][j - 1] + cost,
+      );
+    }
+  }
+
+  return matrix[b.length][a.length];
+}
+
+function similarityScore(distance: number, maxLen: number): number {
+  if (maxLen === 0) return 1.0;
+  return 1.0 - distance / maxLen;
+}
+
+function normalizeString(str: string): string {
+  return str
+    .toLowerCase()
+    .replace(/[''']/g, '')
+    .replace(/[^a-z0-9\s]/g, ' ')
+    .replace(/\s+/g, ' ')
+    .trim();
+}
+
+function parseName(name: string): NormalizedTokens {
+  const clean = normalizeString(name);
+  const parts = clean.split(' ').filter(Boolean);
+
+  let firstName = '';
+  let lastName = '';
+  let middleName = '';
+  const initials: string[] = [];
+
+  if (parts.length === 0) return { firstName, lastName, middleName, initials };
+
+  let startIdx = 0;
+  while (startIdx < parts.length && COMMON_PREFIXES.has(parts[startIdx])) {
+    startIdx++;
+  }
+
+  let endIdx = parts.length;
+  while (endIdx > startIdx + 1 && COMMON_SUFFIXES.has(parts[endIdx - 1])) {
+    endIdx--;
+  }
+
+  const coreParts = parts.slice(startIdx, endIdx);
+
+  if (coreParts.length === 1) {
+    lastName = coreParts[0];
+  } else if (coreParts.length === 2) {
+    firstName = coreParts[0];
+    lastName = coreParts[1];
+  } else {
+    firstName = coreParts[0];
+    lastName = coreParts[coreParts.length - 1];
+    middleName = coreParts.slice(1, -1).join(' ');
+  }
+
+  if (firstName.length === 1) {
+    initials.push(firstName);
+  }
+  if (middleName) {
+    const middleParts = middleName.split(' ');
+    for (const mp of middleParts) {
+      if (mp.length === 1) initials.push(mp);
+    }
+  }
+
+  return { firstName, lastName, middleName, initials };
+}
+
+function normalizeStreetType(type: string): string {
+  const clean = normalizeString(type);
+  return STREET_TYPE_MAP[clean] || clean;
+}
+
+function normalizeAddress(addr: Address): string {
+  const parts = [
+    addr.streetNumber,
+    normalizeString(addr.streetName),
+    addr.streetType ? normalizeStreetType(addr.streetType) : '',
+    addr.unit ? normalizeString(addr.unit) : '',
+    normalizeString(addr.city),
+    addr.state.toLowerCase(),
+    addr.zip,
+  ].filter(Boolean);
+  return parts.join(' ');
+}
+
+function computeFieldMatch(valueA: string, valueB: string, normalizeFn?: (v: string) => string): FieldMatch {
+  const normFn = normalizeFn || normalizeString;
+  const normalizedA = normFn(valueA);
+  const normalizedB = normFn(valueB);
+
+  if (!normalizedA && !normalizedB) return { valueA, valueB, normalizedA, normalizedB, score: 1.0 };
+  if (!normalizedA || !normalizedB) return { valueA, valueB, normalizedA, normalizedB, score: 0.0 };
+
+  if (normalizedA === normalizedB) return { valueA, valueB, normalizedA, normalizedB, score: 1.0 };
+
+  const dist = levenshteinDistance(normalizedA, normalizedB);
+  const maxLen = Math.max(normalizedA.length, normalizedB.length);
+  const score = similarityScore(dist, maxLen);
+
+  return { valueA, valueB, normalizedA, normalizedB, score: Math.round(score * 1000) / 1000 };
+}
+
+function haversineDistance(lat1: number, lon1: number, lat2: number, lon2: number): number {
+  const R = 6371000;
+  const dLat = ((lat2 - lat1) * Math.PI) / 180;
+  const dLon = ((lon2 - lon1) * Math.PI) / 180;
+  const a =
+    Math.sin(dLat / 2) * Math.sin(dLat / 2) +
+    Math.cos((lat1 * Math.PI) / 180) *
+      Math.cos((lat2 * Math.PI) / 180) *
+      Math.sin(dLon / 2) *
+      Math.sin(dLon / 2);
+  const c = 2 * Math.atan2(Math.sqrt(a), Math.sqrt(1 - a));
+  return R * c;
+}
+
+function computeNameScore(tokensA: NormalizedTokens, tokensB: NormalizedTokens): number {
+  const firstScore = computeFieldMatch(tokensA.firstName, tokensB.firstName).score;
+  const lastScore = computeFieldMatch(tokensA.lastName, tokensB.lastName).score;
+  const middleScore = computeFieldMatch(tokensA.middleName, tokensB.middleName).score;
+
+  let initialMatchScore = 1.0;
+  if (tokensA.initials.length > 0 || tokensB.initials.length > 0) {
+    const allInitialsA = new Set(tokensA.initials.map(i => i.toLowerCase()));
+    const allInitialsB = new Set(tokensB.initials.map(i => i.toLowerCase()));
+    let matched = 0;
+    for (const init of allInitialsA) {
+      if (allInitialsB.has(init)) matched++;
+    }
+    const total = Math.max(allInitialsA.size, allInitialsB.size);
+    initialMatchScore = total > 0 ? matched / total : 1.0;
+  }
+
+  const weighted = (lastScore * 0.45) + (firstScore * 0.35) + (middleScore * 0.1) + (initialMatchScore * 0.1);
+  return Math.round(weighted * 1000) / 1000;
+}
+
+function computeAddressScore(addrA: Address, addrB: Address, config: MatchingConfig): { score: number; geocodingDistance?: number } {
+  const numberMatch = computeFieldMatch(addrA.streetNumber, addrB.streetNumber).score;
+  const streetMatch = computeFieldMatch(addrA.streetName, addrB.streetName, normalizeString).score;
+  const typeMatch = computeFieldMatch(
+    addrA.streetType ? normalizeStreetType(addrA.streetType) : '',
+    addrB.streetType ? normalizeStreetType(addrB.streetType) : '',
+  ).score;
+  const unitMatch = computeFieldMatch(addrA.unit || '', addrB.unit || '').score;
+  const cityMatch = computeFieldMatch(addrA.city, addrB.city).score;
+  const stateMatch = computeFieldMatch(addrA.state, addrB.state).score;
+  const zipMatch = computeFieldMatch(addrA.zip, addrB.zip).score;
+
+  let geocodingDistance: number | undefined;
+  let geoScore = 0.0;
+
+  if (addrA.latitude && addrA.longitude && addrB.latitude && addrB.longitude) {
+    geocodingDistance = haversineDistance(addrA.latitude, addrA.longitude, addrB.latitude, addrB.longitude);
+    const maxDist = config.geocodingRadiusMeters;
+    geoScore = geocodingDistance <= maxDist ? 1.0 : Math.max(0, 1.0 - (geocodingDistance - maxDist) / (maxDist * 5));
+  }
+
+  const weighted =
+    (numberMatch * 0.2) +
+    (streetMatch * 0.25) +
+    (typeMatch * 0.1) +
+    (unitMatch * 0.1) +
+    (cityMatch * 0.1) +
+    (stateMatch * 0.1) +
+    (zipMatch * 0.1) +
+    (geoScore * (geocodingDistance !== undefined ? 0.05 : 0));
+
+  return { score: Math.round(weighted * 1000) / 1000, geocodingDistance };
+}
+
+export function matchRecords(
+  nameA: string,
+  addressA: Address,
+  nameB: string,
+  addressB: Address,
+  config?: Partial<MatchingConfig>,
+): MatchResult {
+  const effectiveConfig = { ...DEFAULT_CONFIG, ...config };
+
+  const tokensA = parseName(nameA);
+  const tokensB = parseName(nameB);
+
+  const nameScore = computeNameScore(tokensA, tokensB);
+
+  const { score: addressScore, geocodingDistance } = computeAddressScore(addressA, addressB, effectiveConfig);
+
+  const overallConfidence = Math.round((nameScore * 0.5 + addressScore * 0.5) * 1000) / 1000;
+
+  const firstMatch = computeFieldMatch(tokensA.firstName, tokensB.firstName);
+  const lastMatch = computeFieldMatch(tokensA.lastName, tokensB.lastName);
+  const middleMatch = computeFieldMatch(tokensA.middleName, tokensB.middleName);
+  const numberMatch = computeFieldMatch(addressA.streetNumber, addressB.streetNumber);
+  const streetMatch = computeFieldMatch(addressA.streetName, addressB.streetName, normalizeString);
+  const typeMatch = computeFieldMatch(
+    addressA.streetType ? normalizeStreetType(addressA.streetType) : '',
+    addressB.streetType ? normalizeStreetType(addressB.streetType) : '',
+  );
+  const unitMatch = computeFieldMatch(addressA.unit || '', addressB.unit || '');
+  const cityMatch = computeFieldMatch(addressA.city, addressB.city);
+  const stateMatch = computeFieldMatch(addressA.state, addressB.state);
+  const zipMatch = computeFieldMatch(addressA.zip, addressB.zip);
+
+  const normalizedA = normalizeAddress(addressA);
+  const normalizedB = normalizeAddress(addressB);
+
+  const dist = levenshteinDistance(
+    normalizeString(nameA),
+    normalizeString(nameB),
+  );
+
+  const details: MatchDetails = {
+    nameNormalized: [normalizeString(nameA), normalizeString(nameB)],
+    addressNormalized: [normalizedA, normalizedB],
+    levenshteinDistance: dist,
+    geocodingDistance,
+    fields: {
+      firstName: firstMatch,
+      lastName: lastMatch,
+      middleName: middleMatch,
+      streetNumber: numberMatch,
+      streetName: streetMatch,
+      streetType: typeMatch,
+      unit: unitMatch,
+      city: cityMatch,
+      state: stateMatch,
+      zip: zipMatch,
+    },
+  };
+
+  return {
+    nameScore,
+    addressScore,
+    overallConfidence,
+    isMatch: overallConfidence >= effectiveConfig.overallThreshold,
+    details,
+  };
+}
+
+export function getConfigForPropertyType(type: PropertyType): MatchingConfig {
+  return { ...DEFAULT_CONFIG, ...PROPERTY_TYPE_CONFIGS[type] };
+}
+
+export { parseName, normalizeString, normalizeStreetType, levenshteinDistance, similarityScore };

services/hometitle/src/scheduler.service.ts

@@ -0,0 +1,234 @@
+import { prisma } from '@shieldai/db';
+import { detectChanges, shouldTriggerAlert } from './change-detector';
+import { homeTitleAlertPipeline } from './alert.pipeline';
+import {
+  PropertySnapshot,
+  SchedulerConfig,
+  ScheduledScanResult,
+} from './types';
+import { v4 as uuidv4 } from 'uuid';
+
+const DEFAULT_SCHEDULER_CONFIG: SchedulerConfig = {
+  scanIntervalMinutes: 60,
+  premiumScanIntervalMinutes: 30,
+  maxPropertiesPerScan: 100,
+  enabled: true,
+};
+
+export class HomeTitleSchedulerService {
+  private config: SchedulerConfig;
+  private timerId: NodeJS.Timeout | null = null;
+  private running = false;
+  private lastScanResult: ScheduledScanResult | null = null;
+
+  constructor(config?: Partial<SchedulerConfig>) {
+    this.config = { ...DEFAULT_SCHEDULER_CONFIG, ...config };
+  }
+
+  getConfig(): SchedulerConfig {
+    return { ...this.config };
+  }
+
+  updateConfig(partial: Partial<SchedulerConfig>): void {
+    this.config = { ...this.config, ...partial };
+    if (partial.scanIntervalMinutes && this.timerId) {
+      this.stop();
+      this.start();
+    }
+  }
+
+  start(): void {
+    if (!this.config.enabled) return;
+
+    const intervalMs = this.config.scanIntervalMinutes * 60 * 1000;
+    this.running = true;
+
+    this.timerId = setInterval(async () => {
+      if (this.running) {
+        try {
+          const result = await this.runScan();
+          this.lastScanResult = result;
+        } catch (error) {
+          console.error('[HomeTitleScheduler] Scan error:', error);
+        }
+      }
+    }, intervalMs);
+
+    console.log(
+      `[HomeTitleScheduler] Started with ${this.config.scanIntervalMinutes}min interval`,
+    );
+  }
+
+  stop(): void {
+    this.running = false;
+    if (this.timerId) {
+      clearInterval(this.timerId);
+      this.timerId = null;
+    }
+    console.log('[HomeTitleScheduler] Stopped');
+  }
+
+  async runScan(): Promise<ScheduledScanResult> {
+    const scanId = uuidv4();
+    const startedAt = new Date().toISOString();
+    const errors: string[] = [];
+    let changesDetected = 0;
+    let alertsCreated = 0;
+    let notificationsSent = 0;
+
+    try {
+      const subscriptions = await prisma.subscription.findMany({
+        where: {
+          status: 'active',
+          tier: { in: ['plus', 'premium'] },
+        },
+        select: {
+          id: true,
+          userId: true,
+          tier: true,
+        },
+        take: this.config.maxPropertiesPerScan,
+      });
+
+      for (const subscription of subscriptions) {
+        try {
+          const propertySnapshots = await this.fetchLatestSnapshots(
+            subscription.userId,
+          );
+
+          for (const snapshot of propertySnapshots) {
+            const previousSnapshot = await this.fetchPreviousSnapshot(
+              snapshot.propertyId,
+              snapshot.id,
+              snapshot.capturedAt,
+            );
+
+            if (!previousSnapshot) continue;
+
+            const result = detectChanges(previousSnapshot, snapshot);
+
+            if (shouldTriggerAlert(result, 'moderate')) {
+              changesDetected++;
+
+              const alert = await homeTitleAlertPipeline.processChangeDetection(
+                result,
+                subscription.id,
+                subscription.userId,
+              );
+
+              if (alert) {
+                alertsCreated++;
+                if (subscription.tier === 'premium') {
+                  notificationsSent++;
+                }
+              }
+            }
+          }
+        } catch (error) {
+          const errorMsg = `Subscription ${subscription.id}: ${error instanceof Error ? error.message : String(error)}`;
+          errors.push(errorMsg);
+          console.error(`[HomeTitleScheduler] Subscription scan error:`, errorMsg);
+        }
+      }
+    } catch (error) {
+      const errorMsg = `Scan ${scanId}: ${error instanceof Error ? error.message : String(error)}`;
+      errors.push(errorMsg);
+      console.error(`[HomeTitleScheduler] Scan error:`, errorMsg);
+    }
+
+    const completedAt = new Date().toISOString();
+
+    const scanResult: ScheduledScanResult = {
+      scanId,
+      propertiesScanned: changesDetected,
+      changesDetected,
+      alertsCreated,
+      notificationsSent,
+      errors,
+      startedAt,
+      completedAt,
+    };
+
+    this.lastScanResult = scanResult;
+
+    return scanResult;
+  }
+
+  getLastScanResult(): ScheduledScanResult | null {
+    return this.lastScanResult;
+  }
+
+  isRunning(): boolean {
+    return this.running;
+  }
+
+  private async fetchLatestSnapshots(userId: string): Promise<PropertySnapshot[]> {
+    const rawSnapshots = await prisma.$queryRaw<
+      Array<Record<string, unknown>>
+    >`
+      SELECT "id", "propertyId", "capturedAt", "ownerName",
+             "deedDate", "taxId", "propertyType",
+             "taxAmount", "lienCount"
+      FROM "PropertySnapshot"
+      WHERE "propertyId" IN (
+        SELECT "propertyId" FROM "WatchlistItem"
+        WHERE "subscriptionId" IN (
+          SELECT "id" FROM "Subscription" WHERE "userId" = ${userId}
+        )
+      )
+      ORDER BY "capturedAt" DESC
+      LIMIT ${this.config.maxPropertiesPerScan}
+    `;
+
+    return rawSnapshots.map(row => ({
+      id: String(row.id),
+      propertyId: String(row.propertyId),
+      capturedAt: String(row.capturedAt),
+      ownerName: String(row.ownerName),
+      address: row.address ? JSON.parse(String(row.address)) : {},
+      deedDate: row.deedDate ? String(row.deedDate) : undefined,
+      taxId: row.taxId ? String(row.taxId) : undefined,
+      propertyType: String(row.propertyType) as PropertySnapshot['propertyType'],
+      taxAmount: row.taxAmount ? Number(row.taxAmount) : undefined,
+      lienCount: row.lienCount ? Number(row.lienCount) : undefined,
+    }));
+  }
+
+  private async fetchPreviousSnapshot(
+    propertyId: string,
+    currentSnapshotId: string,
+    currentCapturedAt: string,
+  ): Promise<PropertySnapshot | null> {
+    const rawSnapshots = await prisma.$queryRaw<
+      Array<Record<string, unknown>>
+    >`
+      SELECT "id", "propertyId", "capturedAt", "ownerName",
+             "deedDate", "taxId", "propertyType",
+             "taxAmount", "lienCount"
+      FROM "PropertySnapshot"
+      WHERE "propertyId" = ${propertyId}
+        AND "capturedAt" < ${currentCapturedAt}
+        AND "id" != ${currentSnapshotId}
+      ORDER BY "capturedAt" DESC
+      LIMIT 1
+    `;
+
+    if (rawSnapshots.length === 0) return null;
+
+    const row = rawSnapshots[0];
+    return {
+      id: String(row.id),
+      propertyId: String(row.propertyId),
+      capturedAt: String(row.capturedAt),
+      ownerName: String(row.ownerName),
+      address: row.address ? JSON.parse(String(row.address)) : {},
+      deedDate: row.deedDate ? String(row.deedDate) : undefined,
+      taxId: row.taxId ? String(row.taxId) : undefined,
+      propertyType: String(row.propertyType) as PropertySnapshot['propertyType'],
+      taxAmount: row.taxAmount ? Number(row.taxAmount) : undefined,
+      lienCount: row.lienCount ? Number(row.lienCount) : undefined,
+    };
+  }
+}
+
+export const homeTitleScheduler = new HomeTitleSchedulerService();

services/hometitle/src/types.ts

@@ -0,0 +1,166 @@
+export interface PropertyRecord {
+  id: string;
+  ownerName: string;
+  address: Address;
+  deedDate?: string;
+  taxId?: string;
+  propertyType: PropertyType;
+  metadata?: Record<string, unknown>;
+}
+
+export interface Address {
+  streetNumber: string;
+  streetName: string;
+  streetType?: string;
+  unit?: string;
+  city: string;
+  state: string;
+  zip: string;
+  latitude?: number;
+  longitude?: number;
+}
+
+export type PropertyType = 'residential' | 'commercial' | 'land' | 'multi-family';
+
+export interface PropertySnapshot {
+  id: string;
+  propertyId: string;
+  capturedAt: string;
+  ownerName: string;
+  address: Address;
+  deedDate?: string;
+  taxId?: string;
+  propertyType: PropertyType;
+  taxAmount?: number;
+  lienCount?: number;
+}
+
+export interface MatchResult {
+  nameScore: number;
+  addressScore: number;
+  overallConfidence: number;
+  isMatch: boolean;
+  details: MatchDetails;
+}
+
+export interface MatchDetails {
+  nameNormalized: string[];
+  addressNormalized: string[];
+  levenshteinDistance: number;
+  geocodingDistance?: number;
+  fields: {
+    firstName: FieldMatch;
+    lastName: FieldMatch;
+    middleName: FieldMatch;
+    streetNumber: FieldMatch;
+    streetName: FieldMatch;
+    streetType: FieldMatch;
+    unit: FieldMatch;
+    city: FieldMatch;
+    state: FieldMatch;
+    zip: FieldMatch;
+  };
+}
+
+export interface FieldMatch {
+  valueA: string;
+  valueB: string;
+  normalizedA: string;
+  normalizedB: string;
+  score: number;
+}
+
+export interface ChangeDetectionResult {
+  propertyId: string;
+  changeType: ChangeType;
+  severity: Severity;
+  confidence: number;
+  changes: PropertyChange[];
+  previousSnapshot: PropertySnapshot;
+  currentSnapshot: PropertySnapshot;
+  detectedAt: string;
+}
+
+export type ChangeType = 'tax_change' | 'deed_change' | 'ownership_transfer' | 'lien_filing' | 'metadata_change';
+
+export type Severity = 'info' | 'warning' | 'critical';
+
+export interface PropertyChange {
+  field: string;
+  oldValue: unknown;
+  newValue: unknown;
+  changeType: ChangeType;
+}
+
+export interface MatchingConfig {
+  nameThreshold: number;
+  addressThreshold: number;
+  overallThreshold: number;
+  geocodingRadiusMeters: number;
+}
+
+export interface DetectionConfig {
+  ownershipNameThreshold: number;
+  deedDateSensitivity: number;
+  taxAmountChangePercent: number;
+  severityOverrides?: Record<ChangeType, Severity>;
+}
+
+export interface NormalizedTokens {
+  firstName: string;
+  lastName: string;
+  middleName: string;
+  initials: string[];
+}
+
+// ============================================
+// Alert Pipeline Types
+// ============================================
+
+export type AlertSeverityLevel = 'info' | 'warning' | 'critical';
+
+export interface PropertyAlert {
+  id: string;
+  propertyId: string;
+  subscriptionId: string;
+  userId: string;
+  changeType: ChangeType;
+  severity: AlertSeverityLevel;
+  title: string;
+  message: string;
+  changeDetectionResult: ChangeDetectionResult;
+  channel: NotificationChannel[];
+  dedupKey: string;
+  createdAt: string;
+}
+
+export type NotificationChannel = 'email' | 'sms' | 'push';
+
+export interface AlertPipelineConfig {
+  dedupWindowMs: number;
+  minSeverity: Severity;
+  premiumTierChannels: NotificationChannel[];
+  defaultChannels: NotificationChannel[];
+}
+
+// ============================================
+// Scheduler Types
+// ============================================
+
+export interface SchedulerConfig {
+  scanIntervalMinutes: number;
+  premiumScanIntervalMinutes: number;
+  maxPropertiesPerScan: number;
+  enabled: boolean;
+}
+
+export interface ScheduledScanResult {
+  scanId: string;
+  propertiesScanned: number;
+  changesDetected: number;
+  alertsCreated: number;
+  notificationsSent: number;
+  errors: string[];
+  startedAt: string;
+  completedAt: string;
+}

services/hometitle/test/alert.pipeline.test.ts

@@ -0,0 +1,429 @@
+import { describe, it, expect, beforeEach, vi, afterEach } from 'vitest';
+import { HomeTitleAlertPipeline } from '../src/alert.pipeline';
+import {
+  ChangeDetectionResult,
+  PropertySnapshot,
+  ChangeType,
+  Severity,
+} from '../src/types';
+
+// All mocks inside vi.hoisted() to avoid vitest hoisting issues
+const mockedDb = vi.hoisted(() => {
+  const mocks = {
+    subscription: { findUnique: vi.fn() },
+    alert: { create: vi.fn(), findFirst: vi.fn() },
+    normalizedAlert: { create: vi.fn(), updateMany: vi.fn() },
+    correlationGroup: { create: vi.fn() },
+    user: { findUnique: vi.fn() },
+  };
+  return mocks;
+});
+
+vi.mock('@shieldai/db', () => {
+  const mocks = vi.hoisted ? mockedDb : {
+    subscription: { findUnique: vi.fn() },
+    alert: { create: vi.fn(), findFirst: vi.fn() },
+    normalizedAlert: { create: vi.fn(), updateMany: vi.fn() },
+    correlationGroup: { create: vi.fn() },
+    user: { findUnique: vi.fn() },
+  };
+  return {
+    prisma: mocks,
+    AlertSeverity: { INFO: 'INFO', WARNING: 'WARNING', CRITICAL: 'CRITICAL' },
+    AlertChannel: { EMAIL: 'email', PUSH: 'push', SMS: 'sms' },
+  };
+});
+
+vi.mock('@shieldai/shared-notifications', () => {
+  const mockSend = vi.fn().mockResolvedValue({ notificationId: 'mock-notif', status: 'sent' });
+  class MockNotificationService {
+    send = mockSend;
+    static getInstance() { return new MockNotificationService(); }
+  }
+  return {
+    NotificationService: MockNotificationService,
+    loadNotificationConfig: () => ({ apiKey: 'test-key', baseUrl: 'http://localhost:3000' }),
+  };
+});
+
+function buildChangeResult(overrides: Partial<ChangeDetectionResult> = {}): ChangeDetectionResult {
+  return {
+    propertyId: 'prop-001',
+    changeType: 'ownership_transfer' as ChangeType,
+    severity: 'critical' as Severity,
+    confidence: 0.95,
+    changes: [
+      { field: 'ownerName', oldValue: 'John Doe', newValue: 'Jane Smith', changeType: 'ownership_transfer' as ChangeType },
+    ],
+    previousSnapshot: {
+      id: 'snap-1',
+      propertyId: 'prop-001',
+      capturedAt: '2026-01-01T00:00:00Z',
+      ownerName: 'John Doe',
+      address: { streetNumber: '123', streetName: 'main', city: 'springfield', state: 'IL', zip: '62701' },
+      propertyType: 'residential',
+    } as PropertySnapshot,
+    currentSnapshot: {
+      id: 'snap-2',
+      propertyId: 'prop-001',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jane Smith',
+      address: { streetNumber: '123', streetName: 'main', city: 'springfield', state: 'IL', zip: '62701' },
+      propertyType: 'residential',
+    } as PropertySnapshot,
+    detectedAt: '2026-05-14T12:00:00Z',
+    ...overrides,
+  };
+}
+
+describe('HomeTitleAlertPipeline', () => {
+  let pipeline: HomeTitleAlertPipeline;
+
+  beforeEach(() => {
+    vi.useFakeTimers();
+    mockedDb.subscription.findUnique.mockClear();
+    mockedDb.alert.findFirst.mockClear();
+    mockedDb.alert.create.mockClear();
+    mockedDb.normalizedAlert.create.mockClear();
+    mockedDb.normalizedAlert.updateMany.mockClear();
+    mockedDb.correlationGroup.create.mockClear();
+    mockedDb.user.findUnique.mockClear();
+
+    pipeline = new HomeTitleAlertPipeline();
+  });
+
+  afterEach(() => {
+    vi.useRealTimers();
+  });
+
+  describe('processChangeDetection', () => {
+    it('creates alert for critical severity change', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-001',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[CRITICAL] Ownership Transfer detected',
+        message: 'Change detected',
+        severity: 'CRITICAL',
+        channel: ['email', 'push', 'sms'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult({
+        changeType: 'ownership_transfer',
+        severity: 'critical',
+        confidence: 0.95,
+      });
+
+      const alert = await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(alert).toBeDefined();
+      expect(alert?.changeType).toBe('ownership_transfer');
+      expect(alert?.severity).toBe('critical');
+      expect(mockedDb.alert.create).toHaveBeenCalled();
+    });
+
+    it('creates alert for warning severity change', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'plus' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-002',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[WARNING] Deed Change detected',
+        message: 'Change detected',
+        severity: 'WARNING',
+        channel: ['email', 'push'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult({
+        changeType: 'deed_change',
+        severity: 'warning',
+        confidence: 0.85,
+      });
+
+      const alert = await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(alert).toBeDefined();
+      expect(alert?.changeType).toBe('deed_change');
+      expect(alert?.severity).toBe('warning');
+    });
+
+    it('returns null when subscription not found', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(null);
+
+      const result = buildChangeResult();
+      const alert = await pipeline.processChangeDetection(result, 'sub-999', 'user-001');
+
+      expect(alert).toBeNull();
+    });
+
+    it('returns null for minor severity with default minSeverity', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+
+      const result = buildChangeResult({
+        changeType: 'tax_change',
+        severity: 'minor',
+        confidence: 0.85,
+      });
+
+      const alert = await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(alert).toBeNull();
+    });
+
+    it('returns null when confidence below threshold', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+
+      const result = buildChangeResult({
+        confidence: 0.5,
+      });
+
+      const alert = await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(alert).toBeNull();
+    });
+
+    it('deduplicates alerts within 24h window', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue({ id: 'existing-alert' });
+
+      const result = buildChangeResult();
+      const first = await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+      const second = await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(first).toBeDefined();
+      expect(second).toBeNull();
+    });
+
+    it('creates normalized alert for integration with correlation engine', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-003',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[MAJOR] Ownership Transfer detected',
+        message: 'Change detected',
+        severity: 'CRITICAL',
+        channel: ['email', 'push', 'sms'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult();
+      await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(mockedDb.normalizedAlert.create).toHaveBeenCalledWith(
+        expect.objectContaining({
+          data: expect.objectContaining({
+            source: 'DARKWATCH',
+            userId: 'user-001',
+          }),
+        })
+      );
+    });
+
+    it('dispatches notifications for premium tier', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-004',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[MAJOR] Ownership Transfer detected',
+        message: 'Change detected on property prop-001.\n\nChanges:\n- ownerName: John Doe → Jane Smith',
+        severity: 'CRITICAL',
+        channel: ['email', 'push', 'sms'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+      mockedDb.user.findUnique.mockResolvedValue({
+        email: 'test@example.com',
+        name: 'Test User',
+      });
+
+      const result = buildChangeResult();
+      await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      // Notification service was instantiated (no error thrown)
+      expect(mockedDb.user.findUnique).toHaveBeenCalled();
+    });
+
+    it('records dedup key in memory', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-005',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[MAJOR] Ownership Transfer detected',
+        message: 'Change',
+        severity: 'CRITICAL',
+        channel: ['email'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult({ changeType: 'ownership_transfer' });
+      await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      // No expired dedups at this point
+      const cleanupCount = pipeline.cleanupExpiredDedups();
+      expect(cleanupCount).toBe(0);
+    });
+  });
+
+  describe('processBatch', () => {
+    it('processes multiple change results', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-batch-1',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[CRITICAL] Ownership Transfer detected',
+        message: 'Change 1',
+        severity: 'CRITICAL',
+        channel: ['email'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+      mockedDb.user.findUnique.mockResolvedValue({ email: 'test@example.com', name: 'Test' });
+      mockedDb.correlationGroup.create.mockResolvedValue({ id: 'group-001' });
+
+      const results = [
+        buildChangeResult({ changeType: 'ownership_transfer', propertyId: 'prop-001' }),
+        buildChangeResult({ changeType: 'deed_change', propertyId: 'prop-002' }),
+      ];
+
+      const alerts = await pipeline.processBatch(results, 'sub-001', 'user-001');
+
+      expect(alerts.length).toBe(2);
+      expect(mockedDb.alert.create).toHaveBeenCalledTimes(results.length);
+    });
+
+    it('creates correlation group for multiple alerts', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-batch-' + Date.now(),
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[CRITICAL] Ownership Transfer detected',
+        message: 'Change',
+        severity: 'CRITICAL',
+        channel: ['email'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+      mockedDb.user.findUnique.mockResolvedValue({ email: 'test@example.com', name: 'Test' });
+      mockedDb.correlationGroup.create.mockResolvedValue({ id: 'group-002' });
+
+      const results = [
+        buildChangeResult({ changeType: 'ownership_transfer', propertyId: 'prop-001' }),
+        buildChangeResult({ changeType: 'deed_change', propertyId: 'prop-002' }),
+      ];
+
+      await pipeline.processBatch(results, 'sub-001', 'user-001');
+
+      expect(mockedDb.correlationGroup.create).toHaveBeenCalled();
+    });
+
+    it('returns empty array when all results are deduplicated', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue({ id: 'existing-alert' });
+
+      const results = [
+        buildChangeResult({ changeType: 'ownership_transfer', propertyId: 'prop-001' }),
+      ];
+
+      const alerts = await pipeline.processBatch(results, 'sub-001', 'user-001');
+      expect(alerts).toEqual([]);
+    });
+  });
+
+  describe('cleanupExpiredDedups', () => {
+    it('removes expired dedup entries', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-cleanup',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[CRITICAL] Ownership Transfer detected',
+        message: 'Change',
+        severity: 'CRITICAL',
+        channel: ['email'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult();
+      await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      // Advance timer past the dedup window (24 hours)
+      vi.advanceTimersByTime(25 * 60 * 60 * 1000);
+
+      const cleaned = pipeline.cleanupExpiredDedups();
+      expect(cleaned).toBe(1);
+    });
+  });
+
+  describe('severity mapping', () => {
+    it('maps critical to critical', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-sev-1',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[CRITICAL] Ownership Transfer detected',
+        message: 'Change',
+        severity: 'CRITICAL',
+        channel: ['email'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult({ severity: 'critical' });
+      await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(mockedDb.alert.create).toHaveBeenCalledWith(
+        expect.objectContaining({
+          data: expect.objectContaining({ severity: 'critical' })
+        })
+      );
+    });
+
+    it('maps warning to warning', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue({ tier: 'premium' });
+      mockedDb.alert.findFirst.mockResolvedValue(null);
+      mockedDb.alert.create.mockResolvedValue({
+        id: 'alert-sev-2',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        type: 'system_warning',
+        title: '[WARNING] Deed Change detected',
+        message: 'Change',
+        severity: 'WARNING',
+        channel: ['email'],
+        createdAt: new Date('2026-05-14T12:00:00Z'),
+      });
+
+      const result = buildChangeResult({ severity: 'warning', changeType: 'deed_change' });
+      await pipeline.processChangeDetection(result, 'sub-001', 'user-001');
+
+      expect(mockedDb.alert.create).toHaveBeenCalledWith(
+        expect.objectContaining({
+          data: expect.objectContaining({ severity: 'warning' })
+        })
+      );
+    });
+  });
+});

services/hometitle/test/change-detector.test.ts

@@ -0,0 +1,305 @@
+import { describe, it, expect } from 'vitest';
+import {
+  detectChanges,
+  shouldTriggerAlert,
+  determineSeverity,
+  computeChangeConfidence,
+} from '../src/change-detector';
+import { PropertySnapshot, PropertyChange, DetectionConfig } from '../src/types';
+
+const baselineSnapshot: PropertySnapshot = {
+  id: 'snap-1',
+  propertyId: 'prop-001',
+  capturedAt: '2026-01-01T00:00:00Z',
+  ownerName: 'John Doe',
+  address: {
+    streetNumber: '123',
+    streetName: 'main',
+    streetType: 'st',
+    city: 'springfield',
+    state: 'IL',
+    zip: '62701',
+  },
+  deedDate: '2020-03-15',
+  taxId: 'tax-123',
+  propertyType: 'residential',
+  taxAmount: 2500,
+  lienCount: 0,
+};
+
+describe('detectChanges', () => {
+  it('detects ownership transfer via name change', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jane Smith',
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changeType).toBe('ownership_transfer');
+    expect(result.severity).toBe('critical');
+    expect(result.changes.some(c => c.field === 'ownerName')).toBe(true);
+  });
+
+  it('detects deed change via deed date update', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      deedDate: '2026-01-15',
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changes.some(c => c.changeType === 'deed_change')).toBe(true);
+    expect(result.severity).toBe('warning');
+  });
+
+  it('detects tax change', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      taxAmount: 3200,
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changes.some(c => c.changeType === 'tax_change')).toBe(true);
+    expect(result.severity).toBe('info');
+  });
+
+  it('detects lien filing when lien count increases', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      lienCount: 1,
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changes.some(c => c.changeType === 'lien_filing')).toBe(true);
+    expect(result.severity).toBe('warning');
+  });
+
+  it('detects multiple changes with highest severity', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jane Smith',
+      deedDate: '2026-01-15',
+      taxAmount: 3200,
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.severity).toBe('critical');
+    expect(result.changes.length).toBeGreaterThanOrEqual(3);
+  });
+
+  it('returns no changes for identical snapshots', () => {
+    const current = { ...baselineSnapshot, id: 'snap-2', capturedAt: '2026-02-01T00:00:00Z' };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changes.length).toBe(0);
+    expect(result.severity).toBe('info');
+  });
+
+  it('detects address changes as metadata changes', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      address: {
+        ...baselineSnapshot.address,
+        streetNumber: '125',
+      },
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changes.some(c => c.field === 'address.streetNumber')).toBe(true);
+  });
+
+  it('detects tax ID change as deed change', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      taxId: 'tax-456',
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.changes.some(c => c.changeType === 'deed_change')).toBe(true);
+  });
+
+  it('respects configurable ownership threshold', () => {
+    const config: DetectionConfig = {
+      ownershipNameThreshold: 0.5,
+      deedDateSensitivity: 0.9,
+      taxAmountChangePercent: 15,
+    };
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jon Doe',
+    };
+    const result = detectChanges(baselineSnapshot, current, config);
+    expect(result.changes.some(c => c.field === 'ownerName')).toBe(true);
+  });
+
+  it('populates previous and current snapshots in result', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jane Smith',
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.previousSnapshot).toBe(baselineSnapshot);
+    expect(result.currentSnapshot).toBe(current);
+  });
+
+  it('includes detectedAt timestamp', () => {
+    const current = {
+      ...baselineSnapshot,
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jane Smith',
+    };
+    const result = detectChanges(baselineSnapshot, current);
+    expect(result.detectedAt).toBeDefined();
+    expect(new Date(result.detectedAt).getTime()).toBeGreaterThan(0);
+  });
+});
+
+describe('shouldTriggerAlert', () => {
+  it('triggers for critical severity above default threshold', () => {
+    const result = {
+      propertyId: 'prop-001',
+      changeType: 'ownership_transfer' as const,
+      severity: 'critical' as const,
+      confidence: 0.95,
+      changes: [],
+      previousSnapshot: baselineSnapshot,
+      currentSnapshot: baselineSnapshot,
+      detectedAt: new Date().toISOString(),
+    };
+    expect(shouldTriggerAlert(result)).toBe(true);
+  });
+
+  it('triggers for warning severity with high confidence', () => {
+    const result = {
+      propertyId: 'prop-001',
+      changeType: 'deed_change' as const,
+      severity: 'warning' as const,
+      confidence: 0.85,
+      changes: [],
+      previousSnapshot: baselineSnapshot,
+      currentSnapshot: baselineSnapshot,
+      detectedAt: new Date().toISOString(),
+    };
+    expect(shouldTriggerAlert(result)).toBe(true);
+  });
+
+  it('does not trigger for info severity with default threshold', () => {
+    const result = {
+      propertyId: 'prop-001',
+      changeType: 'tax_change' as const,
+      severity: 'info' as const,
+      confidence: 0.85,
+      changes: [],
+      previousSnapshot: baselineSnapshot,
+      currentSnapshot: baselineSnapshot,
+      detectedAt: new Date().toISOString(),
+    };
+    expect(shouldTriggerAlert(result)).toBe(false);
+  });
+
+  it('does not trigger when confidence below 0.7', () => {
+    const result = {
+      propertyId: 'prop-001',
+      changeType: 'deed_change' as const,
+      severity: 'warning' as const,
+      confidence: 0.5,
+      changes: [],
+      previousSnapshot: baselineSnapshot,
+      currentSnapshot: baselineSnapshot,
+      detectedAt: new Date().toISOString(),
+    };
+    expect(shouldTriggerAlert(result)).toBe(false);
+  });
+
+  it('triggers info when minSeverity set to info', () => {
+    const result = {
+      propertyId: 'prop-001',
+      changeType: 'tax_change' as const,
+      severity: 'info' as const,
+      confidence: 0.85,
+      changes: [],
+      previousSnapshot: baselineSnapshot,
+      currentSnapshot: baselineSnapshot,
+      detectedAt: new Date().toISOString(),
+    };
+    expect(shouldTriggerAlert(result, 'info')).toBe(true);
+  });
+});
+
+describe('determineSeverity', () => {
+  it('returns major when ownership transfer present', () => {
+    const changes: PropertyChange[] = [
+      { field: 'ownerName', oldValue: 'John', newValue: 'Jane', changeType: 'ownership_transfer' },
+    ];
+    expect(determineSeverity(changes, { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 })).toBe('critical');
+  });
+
+  it('returns warning when only deed change', () => {
+    const changes: PropertyChange[] = [
+      { field: 'deedDate', oldValue: '2020-01-01', newValue: '2026-01-01', changeType: 'deed_change' },
+    ];
+    expect(determineSeverity(changes, { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 })).toBe('warning');
+  });
+
+  it('returns info when only metadata changes', () => {
+    const changes: PropertyChange[] = [
+      { field: 'propertyType', oldValue: 'residential', newValue: 'commercial', changeType: 'metadata_change' },
+    ];
+    expect(determineSeverity(changes, { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 })).toBe('info');
+  });
+
+  it('respects severity overrides', () => {
+    const changes: PropertyChange[] = [
+      { field: 'taxAmount', oldValue: 1000, newValue: 2000, changeType: 'tax_change' },
+    ];
+    const config: DetectionConfig = {
+      ownershipNameThreshold: 0.7,
+      deedDateSensitivity: 0.9,
+      taxAmountChangePercent: 15,
+      severityOverrides: { tax_change: 'warning' },
+    };
+    expect(determineSeverity(changes, config)).toBe('warning');
+  });
+});
+
+describe('computeChangeConfidence', () => {
+  it('returns 0 for empty changes', () => {
+    expect(computeChangeConfidence([], { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 })).toBe(0);
+  });
+
+  it('returns high confidence for ownership transfer', () => {
+    const changes: PropertyChange[] = [
+      { field: 'ownerName', oldValue: 'John', newValue: 'Jane', changeType: 'ownership_transfer' },
+    ];
+    const conf = computeChangeConfidence(changes, { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 });
+    expect(conf).toBeCloseTo(0.95, 2);
+  });
+
+  it('returns high confidence for lien filing', () => {
+    const changes: PropertyChange[] = [
+      { field: 'lienCount', oldValue: 0, newValue: 1, changeType: 'lien_filing' },
+    ];
+    const conf = computeChangeConfidence(changes, { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 });
+    expect(conf).toBeCloseTo(0.9, 2);
+  });
+
+  it('averages confidence across multiple changes', () => {
+    const changes: PropertyChange[] = [
+      { field: 'ownerName', oldValue: 'John', newValue: 'Jane', changeType: 'ownership_transfer' },
+      { field: 'taxAmount', oldValue: 1000, newValue: 2000, changeType: 'tax_change' },
+    ];
+    const conf = computeChangeConfidence(changes, { ownershipNameThreshold: 0.7, deedDateSensitivity: 0.9, taxAmountChangePercent: 15 });
+    expect(conf).toBeGreaterThan(0.7);
+    expect(conf).toBeLessThan(1.0);
+  });
+});

services/hometitle/test/integration.test.ts

@@ -0,0 +1,555 @@
+import { describe, it, expect, beforeEach, afterEach, vi } from 'vitest';
+import {
+  propertyWatchlistService,
+  normalizeAddressValue,
+  hashAddressValue,
+} from '../src/watchlist.service';
+import { HomeTitleAlertPipeline } from '../src/alert.pipeline';
+import { detectChanges } from '../src/change-detector';
+import { PropertySnapshot } from '../src/types';
+
+const mockedDb = vi.hoisted(() => {
+  const mocks = {
+    subscription: {
+      findUnique: vi.fn(),
+      count: vi.fn(),
+    },
+    propertyWatchlistItem: {
+      count: vi.fn(),
+      findFirst: vi.fn(),
+      create: vi.fn(),
+      findMany: vi.fn(),
+      update: vi.fn(),
+    },
+    alert: {
+      create: vi.fn(),
+      findFirst: vi.fn(),
+    },
+    normalizedAlert: {
+      create: vi.fn(),
+      updateMany: vi.fn(),
+    },
+    correlationGroup: {
+      create: vi.fn(),
+    },
+    user: {
+      findUnique: vi.fn(),
+    },
+  };
+  return mocks;
+});
+
+vi.mock('@shieldai/db', () => ({
+  prisma: {
+    subscription: mockedDb.subscription,
+    propertyWatchlistItem: mockedDb.propertyWatchlistItem,
+    alert: mockedDb.alert,
+    normalizedAlert: mockedDb.normalizedAlert,
+    correlationGroup: mockedDb.correlationGroup,
+    user: mockedDb.user,
+  },
+  AlertSeverity: { INFO: 'INFO', WARNING: 'WARNING', CRITICAL: 'CRITICAL' },
+  AlertChannel: { EMAIL: 'email', PUSH: 'push', SMS: 'sms' },
+}));
+
+vi.mock('@shieldai/shared-notifications', () => {
+  const mockSend = vi.fn().mockResolvedValue({ notificationId: 'mock-notif', status: 'sent' });
+  class MockNS {
+    send = mockSend;
+    static getInstance() { return new MockNS(); }
+  }
+  return {
+    NotificationService: MockNS,
+    loadNotificationConfig: () => ({ apiKey: 'test', baseUrl: 'http://localhost' }),
+  };
+});
+
+const PREMIUM_SUB = { id: 'sub-premium', tier: 'premium' as const };
+const PLUS_SUB = { id: 'sub-plus', tier: 'plus' as const };
+const BASIC_SUB = { id: 'sub-basic', tier: 'basic' as const };
+
+function makeSnapshot(overrides: Partial<PropertySnapshot> = {}): PropertySnapshot {
+  return {
+    id: 'snap-1',
+    propertyId: 'prop-001',
+    capturedAt: '2026-01-01T00:00:00Z',
+    ownerName: 'John Doe',
+    address: {
+      streetNumber: '123',
+      streetName: 'main',
+      streetType: 'st',
+      city: 'springfield',
+      state: 'IL',
+      zip: '62701',
+    },
+    propertyType: 'residential',
+    ...overrides,
+  };
+}
+
+describe('PropertyWatchlistService', () => {
+  beforeEach(() => {
+    vi.useFakeTimers();
+    vi.clearAllMocks();
+  });
+
+  afterEach(() => {
+    vi.useRealTimers();
+  });
+
+  describe('addItem', () => {
+    it('creates a new watchlist item', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+      mockedDb.propertyWatchlistItem.count.mockResolvedValue(0);
+      mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(null);
+      mockedDb.propertyWatchlistItem.create.mockResolvedValue({
+        id: 'pw-1',
+        subscriptionId: 'sub-premium',
+        address: '123 main st',
+        parcelId: null,
+        ownerName: null,
+        streetAddress: '123 main st',
+        city: '',
+        state: '',
+        zipCode: '',
+        latitude: null,
+        longitude: null,
+        isActive: true,
+        createdAt: new Date(),
+        updatedAt: new Date(),
+      });
+
+      const item = await propertyWatchlistService.addItem(
+        'sub-premium',
+        '123 Main St',
+        'parcel-001',
+        'John Doe',
+      );
+
+      expect(item.address).toBe('123 main st');
+      expect(mockedDb.propertyWatchlistItem.create).toHaveBeenCalled();
+    });
+
+    it('enforces BASIC tier limit of 3', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(BASIC_SUB);
+      mockedDb.propertyWatchlistItem.count.mockResolvedValue(3);
+
+      await expect(
+        propertyWatchlistService.addItem('sub-basic', '456 Oak Ave', 'parcel-002')
+      ).rejects.toThrow(/limit reached/);
+    });
+
+    it('enforces PLUS tier limit of 5', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(PLUS_SUB);
+      mockedDb.propertyWatchlistItem.count.mockResolvedValue(5);
+
+      await expect(
+        propertyWatchlistService.addItem('sub-plus', '789 Elm Blvd', 'parcel-003')
+      ).rejects.toThrow(/limit reached/);
+    });
+
+    it('allows up to 50 for PREMIUM tier', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+      mockedDb.propertyWatchlistItem.count.mockResolvedValue(49);
+
+      mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(null);
+      mockedDb.propertyWatchlistItem.create.mockResolvedValue({
+        id: 'pw-50',
+        subscriptionId: 'sub-premium',
+        address: '50th property',
+        parcelId: 'parcel-050',
+        ownerName: null,
+        streetAddress: '50th property',
+        city: '',
+        state: '',
+        zipCode: '',
+        latitude: null,
+        longitude: null,
+        isActive: true,
+        createdAt: new Date(),
+        updatedAt: new Date(),
+      });
+
+      const item = await propertyWatchlistService.addItem(
+        'sub-premium',
+        '50th Property',
+        'parcel-050',
+      );
+
+      expect(item).toBeDefined();
+      expect(item.address).toBe('50th property');
+    });
+
+    it('deduplicates by normalized address', async () => {
+      const existingItem = {
+        id: 'pw-existing',
+        subscriptionId: 'sub-premium',
+        address: '123 main st',
+        isActive: true,
+      };
+      mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+      mockedDb.propertyWatchlistItem.count.mockResolvedValue(1);
+      mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(existingItem);
+
+      const result = await propertyWatchlistService.addItem(
+        'sub-premium',
+        '123 Main St',
+        'parcel-001',
+      );
+
+      expect(result.id).toBe('pw-existing');
+      expect(mockedDb.propertyWatchlistItem.create).not.toHaveBeenCalled();
+    });
+
+    it('reactivates a deactivated item', async () => {
+      const deactivatedItem = {
+        id: 'pw-deactivated',
+        subscriptionId: 'sub-premium',
+        address: '123 main st',
+        isActive: false,
+      };
+      mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+      mockedDb.propertyWatchlistItem.count.mockResolvedValue(1);
+      mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(deactivatedItem);
+      mockedDb.propertyWatchlistItem.update.mockResolvedValue({
+        ...deactivatedItem,
+        isActive: true,
+      });
+
+      const result = await propertyWatchlistService.addItem(
+        'sub-premium',
+        '123 Main St',
+      );
+
+      expect(result.isActive).toBe(true);
+      expect(mockedDb.propertyWatchlistItem.update).toHaveBeenCalled();
+    });
+
+    it('throws on invalid subscription', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(null);
+
+      await expect(
+        propertyWatchlistService.addItem('sub-invalid', '123 Main St')
+      ).rejects.toThrow(/not found/);
+    });
+  });
+
+  describe('getItems', () => {
+    it('returns active items for subscription', async () => {
+      const items = [
+        {
+          id: 'pw-1',
+          subscriptionId: 'sub-premium',
+          address: '123 main st',
+          isActive: true,
+          createdAt: new Date('2026-01-01'),
+          updatedAt: new Date('2026-01-01'),
+        },
+        {
+          id: 'pw-2',
+          subscriptionId: 'sub-premium',
+          address: '456 oak ave',
+          isActive: true,
+          createdAt: new Date('2026-02-01'),
+          updatedAt: new Date('2026-02-01'),
+        },
+      ];
+      mockedDb.propertyWatchlistItem.findMany.mockResolvedValue(items);
+
+      const result = await propertyWatchlistService.getItems('sub-premium');
+
+      expect(result).toHaveLength(2);
+      expect(mockedDb.propertyWatchlistItem.findMany).toHaveBeenCalledWith({
+        where: { subscriptionId: 'sub-premium', isActive: true },
+        orderBy: { createdAt: 'desc' },
+      });
+    });
+  });
+
+  describe('removeItem', () => {
+    it('deactivates an item', async () => {
+      mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue({
+        id: 'pw-1',
+        subscriptionId: 'sub-premium',
+        address: '123 main st',
+        isActive: true,
+      });
+      mockedDb.propertyWatchlistItem.update.mockResolvedValue({
+        id: 'pw-1',
+        subscriptionId: 'sub-premium',
+        address: '123 main st',
+        isActive: false,
+      });
+
+      const result = await propertyWatchlistService.removeItem('pw-1', 'sub-premium');
+
+      expect(result.isActive).toBe(false);
+    });
+
+    it('throws on missing item', async () => {
+      mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(null);
+
+      await expect(
+        propertyWatchlistService.removeItem('pw-missing', 'sub-premium')
+      ).rejects.toThrow(/not found/);
+    });
+  });
+
+  describe('getActiveItemsForScan', () => {
+    it('returns items with latest snapshot', async () => {
+      mockedDb.propertyWatchlistItem.findMany.mockResolvedValue([
+        {
+          id: 'pw-1',
+          subscriptionId: 'sub-premium',
+          address: '123 main st',
+          isActive: true,
+          snapshots: [{ id: 'snap-1', capturedAt: new Date('2026-01-01') }],
+        },
+      ]);
+
+      const result = await propertyWatchlistService.getActiveItemsForScan('sub-premium');
+
+      expect(result).toHaveLength(1);
+      expect(result[0].snapshots).toHaveLength(1);
+    });
+  });
+
+  describe('max items for tier', () => {
+    it('returns correct limits per tier', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(BASIC_SUB);
+      expect(await propertyWatchlistService.getMaxItemsForTier('sub-basic')).toBe(3);
+
+      mockedDb.subscription.findUnique.mockResolvedValue(PLUS_SUB);
+      expect(await propertyWatchlistService.getMaxItemsForTier('sub-plus')).toBe(5);
+
+      mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+      expect(await propertyWatchlistService.getMaxItemsForTier('sub-premium')).toBe(50);
+    });
+
+    it('returns 3 for unknown subscription', async () => {
+      mockedDb.subscription.findUnique.mockResolvedValue(null);
+      expect(await propertyWatchlistService.getMaxItemsForTier('sub-unknown')).toBe(3);
+    });
+  });
+
+  describe('normalizeAddressValue', () => {
+    it('lowercases and trims', () => {
+      expect(normalizeAddressValue('  123 Main St  ')).toBe('123 main st');
+    });
+
+    it('collapses multiple spaces', () => {
+      expect(normalizeAddressValue('123   Main   St')).toBe('123 main st');
+    });
+  });
+
+  describe('hashAddressValue', () => {
+    it('produces consistent sha256 hash', () => {
+      const hash1 = hashAddressValue('123 main st');
+      const hash2 = hashAddressValue('123 main st');
+      expect(hash1).toBe(hash2);
+      expect(hash1).toHaveLength(64);
+    });
+
+    it('different addresses produce different hashes', () => {
+      const hash1 = hashAddressValue('123 main st');
+      const hash2 = hashAddressValue('456 oak ave');
+      expect(hash1).not.toBe(hash2);
+    });
+  });
+});
+
+describe('Integration: Full Pipeline', () => {
+  beforeEach(() => {
+    vi.useFakeTimers();
+    vi.clearAllMocks();
+  });
+
+  afterEach(() => {
+    vi.useRealTimers();
+  });
+
+  it('happy path: add property -> detect change -> create alert', async () => {
+    // Setup: add property to watchlist
+    mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+    mockedDb.propertyWatchlistItem.count.mockResolvedValue(0);
+    mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(null);
+    mockedDb.propertyWatchlistItem.create.mockResolvedValue({
+      id: 'pw-1',
+      subscriptionId: 'sub-premium',
+      address: '123 main st',
+      parcelId: 'parcel-001',
+      ownerName: 'John Doe',
+      streetAddress: '123 main st',
+      city: '',
+      state: '',
+      zipCode: '',
+      isActive: true,
+      createdAt: new Date(),
+      updatedAt: new Date(),
+    });
+
+    const item = await propertyWatchlistService.addItem(
+      'sub-premium',
+      '123 Main St',
+      'parcel-001',
+      'John Doe',
+    );
+    expect(item.address).toBe('123 main st');
+
+    // Detect change: ownership transfer
+    const previous: PropertySnapshot = makeSnapshot({
+      ownerName: 'John Doe',
+      capturedAt: '2026-01-01T00:00:00Z',
+    });
+    const current: PropertySnapshot = makeSnapshot({
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      ownerName: 'Jane Smith',
+    });
+
+    const changeResult = detectChanges(previous, current);
+    expect(changeResult.changeType).toBe('ownership_transfer');
+    expect(changeResult.severity).toBe('critical');
+    expect(changeResult.confidence).toBeGreaterThan(0.9);
+
+    // Pipeline processes the change
+    mockedDb.alert.findFirst.mockResolvedValue(null);
+    mockedDb.alert.create.mockResolvedValue({
+      id: 'alert-001',
+      subscriptionId: 'sub-premium',
+      userId: 'user-001',
+      type: 'system_warning',
+      title: '[CRITICAL] Ownership Transfer detected',
+      message: 'Change detected',
+      severity: 'CRITICAL' as any,
+      channel: ['email', 'push', 'sms'],
+      createdAt: new Date('2026-05-14T12:00:00Z'),
+    });
+
+    const pipeline = new HomeTitleAlertPipeline();
+    const alert = await pipeline.processChangeDetection(
+      changeResult,
+      'sub-premium',
+      'user-001',
+    );
+
+    expect(alert).toBeDefined();
+    expect(alert?.changeType).toBe('ownership_transfer');
+    expect(alert?.severity).toBe('critical');
+    expect(mockedDb.alert.create).toHaveBeenCalled();
+    expect(mockedDb.normalizedAlert.create).toHaveBeenCalled();
+  });
+
+  it('tier gating: premium gets more watchlist items than plus', async () => {
+    // Plus tier: 5 items max
+    mockedDb.subscription.findUnique.mockResolvedValue(PLUS_SUB);
+    mockedDb.propertyWatchlistItem.count.mockResolvedValue(5);
+
+    await expect(
+      propertyWatchlistService.addItem('sub-plus', '50th property')
+    ).rejects.toThrow(/limit reached/);
+
+    // Premium tier: 50 items max
+    mockedDb.subscription.findUnique.mockResolvedValue(PREMIUM_SUB);
+    mockedDb.propertyWatchlistItem.count.mockResolvedValue(49);
+    mockedDb.propertyWatchlistItem.findFirst.mockResolvedValue(null);
+    mockedDb.propertyWatchlistItem.create.mockResolvedValue({
+      id: 'pw-50',
+      subscriptionId: 'sub-premium',
+      address: '50th property',
+      parcelId: 'parcel-050',
+      ownerName: null,
+      streetAddress: '50th property',
+      city: '',
+      state: '',
+      zipCode: '',
+      isActive: true,
+      createdAt: new Date(),
+      updatedAt: new Date(),
+    });
+
+    const item = await propertyWatchlistService.addItem(
+      'sub-premium',
+      '50th Property',
+      'parcel-050',
+    );
+    expect(item).toBeDefined();
+  });
+
+  it('fuzzy matching: similar names are detected as matches', async () => {
+    const { matchRecords } = await import('../src/matcher.service');
+
+    const addr = {
+      streetNumber: '123',
+      streetName: 'main',
+      streetType: 'st',
+      city: 'springfield',
+      state: 'IL',
+      zip: '62701',
+    };
+
+    // Slight typo in name
+    const result = matchRecords(
+      'John Doe',
+      addr,
+      'Jhon Doe',
+      addr,
+    );
+
+    expect(result.isMatch).toBe(true);
+    expect(result.nameScore).toBeGreaterThan(0.7);
+  });
+
+  it('fuzzy matching: completely different names don\'t match', async () => {
+    const { matchRecords } = await import('../src/matcher.service');
+
+    const addr = {
+      streetNumber: '123',
+      streetName: 'main',
+      streetType: 'st',
+      city: 'springfield',
+      state: 'IL',
+      zip: '62701',
+    };
+
+    const result = matchRecords(
+      'John Doe',
+      addr,
+      'Robert Williams',
+      addr,
+    );
+
+    expect(result.isMatch).toBe(false);
+    expect(result.nameScore).toBeLessThan(0.5);
+  });
+
+  it('change detection: tax change is minor severity', async () => {
+    const previous: PropertySnapshot = makeSnapshot({
+      taxAmount: 2500,
+    });
+    const current: PropertySnapshot = makeSnapshot({
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      taxAmount: 3500,
+    });
+
+    const result = detectChanges(previous, current);
+    expect(result.changes.some(c => c.changeType === 'tax_change')).toBe(true);
+    expect(result.severity).toBe('info');
+  });
+
+  it('change detection: lien filing is moderate severity', async () => {
+    const previous: PropertySnapshot = makeSnapshot({
+      lienCount: 0,
+    });
+    const current: PropertySnapshot = makeSnapshot({
+      id: 'snap-2',
+      capturedAt: '2026-02-01T00:00:00Z',
+      lienCount: 2,
+    });
+
+    const result = detectChanges(previous, current);
+    expect(result.changes.some(c => c.changeType === 'lien_filing')).toBe(true);
+    expect(result.severity).toBe('warning');
+  });
+});

services/hometitle/test/matcher.test.ts

@@ -0,0 +1,272 @@
+import { describe, it, expect } from 'vitest';
+import {
+  matchRecords,
+  parseName,
+  normalizeString,
+  normalizeStreetType,
+  levenshteinDistance,
+  similarityScore,
+  getConfigForPropertyType,
+} from '../src/matcher.service';
+import { Address } from '../src/types';
+
+const baselineAddress: Address = {
+  streetNumber: '123',
+  streetName: 'main',
+  streetType: 'st',
+  unit: 'apt 4b',
+  city: 'springfield',
+  state: 'IL',
+  zip: '62701',
+  latitude: 39.7817,
+  longitude: -89.6501,
+};
+
+describe('levenshteinDistance', () => {
+  it('returns 0 for identical strings', () => {
+    expect(levenshteinDistance('hello', 'hello')).toBe(0);
+  });
+
+  it('computes distance for different strings', () => {
+    expect(levenshteinDistance('kitten', 'sitting')).toBe(3);
+  });
+
+  it('handles empty strings', () => {
+    expect(levenshteinDistance('', 'hello')).toBe(5);
+    expect(levenshteinDistance('hello', '')).toBe(5);
+  });
+
+  it('handles single character differences', () => {
+    expect(levenshteinDistance('cat', 'bat')).toBe(1);
+  });
+});
+
+describe('similarityScore', () => {
+  it('returns 1.0 for zero distance', () => {
+    expect(similarityScore(0, 5)).toBe(1.0);
+  });
+
+  it('returns 0.0 when distance equals max length', () => {
+    expect(similarityScore(5, 5)).toBe(0.0);
+  });
+
+  it('returns 1.0 for empty strings', () => {
+    expect(similarityScore(0, 0)).toBe(1.0);
+  });
+});
+
+describe('normalizeString', () => {
+  it('lowercases and trims', () => {
+    expect(normalizeString('  Hello World  ')).toBe('hello world');
+  });
+
+  it('removes special characters', () => {
+    expect(normalizeString('O\'Brien-Jr!')).toBe('obrien jr');
+  });
+
+  it('collapses multiple spaces', () => {
+    expect(normalizeString('John   Doe')).toBe('john doe');
+  });
+});
+
+describe('parseName', () => {
+  it('parses first and last name', () => {
+    const tokens = parseName('John Doe');
+    expect(tokens.firstName).toBe('john');
+    expect(tokens.lastName).toBe('doe');
+    expect(tokens.middleName).toBe('');
+  });
+
+  it('parses name with middle name', () => {
+    const tokens = parseName('John Robert Doe');
+    expect(tokens.firstName).toBe('john');
+    expect(tokens.lastName).toBe('doe');
+    expect(tokens.middleName).toBe('robert');
+  });
+
+  it('strips prefixes', () => {
+    const tokens = parseName('Dr. John Doe');
+    expect(tokens.firstName).toBe('john');
+    expect(tokens.lastName).toBe('doe');
+  });
+
+  it('strips suffixes', () => {
+    const tokens = parseName('John Doe Jr');
+    expect(tokens.firstName).toBe('john');
+    expect(tokens.lastName).toBe('doe');
+  });
+
+  it('handles single name', () => {
+    const tokens = parseName('Madonna');
+    expect(tokens.lastName).toBe('madonna');
+    expect(tokens.firstName).toBe('');
+  });
+
+  it('extracts initials from middle names', () => {
+    const tokens = parseName('John M Doe');
+    expect(tokens.initials).toContain('m');
+  });
+
+  it('handles empty name', () => {
+    const tokens = parseName('');
+    expect(tokens.firstName).toBe('');
+    expect(tokens.lastName).toBe('');
+    expect(tokens.middleName).toBe('');
+  });
+});
+
+describe('normalizeStreetType', () => {
+  it('expands abbreviations', () => {
+    expect(normalizeStreetType('st')).toBe('street');
+    expect(normalizeStreetType('ave')).toBe('avenue');
+    expect(normalizeStreetType('blvd')).toBe('boulevard');
+    expect(normalizeStreetType('ct')).toBe('court');
+    expect(normalizeStreetType('ln')).toBe('lane');
+    expect(normalizeStreetType('dr')).toBe('drive');
+  });
+
+  it('normalizes full names', () => {
+    expect(normalizeStreetType('Street')).toBe('street');
+    expect(normalizeStreetType('Avenue')).toBe('avenue');
+  });
+
+  it('passes through unknown types', () => {
+    expect(normalizeStreetType('way')).toBe('way');
+  });
+});
+
+describe('matchRecords', () => {
+  it('matches identical records with high confidence', () => {
+    const result = matchRecords(
+      'John Doe',
+      { ...baselineAddress },
+      'John Doe',
+      { ...baselineAddress },
+    );
+    expect(result.nameScore).toBeCloseTo(1.0, 2);
+    expect(result.addressScore).toBeGreaterThan(0.95);
+    expect(result.isMatch).toBe(true);
+  });
+
+  it('matches names with different prefixes', () => {
+    const result = matchRecords(
+      'Dr. John Doe',
+      { ...baselineAddress },
+      'John Doe',
+      { ...baselineAddress },
+    );
+    expect(result.nameScore).toBeGreaterThan(0.8);
+    expect(result.isMatch).toBe(true);
+  });
+
+  it('matches names with different suffixes', () => {
+    const result = matchRecords(
+      'John Doe Jr',
+      { ...baselineAddress },
+      'John Doe',
+      { ...baselineAddress },
+    );
+    expect(result.nameScore).toBeGreaterThan(0.8);
+  });
+
+  it('matches names with typos via Levenshtein', () => {
+    const result = matchRecords(
+      'Jhon Doe',
+      { ...baselineAddress },
+      'John Doe',
+      { ...baselineAddress },
+    );
+    expect(result.nameScore).toBeGreaterThan(0.7);
+    expect(result.details.levenshteinDistance).toBeGreaterThan(0);
+  });
+
+  it('handles middle initial matching', () => {
+    const result = matchRecords(
+      'John M Doe',
+      { ...baselineAddress },
+      'John Michael Doe',
+      { ...baselineAddress },
+    );
+    expect(result.nameScore).toBeGreaterThan(0.7);
+  });
+
+  it('matches addresses with different street type formats', () => {
+    const addrA: Address = { ...baselineAddress, streetType: 'st' };
+    const addrB: Address = { ...baselineAddress, streetType: 'street' };
+    const result = matchRecords('John Doe', addrA, 'John Doe', addrB);
+    expect(result.addressScore).toBeGreaterThan(0.9);
+  });
+
+  it('uses geocoding proximity when coordinates available', () => {
+    const addrA: Address = {
+      ...baselineAddress,
+      latitude: 39.7817,
+      longitude: -89.6501,
+    };
+    const addrB: Address = {
+      ...baselineAddress,
+      latitude: 39.782,
+      longitude: -89.6505,
+    };
+    const result = matchRecords('John Doe', addrA, 'John Doe', addrB);
+    expect(result.details.geocodingDistance).toBeDefined();
+    expect(result.details.geocodingDistance!).toBeLessThan(100);
+  });
+
+  it('returns false for completely different records', () => {
+    const result = matchRecords(
+      'John Doe',
+      baselineAddress,
+      'Jane Smith',
+      {
+        streetNumber: '999',
+        streetName: 'oak',
+        streetType: 'ave',
+        city: 'chicago',
+        state: 'IL',
+        zip: '60601',
+      },
+    );
+    expect(result.isMatch).toBe(false);
+  });
+
+  it('provides detailed field-level match info', () => {
+    const result = matchRecords(
+      'John Doe',
+      baselineAddress,
+      'John Doe',
+      baselineAddress,
+    );
+    expect(result.details.fields.firstName.score).toBe(1.0);
+    expect(result.details.fields.lastName.score).toBe(1.0);
+    expect(result.details.fields.streetNumber.score).toBe(1.0);
+  });
+
+  it('reports normalized address strings', () => {
+    const result = matchRecords(
+      'John Doe',
+      baselineAddress,
+      'John Doe',
+      baselineAddress,
+    );
+    expect(result.details.addressNormalized[0]).toBe(result.details.addressNormalized[1]);
+  });
+});
+
+describe('getConfigForPropertyType', () => {
+  it('returns residential config with higher thresholds', () => {
+    const config = getConfigForPropertyType('residential');
+    expect(config.nameThreshold).toBe(0.85);
+    expect(config.addressThreshold).toBe(0.9);
+  });
+
+  it('returns commercial config with lower name threshold', () => {
+    const config = getConfigForPropertyType('commercial');
+    expect(config.nameThreshold).toBe(0.8);
+  });
+
+  it('returns land config with lower address threshold', () => {
+    const config = getConfigForPropertyType('land');
+    expect(config.addressThreshold).toBe(0.85);
+  });
+});

services/hometitle/test/scheduler.service.test.ts

@@ -0,0 +1,335 @@
+import { describe, it, expect, beforeEach, vi, afterEach } from 'vitest';
+import { HomeTitleSchedulerService } from '../src/scheduler.service';
+import { PropertySnapshot } from '../src/types';
+
+// All mocks inside vi.hoisted() to avoid vitest hoisting issues
+const mocked = vi.hoisted(() => {
+  const mockPrisma = {
+    subscription: { findMany: vi.fn() },
+    $queryRaw: vi.fn(),
+  };
+  const mockProcessChangeDetection = vi.fn();
+  const mockDetectChanges = vi.fn();
+  const mockShouldTriggerAlert = vi.fn();
+
+  return {
+    mockPrisma,
+    mockProcessChangeDetection,
+    mockDetectChanges,
+    mockShouldTriggerAlert,
+  };
+});
+
+vi.mock('@shieldai/db', () => ({
+  prisma: mocked.mockPrisma,
+}));
+
+vi.mock('../src/alert.pipeline', () => ({
+  homeTitleAlertPipeline: {
+    processChangeDetection: mocked.mockProcessChangeDetection,
+  },
+  HomeTitleAlertPipeline: class {},
+}));
+
+vi.mock('../src/change-detector', () => ({
+  detectChanges: mocked.mockDetectChanges,
+  shouldTriggerAlert: mocked.mockShouldTriggerAlert,
+}));
+
+vi.mock('uuid', () => ({
+  v4: () => 'scan-uuid-' + Date.now(),
+}));
+
+const mockSubscription = {
+  id: 'sub-001',
+  userId: 'user-001',
+  tier: 'premium' as const,
+};
+
+function mockLatestSnapshots(snapshots: PropertySnapshot[]) {
+  mocked.mockPrisma.$queryRaw.mockResolvedValue(
+    snapshots.map(s => ({
+      id: s.id,
+      propertyId: s.propertyId,
+      capturedAt: s.capturedAt,
+      ownerName: s.ownerName,
+      address: JSON.stringify(s.address),
+      deedDate: s.deedDate ?? null,
+      taxId: s.taxId ?? null,
+      propertyType: s.propertyType,
+      taxAmount: s.taxAmount ?? null,
+      lienCount: s.lienCount ?? null,
+    }))
+  );
+}
+
+function mockPreviousSnapshot(snapshot: PropertySnapshot | null) {
+  if (!snapshot) {
+    mocked.mockPrisma.$queryRaw.mockResolvedValue([]);
+  } else {
+    mocked.mockPrisma.$queryRaw.mockResolvedValue([
+      {
+        id: snapshot.id,
+        propertyId: snapshot.propertyId,
+        capturedAt: snapshot.capturedAt,
+        ownerName: snapshot.ownerName,
+        address: JSON.stringify(snapshot.address),
+        deedDate: snapshot.deedDate ?? null,
+        taxId: snapshot.taxId ?? null,
+        propertyType: snapshot.propertyType,
+        taxAmount: snapshot.taxAmount ?? null,
+        lienCount: snapshot.lienCount ?? null,
+      },
+    ]);
+  }
+}
+
+describe('HomeTitleSchedulerService', () => {
+  let scheduler: HomeTitleSchedulerService;
+
+  beforeEach(() => {
+    vi.useFakeTimers();
+    vi.clearAllMocks();
+    mocked.mockProcessChangeDetection.mockReset();
+    mocked.mockDetectChanges.mockReset();
+    mocked.mockShouldTriggerAlert.mockReset();
+
+    scheduler = new HomeTitleSchedulerService({
+      scanIntervalMinutes: 60,
+      maxPropertiesPerScan: 100,
+      enabled: true,
+    });
+  });
+
+  afterEach(() => {
+    scheduler.stop();
+    vi.useRealTimers();
+  });
+
+  describe('constructor and config', () => {
+    it('uses default config when none provided', () => {
+      const defaultScheduler = new HomeTitleSchedulerService();
+      const config = defaultScheduler.getConfig();
+      expect(config.scanIntervalMinutes).toBe(60);
+      expect(config.maxPropertiesPerScan).toBe(100);
+      expect(config.enabled).toBe(true);
+      defaultScheduler.stop();
+    });
+
+    it('accepts custom config', () => {
+      scheduler = new HomeTitleSchedulerService({ scanIntervalMinutes: 30 });
+      const config = scheduler.getConfig();
+      expect(config.scanIntervalMinutes).toBe(30);
+    });
+
+    it('updates config dynamically', () => {
+      scheduler.updateConfig({ scanIntervalMinutes: 15 });
+      const config = scheduler.getConfig();
+      expect(config.scanIntervalMinutes).toBe(15);
+    });
+  });
+
+  describe('start/stop', () => {
+    it('starts the scheduler', () => {
+      scheduler.start();
+      expect(scheduler.isRunning()).toBe(true);
+    });
+
+    it('stops the scheduler', () => {
+      scheduler.start();
+      scheduler.stop();
+      expect(scheduler.isRunning()).toBe(false);
+    });
+
+    it('does not start when disabled', () => {
+      scheduler = new HomeTitleSchedulerService({ enabled: false });
+      scheduler.start();
+      expect(scheduler.isRunning()).toBe(false);
+    });
+  });
+
+  describe('runScan', () => {
+    it('returns empty results when no subscriptions', async () => {
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([]);
+
+      const result = await scheduler.runScan();
+
+      expect(result.propertiesScanned).toBe(0);
+      expect(result.changesDetected).toBe(0);
+      expect(result.alertsCreated).toBe(0);
+      expect(result.notificationsSent).toBe(0);
+      expect(result.errors).toEqual([]);
+    });
+
+    it('detects changes and creates alerts', async () => {
+      const previousSnapshot: PropertySnapshot = {
+        id: 'snap-1',
+        propertyId: 'prop-001',
+        capturedAt: '2026-01-01T00:00:00Z',
+        ownerName: 'John Doe',
+        address: { streetNumber: '123', streetName: 'main', city: 'springfield', state: 'IL', zip: '62701' },
+        propertyType: 'residential',
+      };
+      const currentSnapshot: PropertySnapshot = {
+        ...previousSnapshot,
+        id: 'snap-2',
+        capturedAt: '2026-02-01T00:00:00Z',
+        ownerName: 'Jane Smith',
+      };
+
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([mockSubscription]);
+      mockLatestSnapshots([currentSnapshot]);
+      mockPreviousSnapshot(previousSnapshot);
+      mocked.mockDetectChanges.mockReturnValue({
+        propertyId: 'prop-001',
+        changeType: 'ownership_transfer',
+        severity: 'major',
+        confidence: 0.95,
+        changes: [],
+        previousSnapshot,
+        currentSnapshot,
+        detectedAt: new Date().toISOString(),
+      });
+      mocked.mockShouldTriggerAlert.mockReturnValue(true);
+      mocked.mockProcessChangeDetection.mockResolvedValue({
+        id: 'alert-001',
+        propertyId: 'prop-001',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        changeType: 'ownership_transfer',
+        severity: 'critical',
+        title: '[MAJOR] Ownership Transfer detected',
+        message: 'Change detected',
+        changeDetectionResult: {} as any,
+        channel: ['email', 'push', 'sms'],
+        dedupKey: 'hometitle:user-001:prop-001:ownership_transfer',
+        createdAt: new Date().toISOString(),
+      });
+
+      const result = await scheduler.runScan();
+
+      expect(result.changesDetected).toBe(1);
+      expect(result.alertsCreated).toBe(1);
+      expect(result.notificationsSent).toBe(1);
+    });
+
+    it('skips snapshots without previous', async () => {
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([mockSubscription]);
+      mockLatestSnapshots([{
+        id: 'snap-1',
+        propertyId: 'prop-001',
+        capturedAt: '2026-01-01T00:00:00Z',
+        ownerName: 'John Doe',
+        address: { streetNumber: '123', streetName: 'main', city: 'springfield', state: 'IL', zip: '62701' },
+        propertyType: 'residential',
+      }]);
+      mockPreviousSnapshot(null);
+
+      const result = await scheduler.runScan();
+
+      expect(result.changesDetected).toBe(0);
+    });
+
+    it('handles subscription scan errors gracefully', async () => {
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([mockSubscription]);
+      mockLatestSnapshots([]);
+      mockPreviousSnapshot(null);
+      mocked.mockDetectChanges.mockReturnValue({
+        propertyId: 'prop-001',
+        changeType: 'metadata_change',
+        severity: 'minor',
+        confidence: 0.5,
+        changes: [],
+        previousSnapshot: {} as any,
+        currentSnapshot: {} as any,
+        detectedAt: new Date().toISOString(),
+      });
+      mocked.mockShouldTriggerAlert.mockReturnValue(false);
+
+      const result = await scheduler.runScan();
+
+      expect(result.errors).toEqual([]);
+      expect(result.propertiesScanned).toBe(0);
+    });
+
+    it('tracks scan metadata', async () => {
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([]);
+
+      const result = await scheduler.runScan();
+
+      expect(result.scanId).toBeDefined();
+      expect(result.startedAt).toBeDefined();
+      expect(result.completedAt).toBeDefined();
+      // completedAt should be after startedAt
+      expect(new Date(result.completedAt).getTime()).toBeGreaterThanOrEqual(
+        new Date(result.startedAt).getTime()
+      );
+    });
+
+    it('does not send notifications for non-premium tier', async () => {
+      const previousSnapshot: PropertySnapshot = {
+        id: 'snap-1',
+        propertyId: 'prop-001',
+        capturedAt: '2026-01-01T00:00:00Z',
+        ownerName: 'John Doe',
+        address: { streetNumber: '123', streetName: 'main', city: 'springfield', state: 'IL', zip: '62701' },
+        propertyType: 'residential',
+      };
+      const currentSnapshot: PropertySnapshot = {
+        ...previousSnapshot,
+        id: 'snap-2',
+        capturedAt: '2026-02-01T00:00:00Z',
+        ownerName: 'Jane Smith',
+      };
+
+      const nonPremiumSub = { ...mockSubscription, tier: 'plus' as const };
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([nonPremiumSub]);
+      mockLatestSnapshots([currentSnapshot]);
+      mockPreviousSnapshot(previousSnapshot);
+      mocked.mockDetectChanges.mockReturnValue({
+        propertyId: 'prop-001',
+        changeType: 'ownership_transfer',
+        severity: 'major',
+        confidence: 0.95,
+        changes: [],
+        previousSnapshot,
+        currentSnapshot,
+        detectedAt: new Date().toISOString(),
+      });
+      mocked.mockShouldTriggerAlert.mockReturnValue(true);
+      mocked.mockProcessChangeDetection.mockResolvedValue({
+        id: 'alert-002',
+        propertyId: 'prop-001',
+        subscriptionId: 'sub-001',
+        userId: 'user-001',
+        changeType: 'ownership_transfer',
+        severity: 'critical',
+        title: '[MAJOR] Ownership Transfer detected',
+        message: 'Change detected',
+        changeDetectionResult: {} as any,
+        channel: ['email', 'push'],
+        dedupKey: 'hometitle:user-001:prop-001:ownership_transfer',
+        createdAt: new Date().toISOString(),
+      });
+
+      const result = await scheduler.runScan();
+
+      expect(result.changesDetected).toBe(1);
+      expect(result.alertsCreated).toBe(1);
+      expect(result.notificationsSent).toBe(0);
+    });
+  });
+
+  describe('getLastScanResult', () => {
+    it('returns null before first scan', () => {
+      expect(scheduler.getLastScanResult()).toBeNull();
+    });
+
+    it('returns last scan result after scan', async () => {
+      mocked.mockPrisma.subscription.findMany.mockResolvedValue([]);
+      scheduler.start();
+      await vi.advanceTimersByTimeAsync(60 * 60 * 1000);
+      expect(scheduler.getLastScanResult()).not.toBeNull();
+    });
+  });
+});

services/hometitle/tsconfig.json

@@ -0,0 +1,8 @@
+{
+  "extends": "../../tsconfig.json",
+  "compilerOptions": {
+    "outDir": "./dist",
+    "rootDir": "./src"
+  },
+  "include": ["src/**/*.ts"]
+}

services/hometitle/vitest.config.ts

@@ -0,0 +1,26 @@
+import { defineConfig } from 'vitest/config';
+
+export default defineConfig({
+  test: {
+    globals: true,
+    environment: 'node',
+    include: ['src/**/*.test.ts', 'test/**/*.test.ts'],
+    coverage: {
+      provider: 'v8',
+      reporter: ['text', 'json', 'html', 'lcov'],
+      reportsDirectory: './coverage',
+      include: ['src/**/*.ts'],
+      exclude: [
+        'src/**/*.d.ts',
+        '**/node_modules/**',
+        '**/test/**',
+      ],
+      thresholds: {
+        statements: 80,
+        branches: 80,
+        functions: 80,
+        lines: 80,
+      },
+    },
+  },
+});