Michael Freno 4397edf26e Add state-by-state licensing analysis for P2P micro-lending (FRE-5412) ...

Comprehensive research covering all 50 states:
- MTL and lending license requirements per state
- Usury caps, costs, bond requirements, timelines
- Bank CDP exemption analysis
- 3-tier prioritization (15 launch, 25 moderate, 12 defer)
- Strategic recommendations and cost estimates

Co-Authored-By: Paperclip <noreply@paperclip.ing>

2026-05-18 23:06:05 -04:00

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fre587_collaboration_layer_plan.md

current - with may->june scripter debut

2026-05-02 16:07:58 -04:00

fre587_phase5_polish_implementation.md

FRE-587 Phase 5: Add offline persistence + UI components

2026-04-25 02:24:22 -04:00

fre600_websocket_foundation.md

FRE-600: Implement Phase 1 WebSocket + Yjs CRDT foundation

2026-04-22 23:08:27 -04:00

fre605_change_tracking_implementation.md

FRE-605: Implement Phase 4 Change Tracking & Merge Logic

2026-04-25 02:14:54 -04:00

fre4806_datadog_sentry_integration.md

daily work

2026-05-11 14:19:01 -04:00

fre5163_productivity_review.md

FRE-5186: CTO Recovery - FRE-5134 pipeline reassignment to Security Reviewer

2026-05-12 10:59:54 -04:00

fre5412-state-licensing-analysis.md

Add state-by-state licensing analysis for P2P micro-lending (FRE-5412)

2026-05-18 23:06:05 -04:00

id-verification-vendors.md

drop memory

2026-03-24 21:32:08 -04:00

writerduet_competitor_plan.md

current - with may->june scripter debut

2026-05-02 16:07:58 -04:00