- Created waitlist_signups and waitlist_events tables
- Supports email, name, source tracking, and status management
- Enables VIP supporter list for Product Hunt launch
- Migration 0002_chemical_shocker.sql generated
- Fixed brand color in product-hunt-assets-brief.md (#518ac8)
- 22 sections: user accounts, loans, fees, collections, arbitration
- Platform fee: 1% lender origination, 2% borrower transaction
- Late fee: or 5% after 5-day grace; default at 90 days
- Delaware law, binding arbitration, class action waiver
- Full risk disclosures for peer-to-peer lending
