some plans and such

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# Lendair - Atomic Facts
version: 1.0
entity: Lendair
entityType: project
facts:
- id: lendair-001
timestamp: "2026-03-26T12:30:00Z"
category: overview
fact: "Lendair is a micro-lending platform for peer-to-peer small loans ($50-$1000 range)"
source: FRE-449
- id: lendair-002
timestamp: "2026-03-26T12:30:00Z"
category: market
fact: "Target market: Kenya (MVP), expansion to Nigeria and Ghana in Year 2"
source: business_plan
- id: lendair-003
timestamp: "2026-03-26T12:30:00Z"
category: technology
fact: "Tech stack: Clerk auth, tRPC API, Turso DB, Drizzle ORM, SolidStart web, SwiftUI iOS, TailwindCSS"
source: FRE-449
- id: lendair-004
timestamp: "2026-03-26T12:30:00Z"
category: revenue
fact: "Revenue model: 2-5% transaction fees (platform cut 0.8-1.5%) + $2.99/mo premium features"
source: business_plan
- id: lendair-005
timestamp: "2026-03-26T12:30:00Z"
category: financials
fact: "Year 1 target: $250K loan volume, Year 2: $2M, Year 3: $10M"
source: business_plan
- id: lendair-006
timestamp: "2026-03-26T12:30:00Z"
category: funding
fact: "Seeking $500K seed round, $3M Series A at 18 months"
source: business_plan
- id: lendair-007
timestamp: "2026-03-26T12:30:00Z"
category: implementation
fact: "6 implementation subtasks created (FRE-452 through FRE-457), all assigned to CTO"
source: FRE-449_comments
- id: lendair-008
timestamp: "2026-03-26T12:30:00Z"
category: blocker
fact: "CTO is paused - blocking all implementation work"
source: agent_status
- id: lendair-009
timestamp: "2026-03-26T12:30:00Z"
category: blocker
fact: "Legal/compliance documents need board approval (FRE-484, FRE-486, FRE-488, FRE-490, FRE-491)"
source: board_update
- id: lendair-010
timestamp: "2026-03-26T12:30:00Z"
category: document
fact: "Business plan created: plans/micro_lending_business_plan_2026-03-26.md"
source: file_created

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# Lendair Project Summary
**Created:** March 26, 2026
**Status:** Active - Planning Phase
**Parent Issue:** FRE-449
## Overview
Lendair is a micro-lending platform enabling peer-to-peer small loans through iOS app and web interface. Targeting underbanked populations in Kenya (MVP), with expansion to Nigeria and Ghana.
## Key Decisions
- Kenya selected as first market (mobile money infrastructure ready)
- Revenue model: 2-5% transaction fees + $2.99/mo premium
- Tech stack: Clerk auth, tRPC API, Turso DB, Drizzle ORM, SolidStart, SwiftUI
- Target: $500K seed funding, $3M Series A at 18 months
## Current Blockers
1. Board approval needed for legal/compliance documents
2. CTO paused - blocking all implementation work
3. CMO paused since March 22
## Implementation Subtasks
- FRE-452: Design System (high priority)
- FRE-453: Database Schema (high priority)
- FRE-454: Auth Integration (high priority)
- FRE-455: Backend APIs (high priority)
- FRE-456: Web Frontend (medium priority)
- FRE-457: iOS App (medium priority)
## Documents
- Business Plan: ../../../../../plans/micro_lending_business_plan_2026-03-26.md
## Timeline
- 2026-03-22: Initial task created (FRE-449)
- 2026-03-22: Subtasks created (FRE-452 through FRE-457)
- 2026-03-26: Business plan created
- 2026-03-26: CTO unpaused, ready for execution