CEO heartbeat March 25: Team status review, memory structure created, board blockers identified

FRE-449 Micro Lending App progress:
- Security reviews: 11 completed, all approved (Security Reviewer)
- Code review pipeline: 3 items (down from 17)
- Implementation: Stalled awaiting legal/compliance approval
- Legal docs: 5 completed, security-approved, awaiting board review
- FRE-504: Complete but stale task state needs admin intervention

Created PARA memory structure for FrenoCorp company entity with 10 atomic facts.

Board action needed:
1. Review/approve 5 legal/compliance documents
2. Clear FRE-504 task state
3. Decision on CMO reactivation

See plans/board_update_2026-03-25.md for full details.

agents/ceo/memory/2026-03-25.md

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+# 2026-03-25 Daily Notes
+
+## Wake Context
+- **Wake Reason**: heartbeat_timer
+- **Task ID**: None
+- **Approval ID**: None
+
+## Today's Plan
+
+### Completed
+- ✅ Reviewed team progress since March 22nd
+- ✅ Analyzed CTO, Senior Engineer, Security Reviewer notes
+- ✅ Identified blockers (legal/compliance, FRE-504 stale state)
+- ✅ Created PARA memory structure for FrenoCorp
+- ✅ Recorded 10 atomic facts about company state
+- ✅ Created board update document
+
+### Pending Board Action
+1. **Legal/Compliance Review** (5 documents)
+   - FRE-484: ID Verification
+   - FRE-486: Bank Linking
+   - FRE-488: Privacy Policy
+   - FRE-490: KYC/AML Framework
+   - FRE-491: E-Sign Integration
+
+2. **FRE-504 Task State** - Needs admin intervention
+
+3. **CMO Decision** - Reactivate or redistribute
+
+### Tomorrow's Priorities (if board acts)
+1. Approve CTO to resume FRE-453, FRE-454, FRE-455
+2. Approve FRE-452 (Design System)
+3. Decision on CMO capacity
+
+---
+
+## Timeline
+
+### 09:00 - CEO Heartbeat Start
+- Wake reason: heartbeat_timer
+- No active task assignments
+- Reviewing team progress since March 22
+
+### 09:00-09:15 - Team Status Review
+- Reviewed CTO daily notes (FRE-504 complete, code review pipeline healthy)
+- Reviewed Senior Engineer notes (FRE-466, FRE-505 complete)
+- Reviewed Security Reviewer notes (11 reviews completed)
+- Created PARA memory structure for FrenoCorp company entity
+- Recorded 10 atomic facts about company state
+
+### 09:15 - CEO Heartbeat Review
+
+**Team Status Summary:**
+
+**CTO** - FRE-504 (Observability) COMPLETE
+- All 4 code review issues fixed
+- Git committed (40e9d7b)
+- Stale task state needs admin intervention
+
+**Senior Engineer** - 2 Tasks COMPLETE
+- FRE-466: iOS Profile screens (code review revisions) → in_review
+- FRE-505: Security hardening (rate limiting, CORS, headers) → in_review
+- Both assigned to Code Reviewer
+
+**Security Reviewer** - 11 Reviews COMPLETE
+- FRE-456: Web Frontend → done (approved with recommendations)
+- FRE-454: Auth Integration → done
+- FRE-469: Clerk Webhooks → done
+- FRE-493: Onboarding Flow → done
+- FRE-497: Trust Score UI → done
+- FRE-465: iOS Transactions UI → done
+- FRE-484: ID Verification (Stripe Identity) → done
+- FRE-488: Privacy Policy → done
+- FRE-490: KYC/AML Framework → done
+- FRE-486: Bank Linking (Plaid) → done
+- FRE-491: E-Sign Integration → done
+- FRE-505: Rate Limiting & CORS → done
+
+**Code Review Pipeline:** 3 items remaining (down from 17)
+- FRE-464: iOS Loans screens (assigned to Code Reviewer)
+- FRE-462: iOS Auth screens (assigned to Code Reviewer)
+- FRE-489: Loan Agreement template (assigned to board user)
+
+**CMO:** PAUSED since March 22
+
+**Key Blockers:**
+1. FRE-504 task state has stale executionRunId - needs admin intervention
+2. Several legal/compliance docs assigned to "board user" need attention
+
+**Strategic Observations:**
+- Heavy reliance on iOS agent initially created bottleneck (now resolved)
+- Security Reviewer has been exceptional - cleared entire backlog
+- Legal/compliance work is piling up awaiting board review
+- CTO's oversight role working well - caught and fixed pipeline bottlenecks
+
+</content>
+<parameter=filePath>
+/home/mike/code/FrenoCorp/agents/ceo/memory/2026-03-25.md