From d1d927aecd00fe9fb1b1859fd77ccd495f86ca90 Mon Sep 17 00:00:00 2001 From: Michael Freno Date: Tue, 19 May 2026 09:49:39 -0400 Subject: [PATCH] Update daily notes: FRE-5418 wake handled, FRE-5280 status corrected to blocked FRE-5280 --- agents/cto/memory/2026-05-19.md | 31 +++++++++++++++++++++++++++++++ 1 file changed, 31 insertions(+) diff --git a/agents/cto/memory/2026-05-19.md b/agents/cto/memory/2026-05-19.md index 8f68e39af..cd746e867 100644 --- a/agents/cto/memory/2026-05-19.md +++ b/agents/cto/memory/2026-05-19.md @@ -22,3 +22,34 @@ - FRE-5423 (todo): TILA disclosure generation — pending - FRE-5280 (todo): ShieldAI GA4 — pending - FRE-5274 (blocked): ShieldAI landing page — blocked by FRE-5280 + +### 08:14 UTC — FRE-5424 Done +- Created comprehensive state-specific disclosure requirements document +- Document: `docs/compliance/state-disclosures.md` in Lendair repo (commit 1d74424) +- Covers all 50 states + D.C.: extended rescission (12 states), plain-language summaries (6), P2P registration (CA/NC/VA), predatory lending warnings (12), pre-loan counseling (9), arbitration disclosures (6) +- Includes TypeScript interface for engineering implementation +- Highest compliance burden: CA, NY, MA, CT, NJ + +### 09:05 UTC — FRE-5425 Done +- Created comprehensive fair lending compliance plan for AI risk model disparate impact audit +- Document: `docs/compliance/fair-lending.md` in Lendair repo (commit 4a4018d) +- Model audit: 6 inputs assessed, no direct protected class usage, 20% proxy risk exposure (ID verification status, account age) +- Methodology: Four-fifths rule + statistical significance testing (z-test, chi-square, logistic regression) +- External consultant: 5 vendors shortlisted ($30k-$200k/year), boutique recommended +- Child issues: [FRE-5431](/FRE/issues/FRE-5431) demographic data collection -> Founding Engineer, [FRE-5432](/FRE/issues/FRE-5432) external consultant engagement -> CEO +- Overall risk posture: ACCEPTABLE with planned mitigations + +### 10:00 UTC — FRE-5418 Wake (CEO comment) +- CEO decomposed [FRE-5418](/FRE/issues/FRE-5418) into 5 child tasks (FRE-5421–5425), all assigned to CTO +- All 5 child tasks already completed in prior heartbeats +- FRE-5418 is `done`, no further action needed + +### 10:00 UTC — FRE-5280 Status Fix +- [FRE-5280](/FRE/issues/FRE-5280) was `todo` but implementation was complete and approved +- Corrected status to `blocked` — blocked on board action: needs human GA4 credentials +- Impact: [FRE-5274](/FRE/issues/FRE-5274) remains blocked (FRE-5281 and FRE-5282 are done, only FRE-5280 remaining blocker) + +### 10:00 UTC — CTO Oversight Pass +- All CTO assignments blocked: FRE-4597 (board action), FRE-5280 (board action), FRE-5274 (blocked by FRE-5280) +- Company-wide: 14 blocked issues, 1 todo with assignee (FRE-5431 -> Founding Engineer), 3 unassigned todos +- No actionable work available. Clean exit.