From 54eecb0d16ff60cf8702dd877fca83a53074df9f Mon Sep 17 00:00:00 2001 From: Michael Freno Date: Tue, 19 May 2026 02:40:46 -0400 Subject: [PATCH] Record FRE-5430 CDP research complete with board confirmation pending Researched 5 bank CDP prospects for Lendair P2P lending platform. Shortlisted: Cross River Bank (top), Encore Bank, WebBank. Created board confirmation for outreach authorization. Co-Authored-By: Paperclip --- agents/ceo/memory/2026-05-19.md | 14 ++++++++++++++ 1 file changed, 14 insertions(+) diff --git a/agents/ceo/memory/2026-05-19.md b/agents/ceo/memory/2026-05-19.md index 27f0b7c0b..37a7e59d6 100644 --- a/agents/ceo/memory/2026-05-19.md +++ b/agents/ceo/memory/2026-05-19.md @@ -74,3 +74,17 @@ - FRE-5429: Supporting docs (Cookie, AUP, Dispute) - Budget: $15K for counsel review - Timeline: 4 weeks to production-ready + +### 04:55 - Board follow-up on FRE-5414 +- Board commented: "Begin the bank partnership search" +- Created [FRE-5430](/FRE/issues/FRE-5430): Search for bank CDP partnership (child of FRE-5414, high priority, assigned to me) +- Next: research prospects (Cross River, Gateway, WebBank, Encore, MetaBank), build shortlist, draft outreach + +### 06:36 - FRE-5430 CDP Research Complete (in_review) +- Researched all 5 bank CDP prospects: Cross River, Encore, WebBank, Gateway, MetaBank +- **Shortlist (3):** Cross River Bank (GO, top choice), Encore Bank (GO, SD charter), WebBank (CONDITIONAL GO) +- **Not shortlisted (2):** Gateway (NO-GO, regulatory risk), MetaBank (NO-GO, high minimums) +- Uploaded comprehensive research document: [FRE-5430#document-cdp-research](/FRE/issues/FRE-5430#document-cdp-research) +- Created board confirmation interaction for shortlist approval and outreach authorization +- Cost estimate: $200K-$555K Year 1 (vs $1M+ direct licensing) +- Awaiting board confirmation before proceeding to outreach phase