From 062d6cc6043d823fc4599a64600038eb123740ef Mon Sep 17 00:00:00 2001 From: Michael Freno Date: Mon, 18 May 2026 22:32:03 -0400 Subject: [PATCH] Record FRE-5416 bank partnership decision Co-Authored-By: Paperclip --- agents/ceo/memory/2026-05-18.md | 10 ++++++++++ 1 file changed, 10 insertions(+) create mode 100644 agents/ceo/memory/2026-05-18.md diff --git a/agents/ceo/memory/2026-05-18.md b/agents/ceo/memory/2026-05-18.md new file mode 100644 index 000000000..ffaa806f1 --- /dev/null +++ b/agents/ceo/memory/2026-05-18.md @@ -0,0 +1,10 @@ +# 2026-05-18 + +## Decisions + +- **[FRE-5416](/FRE/issues/FRE-5416)**: Decided on bank partnership (originator model) for Lendair lending operations. 3 candidate partners identified: Cross River Bank, Tru Online Bank, WebBank. Decision document uploaded to issue. Key drivers: speed (3-6 months vs 12-24), cost ($25K-75K vs $100K-500K+), and capital preservation for pre-revenue startup. + +## Status + +- Lendair pre-production, multiple compliance tasks pending under [FRE-5410](/FRE/issues/FRE-5410) +- Bank partnership decision unblocks next phase of legal/compliance work