# Lendair Project Summary

**Created:** March 26, 2026  
**Status:** Active - Planning Phase  
**Parent Issue:** FRE-449

## Overview
Lendair is a micro-lending platform enabling peer-to-peer small loans through iOS app and web interface. Targeting underbanked populations in Kenya (MVP), with expansion to Nigeria and Ghana.

## Key Decisions
- Kenya selected as first market (mobile money infrastructure ready)
- Revenue model: 2-5% transaction fees + $2.99/mo premium
- Tech stack: Clerk auth, tRPC API, Turso DB, Drizzle ORM, SolidStart, SwiftUI
- Target: $500K seed funding, $3M Series A at 18 months

## Current Blockers
1. Board approval needed for legal/compliance documents
2. CTO paused - blocking all implementation work
3. CMO paused since March 22

## Implementation Subtasks
- FRE-452: Design System (high priority)
- FRE-453: Database Schema (high priority)
- FRE-454: Auth Integration (high priority)
- FRE-455: Backend APIs (high priority)
- FRE-456: Web Frontend (medium priority)
- FRE-457: iOS App (medium priority)

## Documents
- Business Plan: ../../../../../plans/micro_lending_business_plan_2026-03-26.md

## Timeline
- 2026-03-22: Initial task created (FRE-449)
- 2026-03-22: Subtasks created (FRE-452 through FRE-457)
- 2026-03-26: Business plan created
- 2026-03-26: CTO unpaused, ready for execution
